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End-Kapsel-Juni-SBI-PO-Netz-2016-EDITED-FINAL-2.pdf -. Dies ist das Ende der Vorschau. Melden Sie sich für den Rest des Dokuments. Unformatierte Text-Vorschau: GK POWER CAPSULE FÜR SBI PO MAINS 2016 BANKING amp FINANZIELLE BEWUSSTSEINS-AKTUELLES RBI IN NEWS Reserve Bank of India (RBI) veröffentlicht seine viel erwartete Vision-2018-Dokument. Die Payment-Amp-Settlement-Systeme in Indien: Vision-2018 zielt darauf ab, Best-of-Class-Payment-Amp-Abwicklungssysteme für einen weniger kostspieligen Indien-Verstärker zu schaffen, der den Zugang zu mobilen Bankdienstleistungen auch für grundlegende Telefonbenutzer sicherstellt. Reserve Bank of India Gouverneur Raghuram Rajan hat angekündigt, die zweite Zwei-Monats-Monetary Policy Statement für das Jahr 2016-17 amp hielt den Repo-Satz unverändert bei 6,5, Reverse-Repo-Satz bleibt bei 6,00, AMP CRR bleibt bei 4. RBI formuliert das Schema für Nachhaltige Strukturierung von betriebsbedingten Vermögenswerten (S4A) als optionaler Rahmen für die Behebung großer Belastungen. Die Reserve Bank of India (RBI) wird in Kürze ein Komitee einrichten, um die Nutzung der Blockchain-Technologie zu studieren. Die Technologie wird verwendet, um die Verwendung von Papierwährung zu reduzieren. Reserve Bank sagte der aggregierten Obergrenze für ausländische Investoren in Ujjivan Financial Services investieren wird bei 49 bleiben. RBI hat 29 Agentur-Banken zugelassen, Zahlungen von Einkommensteuer zu akzeptieren. Einige der Agentur-Banken, die von RBI zur Steuererhebung berechtigt sind, gehören die Allahabad Bank, die UCO Bank, die BOI, die Canara Bank, die SBI amp ihre fünf assoziierten Banken, die CBI, die Dena Bank, die HDFC Bank Ltd, die OBC, die Axis Bank Ltd, die ICICI Bank amp PNB. Sie hat erklärt, dass Unternehmen aus Pakistan, China, Bangladesch, Sri Lanka, Afghanistan, Iran amp Hongkong oder Macau ihre vorherige Zustimmung zur Gründung einer Niederlassung oder eines Projektbüros oder eines Verbindungsbüros in Indien benötigen werden. Das Kabinett hat dem MoU zwischen der Reserve Bank und der Zentralbank der Vereinigten Arabischen Emirate (UAE) die Zustimmung zur Zusammenarbeit bei der Währungsswapvereinbarung erteilt. Nach RBI wird es in Kürze Rs. 1.000 Stück Banknoten in der Mahatma Gandhi Reihe von 2005 mit dem Einfügungsbuchstaben von R in den Zahlenfeldern. RBI freigegeben Non-Banking Financial Company - Akkredit Aggregator Directions, 2016. Damit wird der regulatorische Rahmen geschaffen, um eine neue Art von Non-Banking Financial Company (NBFC), die als ein Konto aggregator handeln könnte, zu ermöglichen. Der Net Owned Fund solcher Gesellschaften sollte nicht unter 2 cr liegen. Rs. RBI herausgegeben überarbeitete Rahmen für Wiederbelebung Ampere Rehabilitation von Medium, Small Amp Micro Enterprises (MSMEs). Der Rahmen muss von den Banken spätestens am 30. Juni 2016 eingeführt werden. Leitlinien Es gilt für MSME mit Kreditlimiten bis zu 25 cr. Rs. Einschließlich Konten im Rahmen des Konsortiums oder Multi Banking Arrangement (MBA). Es klassifiziert drei Kategorien in Special Mention Account (SMA), um anfänglichen Stress in den Konten von MSMEs im Falle von Non Performing Assets (NPAs) zu identifizieren: a) SMA-0: Haupt - oder Zinszahlung nicht überfällig für mehr als 30 Tage, aber Konto Anzeichen für beginnenden Stress b) SMA-1: Haupt - oder Zinszahlung überfällig zwischen 3160 Tagen c) SMA-2: Kapital - oder Zinszahlung überfällig zwischen 6190 Tagen 1 bankersadda sscadda RBI unterzeichnete eine spezielle Währungsswap-Vereinbarung mit der Zentralbank von Sri Lanka . Im Rahmen der Vereinbarung kann die Zentralbank von Sri Lanka bis zu 700 Millionen US-Dollar. Um die Überwachung von Betrugsfällen in den Städtischen Genossenschaftsbanken zu rationalisieren, hat RBI mit Rs 1 cr. Innerhalb von drei Wochen nach der Detektion an seine Central Fraud Monitoring Cell (CFMC) bei Bengaluru gemeldet werden. Betrugsfälle unter Rs 1 cr. Sollten den jeweiligen Regionalbüros des Department of Cooperative Bank Supervision (DCBS) des RBI gemeldet werden. Reserve Bank Governor Raghuram Rajan hat sich einer Task Force des World Economic Forum (WEF) angeschlossen, um die Zukunft des globalen Finanzsystems zu untersuchen. Die Zentralbank hat die Geschäftsbanken dazu veranlasst, die Rückstellungen in jedem Quartal um 2,5 zu erhöhen, so dass die Provisionierung bis zum 31. März 2017 die 15-Stufen in Übereinstimmung mit den Sub-Standardkonten erreichte. RBI hat die 2-Milliarden-Währungsswap-Vereinbarung bis Mitte November 2017 auf SAARC-Nationen ausgedehnt. Im Rahmen dieser Vereinbarung bietet die RBI eine Swap-Vereinbarung bis zu einem Gesamtvolumen von 2 Mrd. USD sowohl im Devisenmarkt indische Rupie an. RBI hat einen Pakt mit der Bank of Israel für Information Exchange amp Bankenaufsicht unterzeichnet. RBI hat beschlossen, FDI-bezogene Daten mit dem Land Intelligence-Agenturen, Intelligence Bureau (IB) amp Forschung amp Analyse Wing (RAW), um das schwarze Geld in Indien zu überprüfen. Tata Consultancy Services (TCS) CEO amp MD Natarajan Chandrasekaran, ehemaliger Chefsekretär von Gujarat Sudhir Mankad amp Bharat Narotam Doshi als Non Officials Direktor in den Vorstand von RBI für eine Amtszeit von 4 Jahren ernannt. SBI IN NEWS SBI unterzeichnet MoU mit dem indischen Institut für Technologie Gesellschaft für Innovation amp Entrepreneurship (SINE), (IIT) Bombays Technologie-Business-Inkubator, zur Förderung der Innovation durch Start-ups im Finanzsektor. SBI amp der Weltbank eingefärbt Vereinbarungen für eine 625 Millionen Anlage zur netzgekoppelten Dach-Solar-Programm (GRPV) in dem Land zu unterstützen. SBI startete anlässlich des 61. State Bank Day am 1. Juli 3 neue digitale Angebote. A) Sie hat mit Flipkart zusammengearbeitet, um ihren Verbrauchern die Möglichkeit einer vorab genehmigten EMI-Einrichtung für Einkäufe anzubieten. Im Rahmen dieser Partnerschaft wird SBI eine Überziehungseinrichtung für vorqualifizierte Kunden zur Verfügung stellen, um Flipkart für einen Mindestkauf von Rs zu tätigen. 5000. b) Es startete auch SBI Mingle - seine Social-Media-Banking-Plattform für Facebook amp Twitter-Nutzer. C) Es hat auch seine neue Initiative SBI Digital Dörfer, die darauf abzielen, Dörfer in Bargeld weniger Ökosystem durch ihre Annahme. SBI amp Reliance Industries unterzeichnete ein Abonnement amp Aktionäre Vereinbarung zur Einrichtung von Zahlungen Bank Joint Venture. RIL wird arbeiten, wie der Veranstalter amp wird zu 70 Eigenkapital amp SBI wird 30 Prozent Eigenkapital beitragen beitragen. Careerpower. in careeradda. co. in GK POWER KAPSEL FÜR SBI PO MAINS 2016 Balal Dorf in Kasargode Bezirk im Bundesstaat Kerala ist eines der 21 Dörfer im ganzen Land von der SBI im Rahmen der SBI Digital Village Initiative ausgewählt. SBI-Karten amp Payment Services, startete eine Premium-Kreditkarte Elite. Es wird auf der Master Card World Plattform gestartet, die mit NFC (Near Field Communication) Technologie aktiviert wird. SBI benannt in der Hall of Shame Liste von 158 Bankinstituten, die Milliarden von Dollar in Unternehmen investiert haben, die Cluster-Bomben. SBI erstellt dedizierte IT-Innovationen amp Startup-Fonds amp gesetzt Rs 200 crore für Investitionen in vielversprechende Start-ups. SBI amp Spains Caixa Bank unterzeichnete einen Pakt, um Darlehen an indisch-spanische Joint Ventures amp lokalen Unternehmen bieten. Nepal SBI Bank hat Zahlungs-Gateway gestartet, um Online-Handel Ampere Nicht-Handels-Transaktionen zwischen der Himalaya-Nation Nepal amp Indien zu erleichtern. SBIs Point of Sales Terminal (PoS) - Netzwerk ist jetzt die größte im Land. Kündigte die Markteinführung von mVisa, einer mobilen Zahlungslösung an. Hilft Kunden, Zahlungen durch einfaches Scannen des einzigartigen Kaufmann-schnellen Antwortcode zu leisten. Meghalaya CM Mukul M Sangma eröffnete die erste digitale Niederlassung der State Bank of India in Nord-Ost. SBI hat eine Einrichtung unter SBI Quick: SMS amp Missed Call Banking-Service gestartet, wobei der Kunde wählen können, aktivieren oder deaktivieren ihre Karten. SBI startete e-Smart KMU, ein Working Capital Darlehen Angebot für Verkäufer auf E-Commerce-Plattformen. Myanmar hat vier asiatischen Banken Betriebsgenehmigungen erteilt. Out, wenn die 4, eine SBI ist. SBI hat Japan Desk, ein einziges Fenster für eingehende japanische Investitionen in Indien amp umgekehrt gestartet. Dies ist eine erstklassige Initiative, die japanische Unternehmen suchen, um in Indien mit Banking-Verstärker-Beratungsdienste zu investieren. SBI bindet an Taxi Aggregator, Uber, um sofortige Trägerfinanzierung zu den Fahrerpartnern auf der latters Plattform zur Verfügung zu stellen. ICICI BANK IN NACHRICHTEN ICICI Bank hat fünf neue Funktionen auf ihre mobile Banking-App, iMobile hinzugefügt, wobei die Gesamtzahl der Dienste auf über 150. Startete die countrys erste kontaktlose Business-Kreditkarte in Verbindung mit Jet Airways. Werden Sie das erste Finanzinstitut im Land, um mit der New Development Bank, um Möglichkeiten zu erkunden. Startete das iWorkHome-Programm für seine Mitarbeiterinnen, um sie daran zu hindern, ihre Arbeitskräfte zu verlieren. Angekündigt eine neue mobile Zahlungslösung Touch amp Pay. Dies basiert auf der Near Field Communication (NFC) - Technologie. Verkaufte 9 Anteil an seinem allgemeinen Versicherungsunternehmen ICICI Lombard, während 2 Anteil an der Lebensversicherungstochter ICICI Prudential für ungefähr Rs 2.200 cr. K Ramkumar, Vorstandsmitglied amp Mitglied des Vorstandes der ICICI Bank hat den Ruhestand genommen. Er wird durch Vijay Chandok ersetzt. 2 bankersadda sscadda Gefesselt mit marquee Sportwagenhersteller Ferrari, um co-branded Kreditkarte zu starten. Startete eine Kredit-verknüpfte Subvention für Wohnungsbaudarlehen unter Pradhan Mantri Awas Yojana (PMAY). Im Rahmen dieser Regelung wird die ICICI Wohnungsbaudarlehen zu subventionierten Raten von 6,5 pro Jahr für die Darlehensbetrag von Rs. 6 lakh (Maximum). Die Höchstdarlehen für die Subvention beträgt 15 Jahre. HDFC BANK IN NEWS Startete eine KMU-Bank, die ein vollwertiges digitales Bankenservice für kleine mittelständische Unternehmen bietet. HDFC Ltd wurde unter den weltweit zehn größten Amp am stärksten Unternehmen in der Consumer-Finanzdienstleistungssektor auf einer Forbes-Liste von globalen Major American Express gekrönt. Auf Platz sieben, ist HDFC das einzige indische Unternehmen in Top-Ten in dieser Kategorie. Die HDFC Bank plant, im Geschäftsjahr 2011 rund 500 neue Filialen zu eröffnen. JA BANK IN NACHRICHTEN Indias fünftgrößter Privatsektor Kreditgeber Ja Bank hat eine Depotbank von Securities Lizenz von der Märkte Regulierungsbehörde SEBI erhalten, um das Unternehmen bieten custodial Dienstleistungen für Finanzmarktteilnehmer, einschließlich FIIs AMP FPIs. Unterzeichnet eine strategische Vereinbarung mit der indischen Handelskammer Brasiliens (IBCC), um eine bedeutende Zusammenarbeit in Bezug auf Wissenspartnerschaften, Projektberatung etc. zu ermöglichen. Mit Clickandpay, einem mobilen Zahlungslösungsunternehmen, zusammengetan, um bargeldlose, sichere amp flexible Transaktionen für Kunden zu ermöglichen. Gebunden mit BankBazaar, um Ja Bank Retail Darlehen Produkte einschließlich persönlicher Darlehen, Darlehen amp Auto Darlehen auf ihrer Website. Startete eine alle Frauen betrieben Bankfiliale Ja Grace auf Cunningham Straße mit dem Ziel, maßgeschneiderte Banking-Lösungen für Frauen. Er erhielt den prestigeträchtigen Green Bond Pioneer Award für die Pioniere in Emerging Markets-Indien. KOTAK MAHINDRA BANK IN NACHRICHTEN Die vierte Bank eröffnete ihre IFSC Banking Unit (IBU) im International Financial Services Center (IFSC) in der Gujarat International Finance Tec-City (GIFT) City. Übertroffen ICICI Bank auftauchen als die dritte am meisten geschätzt Kreditgeber im Land. Unterzeichnete eine Vereinbarung mit Kanada Pension Plan Investment Board (CPPIB) für Investitionen in betonte Vermögenswerte in Indien. Uday Kotak, Chef von KMB nur Indianer in Forbes Liste von 40 mächtigsten Menschen in der Finanzwelt. Er ist auf Rang 33 in der Forbes-Liste von Money Masters: Die mächtigsten Menschen in der Finanzwelt. Gefüllt von Stephen Schwarzman. AXIS BANK IN NACHRICHTEN Axis Bank forayed in Urban Microfinance Segment amp wird nun Sicherheiten frei Kredit-Einrichtungen zu geringen careerpower. in careeradda. co. in GK POWER CAPSULE FÜR SBI PO MAINS 2016 Einkommen Frauen Gruppen. Die städtische Mikrofinanzierungsinitiative Axis Sahyog wurde gestartet. Starten Sie ein Innovationslabor zu glatten Start-ups AMP angekündigt, dass es einen dedizierten Fonds zu investieren, in diese neu-Unternehmen, die ihr Geschäft profitieren würde zu schaffen. Die Bank startete das Labor in Bengaluru. CCEA genehmigt eine Zunahme der ausländischen Investitionen aus dem aktuellen genehmigten Niveau von 62 bis 74 des gesamten eingezahlten Aktienkapitals der Axis Bank auf einer vollständig fungible Basis. Erster Indias erste international gelistete zertifizierte Green Bond zur Finanzierung von Klimawandel-Lösungen auf der ganzen Welt an der London Stock Exchange (LSE). Sanjiv Misra wird als nicht-exekutiver Vorsitzender der Axis Bank für die nächsten drei Monate. SONSTIGE PRIVATE SEKTORBANKEN IN NACHRICHTEN Die IDFC Bank erwarb die in Tamil Nadu ansässige Mikrofinanzinstitution Grama Vidiyal. IDFC hat gerade die erste seiner Art Twitter-Kampagne, IDFCTwitterResume, wo Sie verkaufen können sich in 140 Zeichen amp Land einen Job in der Übereinkunft gerollt. Südindien Bank gestartet Remit2India Service. Derzeit ist South Indian Banks Anlage für die Überweisung aus Europa, Australien, UAE, AMP Singapur zur Verfügung. Indias größte Fluggesellschaft Bharti Airtel erhielt ihre Zahlungsbank-Lizenz, die beantragt hat, in Partnerschaft mit KMB. Die RBL Bank wird in den nächsten 9-12 Monaten ein Unternehmer-in-Residence (EIR) - Programm für fintech-Start-ups starten. RBL Bank wurde die erste private Bank in Indien zu öffnen Zweig für Start-ups zu öffnen. Die spezielle Zweigstelle wurde in Koramangala, Bengaluru eingeweiht. Capital Local Area Bank wurde erste, die Small Finance Bank Lizenz von RBI erhalten. Es operiert von Jalandhar in Punjab. IndusInd Bank, die die Siedlung Bank für die Eauktion für Tee-Industrie wurde, soll den Status verlieren. Das Tea Board hat die Bank of India als neue Siedlungsbank ausgewählt. DCB Bank Limited hat eine Beteiligung von 5,81 für Rs 9,99 cr erworben. In seinem langjährigen Geschäftspartner Annapurna Microfinance Private Limited. Kleine Kreditgeber DCB Bank hat eine Aadhaar-basierte ATM-Nutzung-Anlage, in der ein Kunde kann mit seinen biometrischen Details anstelle der PIN. Indusind Bank geht online für Darlehen disbursals. Industrie-Body Internet-Verstärker Mobile Association of India, hat Paytm Gründer Vijay Shekhar Sharma, Vorsitzender seiner neu gebildeten Zahlungen Bankengruppe ernannt. Die Bundesbank hat sich mit Chillar Payment Solutions Pvt. Ltd zur Förderung der Start-ups Technologie Produkt Campus Wallet. INTERNATIONALE / AUSLÄNDISCHE BANKEN IN NEWS RBS hat Punit Sood zum Head of Technology für seinen globalen Hub in Indien ernannt. Britische Bank Barclays startete eine neue Finanz-Technologie-Plattform in MUMBAI, die die Start-ups mit einer physischen Website, um amp interagieren mit 3 bankersadda sscadda Stakeholder amp ihre Kollegen in anderen Märkten für eine Gebühr. Benannt als Rise-Plattform. Die globale Investmentbank Nomura hat Mangesh Ghogre zum Executive Director von Equity Capital Markets (ECM) für Indien ernannt. Standard Chartered Bank startete seine Touch ID Innovation auf seiner mobilen Banking-Plattform, SC Mobile, die es Bankkunden ermöglichen, eine Touch-ID anstelle von Benutzernamen amp Passwort verwenden. DCB Bank hat Bengalurus erste ATM, die Aadhaar Zahl amp Aadhaar Fingerabdruck (biometrische) akzeptiert. Eine kleine regionale Florida Bank, hat Stonegate Bank Geschichte durch die Ausstellung der ersten Kreditkarte, die in Kuba verwendet werden kann gemacht. DBS Bank India ernannte Herrn Niraj Mittal zum Managing Director amp Leiter Institutional Banking für das Land. Die islamische Entwicklungsbank (IDB) aus Saudi Arabien hat angekündigt, ihre erste Filiale in Indien in Ahmedabad, Gujarat, zu eröffnen. Die Royal Bank of Scotland hat ihren Ausstieg aus dem Retail Banking in Indien bestätigt. Die in Singapur ansässige DBS Bank hat beschlossen, ihren Hauptsitz in Hyderabad zu bauen. Die Bank hat Herrn Mohit Kapoor zum Leiter des Technologieentwicklungszentrums in Hyderabad ernannt. Die größte Bank Singapurs, DBS hat die mobile einzige Bank in Indien enthüllt. Zimbabwe ist ganz eingestellt, um seine eigene Version von US-Dollar vorzustellen, um einen Bargeldmangel im Land zu erleichtern. Die International Bank Note Society (IBNS) kündigte New Zealands fünf Dollar-Note gewann die Banknote of the Year Award für 2015. Indias größte ausländische Bank nach Anzahl der Niederlassungen Standard Chartered Bank angekündigt, die weltweite Einführung eines digitalen Tablet-basierten Sales Amp-Service-Tool, Retail Workbench, dass die Bankquot bringt die Kunden. Hong Kong amp Shanghai Banking Corp (HSBC) wird schließen 24 seiner 50 Filialen in Indien Verstärker reduzieren ihre Präsenz in 14 Städten. Die New Development Bank (NDB), die gemeinhin als BRICS Bank bekannt ist, hat ihre erste Charge von Darlehen, darunter 250 Millionen an Indias erneuerbare Energien Projekte sanktioniert. Die Europäische Union wird über die Europäische Investitionsbank (EIB) für die Errichtung einer 23 km langen Metrobahn Lucknow Indien 450 Millionen (rund Rs.3300 cr.) Leihen. Jefferies hat Vikas Khattar als Head of India amp SouthEast Asia ECM gemietet. SONSTIGE PUBLIC SECTOR BANKEN IN NACHRICHTEN Syndicate Bank plant, Rs zu erhöhen. 4.300 crore über verschiedene Instrumente. Bank of Baroda zum ersten Mal festgelegt ist, Rating-basierte Kreditvergabe an Retail-Hypotheken-Darlehensnehmer, die Darlehen auf Kredit-Scores amp nicht einheitliche Rate unabhängig von der Kredit-Qualität basiert zu bieten. Staatliche Bank of India verkaufte 18 Beteiligung an Star Union Daiichi Life Insurance Company an seinen japanischen Partner. Careerpower. in careeradda. co. in GK POWER CAPSULE FÜR SBI PO MAINS 2016 Im Anschluss daran wird Daiichi Life Insurance Company der einzige größte Förderer des Unternehmens werden. PNB senkte die Festgelder um 0,25 Prozent auf ausgewählte Laufzeiten. Punjab National Bank hat den größten Nettoverlust von Rs gemeldet. 5,367,14 cr. Für das vierte Quartal. Dies ist die größte vierteljährliche Verlust Die New Development Bank (NDB) sanktioniert seine erste Reihe von Darlehen. Das Projekt aus Indien umfasst die Bereitstellung eines Multi-Tranche-Darlehens von 250 Millionen an die Canara Bank für die Vergabe von Darlehen an erneuerbare Energieprojekte. Der Kabinettausschuss für Wirtschaft hat die Umwandlung des Working Capital Term Loan (WCTL) der Bank of Barodas (BoB) 29,91 cr. Rs. Darlehen an Andrew Yule amp Co. Ltd. (AYCL) in Aktien. Union Bank of India startete eSBTR (Electronic Secured Bank Treasury Receipt), eine Einrichtung für ein einziges Fenster Zahlung Anlage sowohl Stempelsteuer Amp Registrierung Gebühr für den Hauskauf in Maharashtra. Indian Overseas Bank (IOB) hat sich die erste Bank, um den Verkauf der indischen Goldmünze (IGC) auf dem heimischen Markt zu beginnen. RRBS / COOPERATIVE BANKEN / NBFCS IN NEWS Die städtische Genossenschaftsbank Saraswat hat die Spende von rs. 1 Cr. Für die Dürrehilfe in Maharastra. South Indian Bank eine tie-up mit National Australian Bank (NAB) für Online-Einzahlungen aus Australien zu einem wettbewerbsfähigen Preis. Mahindra amp Mahindra Financial Services hat den ehemaligen Investmentbanker Dhananjay Mungale zum Vorsitzenden ernannt. TJSB Sahakari Bank wird 18 weitere Filialen eröffnen diese fiskalische nehmen die Gesamtzahl der ihr Netzwerk auf 133 im Land. TJSB Sahakari Banks Vorsitzender, C Nandagopal Menon. International Finance Corporation, ein Mitglied der Weltbank-Gruppe startete seine erste Uridashi Masala Bond. Die südindische Bank hat angekündigt, dass ihre Personalabteilung die ISO 9001: 2008-Zertifizierung erreicht hat. Der australische Unternehmer Craig Wright hat sich öffentlich als Bitcoin-Schöpfer identifiziert. SIDBI amp Saarc Development Fund (SDF) hat ein MoU für die Zusammenarbeit bei der Zusammenarbeit amp Zusammenarbeit unterzeichnet. SIDBI wird die vorgeschlagenen Rs 10.000 Cr. Korpus für Stand Up India Fund von RBI. Der Fonds wird an die Unternehmer von Dalit ausgezahlt. NABARD ist mit der deutschen Regierung zusammengetreten. Auf Bodenschutz-Verstärker-Rehabilitation für Nahrungsmittelsicherheit. Agri amp ländlichen Kreditgeber Nabard soll Rs 50.000 cr zu erhöhen. Von den Märkten in GJ17. Experian, globale Informationsdienste Unternehmen startete einen Betrug Erkennung Mechanismus namens Hunter Fraud Score. Tech Process Payment Services erhielt eine grundsätzliche Genehmigung für die Einrichtung der amp operativen Bharat Bill Payments Operating Unit (BBPOU). Die Postabteilung von Indien, Indien-Pfosten geht Hightech durch geo, das das Postamt auf Bhuvan amp überprüft, hat begonnen, die zeitliche Abstand der Briefkästen durch eine Mobile app zu überwachen. Indien Post ausgewählt Deloitte als Berater für Zahlungen Bank. Die National Payments Corporation of India (NPCI), startete eine Hackathon in Partnerschaft mit Software-Industrie Body indischen Software Product Industry Round Table (iSPIRT). Die Modi Govt. Wurde rundherum für fast 22 Cr gelobt. Bankkonto eröffnet in etwa einem Ampere ein halbes Jahr. Insgesamt haben die JDY-Konten einen Saldo von Rs 37.617 cr. Ab April 2016 oder rund Rs.1,700 pro Konto. Mastercard startet neue mobile Technologien, mit denen Kunden ihre Online-Einkäufe mit Selfies oder Fingerabdrücken authentifizieren können. Indias erste Cash-App hat von einem Fin-Tech-Unternehmen namens Tslc Pte Ltd gestartet. Die App wird als CASHe benannt. SONSTIGE BANKING-NACHRICHTEN TransUnion hat ihre Beteiligung an der indischen Tochtergesellschaft Cibil auf 77,1 Prozent gesteigert, indem sie ICICI Bank amp BOBs, die daran beteiligt waren, kaufte. Indien Ratings bestätigten die langfristigen Emittentenbewertungen auf vier staatseigenen Banken bei AAA. Die Agentur bestätigt Ratings von SBI, Bank of Baroda, Union Bank of India amp Canara Bank. Die indischen Banken benötigen rund 90 Milliarden Kapital, um neue Basel-III-Kapitalnormen zu erfüllen, die bis zum Ende des Geschäftsjahres 2015 nach der Ratingagentur Fitch umgesetzt werden sollen. Yeldi Softcom erhielt seine halb geschlossene Brieftasche Lizenz von der Reserve Bank of India. Banken werden erwartet, um Rs 1,80 lakh crore Darlehen unter dem Pradhan Mantri Mudra Yojana (PMMY) auszuzahlen. WIRTSCHAFT NACHRICHTEN 4 bankersadda sscadda careerpower. in careeradda. co. in GK POWER KAPSEL FÜR SBI PO MAINS 2016 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15 16. 17. 18. 19. Telecom-Ministerium, um das Rs 3.500-crore 4G-Spektrumhandelsgeschäft zwischen Airtel amp Aircel gelöscht zu haben. FM verhängte Antidumpingzölle auf gereinigte Terephthalsäureimporte aus China, Iran, Taiwan, Indonesien amp Malaysia. Nasscom enthüllte sein erstes Exzellenzzentrum auf dem Internet of Things (CoE-IoT) am Startup-Lager in Bengaluru. Oberster Gerichtshof ernannte Green Panel EPCA empfohlen hohe Verschmutzung cess, von bis zu 25 auf die Kosten für Diesel-Autos über 2.000 cc. Kabinett genehmigt die Umsetzung der Empfehlungen der 7. Central Pay Kommission. Es empfahl eine 14,27 Prozent Wanderung im Grundgehalt auf Junior Ebenen, 23,55 Prozent insgesamt Wanderung in Gehältern, Zulagen amp Pension. FM Arun Jaitley veröffentlicht eine Gedenk-Silbermünze, um den 300. Märtyrertag von Banda Singh Bahadur zu markieren. Kabinett genehmigt die Einrichtung von Fund of Funds für Start-ups (FFS) bei SIDBI für den Beitrag zu verschiedenen alternativen Investmentfonds (AIF). Govt Genehmigt Rs 6.000 crore spezielle Paket für Textilien Ampere Bekleidung Sektor zu einem crore neue Arbeitsplätze in 3 Jahren zu schaffen, zieht Investitionen von 11 Milliarden Ampere erzeugen 30 Milliarden Exporte. CCEA unter Vorsitz von PM Narendra Modi genehmigt die Entwicklung von vier Landern von Hubli-Hospet Abschnitt der NH-63 in Karnataka. Union Govt. Genehmigt 100 FDI unter Govt. Zulassungsweg für Lebensmittelprodukte, Verteidigungssektor, Pharmazeutischer Sektor, Aviation Sektor, Viehzucht Einzelhandel Einzelhandel Einzelhandel. Union-Finanzministerium hat angekündigt, dass nicht-ansässige Inder (NRIs) können jetzt öffnen National Pension Savings (NPS) Konten online, d. H. Über eNPS, wenn sie Aadhaar Card oder Permanent Account Number (PAN) - Karte haben. Govt beschließt, den Export von 10 Raketensystemen in freundliche Länder zu ermöglichen. Kabinett genehmigt Rs 2,070-crore Autobahnen Projekt in Punjab, um eine schnellere Bewegung des Verkehrs zwischen Chandigarh Amp Ludhiana zu gewährleisten. Märkte Regler SEBI platziert eine strengere KYC Normen Ampere Offenlegung Regime für Participatory Notes. Weltbank-Gruppenpräsident Jim Yong Kim hat die globale Wachstumsprognose von 2016 um 0,5 auf 2,4 geschrumpft. Indias Wachstumsprognosen auf 7,6 für 2016-17 amp 7.7 in 2017-18. Nach kürzlich veröffentlichten BP Statistical Review von World Energy India hat Japan übertroffen, um der weltweit drittgrößte Ölverbraucher zu werden. Die asiatische Entwicklungsbank hat ein Darlehen in Höhe von USD 100 Mio. (um Rs. 660 crores) genehmigt, um ein wichtiges Bewässerungssystem zu verstärken, um das Wassermanagement im Vennar-Unterbau des Cauvery Delta in Tamil Nadu zu verbessern. Im Jahr 2016 Ranking, hat Walmart die Fortune-500-Liste für das vierte Jahr in Folge. Der Kaufmann Vijay Mallya erklärte von einem Sondergericht für die Verhinderung des Geldwäscherechtsgesetzes (PMLA) als Proklamierte. 5 Bankersadda 20. Indien Post eröffnet das laufende System der kundenspezifischen Druck von My Stamp für Einzelpersonen amp Unternehmen auch. Im Rahmen der Regelung kann eine Einzelperson oder eine Körperschaft ihr Foto oder Logo in der Briefmarke zu einem Preis von 12 lakh Rupien gedruckt bekommen. 21. Das Department of Empowerment von Menschen mit Behinderungen wird nun als Divyangjan Sashaktikaran Vibhag in Hindi-Amp genannt bekanntgegeben, das Wort Viklangjan. 22. Nach Angaben des Eisenbahnministers der Union, Suresh Prabhu, wird der erste Kugelzug in Indien im Jahr 2023 laufen. 23. Indien blieb der weltweit größte Empfänger von Überweisungen aus dem Ausland im Jahr 2015. 24. Die National Stock Exchange (NSE) hat eine Neue Index Nifty MidSmallcap 400. Es wird die mittlere Ampere kleine Marktkapitalisierung Segmente der Börse darstellen. 25. Die Regierung. Hat eine neue Reihe von Einkommensteuererklärungen (ITR) Formulare, die Menschen mit einem Einkommen von Rs 50 lakh Ampere pro Jahr zur Offenlegung ihrer Vermögenswerte erfordern. 26. Der Internationale Währungsfonds (IWF) hat erklärt, dass das Wachstum von Indias im Jahr 201617 auf 7,5 ansteigen wird. 27. Die Regierung von Govt. Hat mitgeteilt, dass es die Schwellengrenze des PF Rückzugs für den Abzug von Steuern (TDS) von bestehenden Rs 30.000 auf Rs 50.000 erhöht hat. 28. Die Regierung. Hat FDI-Normen für den Versicherungssektor entspannt, indem sie ausländische Unternehmen zu 49 Beteiligungen an inländischen Versicherern kaufen. 29. Die Regierung. Erlaubte 100 FDI im Marktformat des E-Commerce-Einzelhandels. 30. Saudi-Öl-Riese Aramco plant, große Investitionen in Indias Erdöl-Sektor zu machen. 31. Indien zu Uhr 7,4 BIP Wachstum dieses Fiskal, sagt Stanchart. 32. Gemäß einer von Lok Sabha genehmigten Änderung des Finanzhaushalts 2016 wird eine neue 10-Dividendensteuer nur auf Dividendenerträge über einem Rp gezahlt. 10 lakh Schwelle in einem Jahr. 33. DIPP erlaubte 100 ausländische Direktinvestitionen (FDI) in Asset Reconstruction Companies (ARCs) unter der automatischen Route. 34. NSE ist ganz eingestellt, um eine neue verkäufliche Forderung amp Gutschriftaustauschplattform für Mikro, kleine amp mittelständische Unternehmen (MSMEs) zu starten. 35. Die Regierung. Von Indien hat den Desinvestitionsprozess begonnen. Amp hat geplant, seine 11.36 Aktien an der National Hydroelectric Power Corporation (NHPC) zu verkaufen. 36. Das Finanzministerium der Union hat den Schutzzoll auf die Einfuhren von Stahl bis März 2018 verlängert. Der Schutzzoll wird bis zum 20. September 2015 um 20 bis zu einem bestehenden Dumpingzoll ausgedehnt. 37. Das Kabinett hat die Zustimmung zur Erhöhung der Rahmenvereinbarung zwischen der Exim Bank of India und einem Konsortium erteilt Der iranischen Banken unter der Führung der Zentralbank des Iran. 38. Der Weltbankpräsident Jim Yong Kim hat angekündigt, dass die Weltbank-Gruppe 2,5 Milliarden US-Dollar über 5 Jahre in Bildungsprojekte investieren wird, die direkt jugendlichen Mädchen zugute kommen. Sscadda careerpower. in careeradda. co. in GK NETZKAPSEL FÜR SBI PO MAINS 2016 39. Union Govt. Dass das Department of Disinvestment in Department of Investment amp Public Asset Management oder DIPAM umbenannt wird. 40. Die DIPP erhöhte 100 FDI in Business to Business (B2B) eCommerce. 41. Die japanische Finanzgesellschaft Nomura hat den vollständigen Ausstieg ihres Investmentfonds-Joint Ventures mit der Versicherungsriese Life Insurance Corporation of India (LIC) angekündigt. LIC Nomura Mutual Fund wurde nun in LIC Mutual Fund umbenannt. 42. Fitch, die globale Rating-Agentur behauptet Indias Wachstumsprognose für Indien bei 7,5 für diese fiskalischen (20152016) amp sieht auch ein höheres Wachstum um 7,7 amp 7,9 in den nächsten zwei Geschäftsjahren. 43. Die Regierung. Wird 5 Anteile an der Container Corporation of India (Concor) durch das Angebot zum Verkauf (OFS) Route zu veräußern. BUSINESS NEWS (NATIONAL AMP INTERNATIONAL) Wichtigste Punkte DOMESTIC COMPANIES Gurgaon-basierte Online-Apotheke Erworbene Diagnostik-Labore Aggregator Medd (HolaMed Healthcare Technologies Pvt. Ltd 1mg Aditya Birla Fashionamp Einzelhandel Erworbene globale Bekleidungsmarke Für immer 21 Myntra Designs Pvt. Ltd Erworbene Bangalore-basierte Cubeit Tech Mahindra Ltd (TechM) Erworbenes britisches digitales Transformationsunternehmen Die BIO Agentur Ltd Exide Life Insurance kündigte Mahendra Singh Dhoni als Markenbotschafter an. E-Commerce major Flipkart amp In Zusammenarbeit eingegangen, wo flipkart komplette Auswahl an Zubehör von Royal Enfield Royal Enfield verkaufen wird Tata Power Renewable Energy Ltd erwarb die Tochtergesellschaft der erneuerbaren Energien (RE) der in Delhi ansässigen Welspun Renewables (TPREL) Energy Pvt Ltd (WREPL) Mahindra amp Mahindra (MandM) Incorporated seine landwirtschaftliche Ausrüstung Vermietung Dienstleistungen Arm Trringo als eine hundertprozentige Tochtergesellschaft Übernahme von Hindustan Steel Works Construction Limited (NBCC) Tata Group Startete Tata CliQ, eine Online-Amp-App-basierte Plattform, um Benutzer kaufen Bekleidung Amperelektronik. Online-Marktplatz Snapdeal Gegründet ein Data-Sciences-Zentrum in San Carlos, Kalifornien, die es helfen, Top-globalen Talent-Verstärker zu bauen hochwertige Lösungen. Reliance Industries verkauft seine Beteiligung an der afrikanischen Treibstoffhändler Gulf Africa Petroleum Corporation (GAPCO) an Total S. A. aus Frankreich. Tech Mahindra Übernahme der britischen Zielgruppe zur Stärkung des BFSI-Portfolios. Tata Communications Ltd verkauft 74 Beteiligung an seinem Rechenzentrum Geschäft in Indien amp Singapur an ST Telemedia Tata Sons Chairman Emeritus Invested in San Francisco-basierte medizinische Notfall-Inbetriebnahme MUrgency Inc. Ratan Tata Snapdeal erworben Targeting Mantra, ein Schritt, der E-Commerce-Haupt helfen wird Verbesserung der Personalisierung der Shopping-Erfahrung der Kunden Infosys Mitbegründer Nandan investiert in Bahnreisen app, RailYatri. In. Nilekani Reliance Jio Infocomm Startete seinen digitalen Brieftaschen-Service, genannt JioMoney Wallet, für indische Verbraucher. Snapdeal App mit UrbanClap gebunden, um über 80 persönliche amp home-Dienste auf der Online-Händler Android-App bieten. Union Govt. Hat in einem Gebiet, das sich auf 4 Hektar erstreckt, über die Einrichtung einer IT / ITeS-Sonderwirtschaftszone (SEZ) in Bengaluru informiert. E-Commerce-Riese Flipkart Partnerschaft mit einem Bangaluru-basierten Social-Technology-Unternehmen MapUnity, um seine Kartendienste Paytm, Indias größte mobile Partnered mit der Wipro ltd zur Umsetzung der Technologie-Infrastruktur für die kommenden Zahlungen Zahlungsbank Geschäft Bharti Airtel amp Networking-Player Angekündigt Partnerschaft zu erhöhen Direkte Reichweite in den westasiatischen Ländern. GBI Bharat Petroleum Corporation Zu investieren Rs. 3.000 in Bharat Oman Refineries Limited (BORL) Limited (BPCL) Isuzu Motors Indien Eröffnete seine neue Produktionsstätte in Sri City, Andhra Pradesh Reliance Power Govt. Von Bangladesch hat die grundsätzliche Genehmigung für die erste Phase des Gas-basierten Energieprojekts von Reliance Powers in Bangladesch in Meghnaghat (Bezirk Narayanganj), Dhaka Mondelez Indien, erteilt. Es wurde ein Werk in Tada, SriCity, Andhra Pradesh, eingeweiht. Dies ist die größte Pflanze im asiatisch-pazifischen Raum. Videocon d2h gefesselt mit Vodafone M-Pesa, durch die Vodafone-Kunden mit der bewährten m-pesa-Plattform aufladen können S. Nr. Firmen 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 6 bankersadda sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 29. Housing Former KPMG Director Dilip Tuli appointed as the new Senior Vice President - Strategy amp New Business Initiatives of Housing Mahindra amp Mahindra Became the first Indian company to join a global energy campaign, EP100, led by an international non-profit group, The Climate Group. Golden Tobacco Ltd. Became the first company in India to implement the Union Health Ministrys Cigarettes Packaging Amendment Rules, 2014. Flipkart Has acquired payments startup PhonePe Internet Pvt. Ltd. Future Group Acquired Rocket Internets online furniture platform Fab Furnish Bharti Airtel Acquisition of 20 MHz spectrum in eight circles from Aircel. Hero Cycles Acquired 60 stake of Sri Lanka BSH Ventures Oil amp Natural Gas Corporation Limited (ONGC) took over the infrastructure of abandoned Tapti gas field in western offshore from its joint venture partners Reliance Industries amp BG. FOREIGN COMPANIES Search giant Google Acquired a French startup called Moodstock European aviation major Airbus Awarded contract to Mahindra Aerostructures to supply airframe parts for its AS565 Helicopters MBe Panther copter Microsoft To acquire professional social platform LinkedIn for 26.2 billion. Coca-Cola Company Will set up a bottling plant in Sitarganj, Uttarakhand Google Won a major US court battle with software firm Oracle ONGC Videsh Ltd (OVL) Signed a pact with the trading arm of Azerbaijans state energy company SOCAR (State Oil Company of Azerbaijan Republic) to foray into oil trading. Finland-based companies, Nokia Signed a 10-year licensing deal to market Nokia-branded phones amp tablets. amp HMD Global Oy (HMD) Pfizer Inc Acquire biopharmaceutical firm Anacor Pharmaceuticals Blackstone Group Buying Hewlett Packard Enterprise Co. s majority stake in Indian outsourcing firm Mphasis Ltd E commerce company, Amazon Launched its online video service, called Amazon Video Direct Asias leading cloud telephony Announced the acquisition of Delhi-based Smartwards, a customer engagement company, Knowlarity platform that simplifies loyalty for local businesses amp their customers. Communications The Global data services Launched its Hunter Fraud Score in India. The mechanism will help to measure the company, Experian probability of fraud in a credit application across banking amp insurance industries. It will help the country to increase their efficiency in fraud detection. 30. 31. 32. 33. 34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44. 45. 46. 47. 48. S. No 1. 2. AGREEMENTS (INDIA/WORLD) What is the MoU/Agreement Signed by/Between BETWEEN INDIA amp OTHER COUNTRY/ORGANIZATION Landmark deal for the construction of a 1,320 Bangladesh amp India megawatt, Rampal Power Plant at Bangladeshs southwestern Rampal near the Sundarbans. Revise tax treaty under which capital gains tax will be levied on the sale of shares of investments made after April 1, 2017. MoU in the field of Rural Development amp Poverty Alleviation. MoU on Drug demand reduction amp prevention of illicit trafficking in narcotic drugs. MoU for import of pulses either through the private channels or Govt.-to-Govt. (G2G) sales MoU in the field of Traditional Systems of Medicine amp Homeopathy. India amp Mozambique have signed three agreements in the area of drug trafficking (1st), pulse trading (2nd) amp youth affairs amp sports (3rd). India amp South Africa have signed MoU in four areas of co-operation. 3. 4. 5. 6. 7. 8. 9. 10. 7 MoU in the fields of skills development amp vocational amp professional education amp training. MoU for bilateral cooperation in water resources management amp development. bankersadda Other Point Bangladesh-India Friendship Power Company (Pvt) Limited (BIFPCL) inked deal with Bharat Heavy Electrical Limited (BHEL) India amp Cyprus India amp Mauritius India amp Mozambique India amp Mozambique India amp Tanzania PM Modi amp Filipe Nyusi, President of Mozambique a) Information amp communication tech. b) tourism sector India amp Switzerland c) Grassroot innovation in the science amp technology d) arts amp culture. India amp Tanzania sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 8 Protocol amending the Agreement for the avoidance of double taxation amp prevention of fiscal evasion with respect to taxes on income. Two agreements in culture amp educational sectors to boost bilateral ties. MoU for the cooperation in the field of agriculture amp allied sector. Air Services Agreement was also signed between them. India amp Ghana signed three bilateral agreements to strengthen co-operation in varied fields. India amp Belgium Agreement for investing USD 15 million in the state to provide 1,000 jobs. Agreement to curb malnourishment among women amp children in the state. Telangana Govt. with Eclat Health Solutions The Bihar Govt. MDM scheme, UNICEF amp the Bihar based Rajendra Agriculture University India amp Australia India amp Thailand India amp Taiwan Visa waivers for holders of Collaboration in diplomatic training. diplomatic amp official Setting up a Joint Commission passports. India amp Qatar signed seven agreement in various fields to boost bilateral ties which includes investment on tourism amp trading enhancement. MoU on capacity building for civil servants of India amp Namibia Namibia amp to set up of centre of excellence in Information amp Communications Technology (ICT) 8 MoUs to boost economic growth amp sustainable India-US development. MoU to facilitate hassle-free entry of Indians into India amp US America at selected airports. US100 mn loan agreement for the Karnataka Govt. of India with World Urban Water Supply Modernization project. Bank US100 mn loan agreement for the Karnataka Govt. of India with World Urban Water Supply Modernization project. Bank MOU for strengthening cooperation in the field of Ministry of Tourism of India tourism. amp Govt. of Maldives MoU for promoting sustainable, stable amp low - Indian amp Japan carbon thermal power development in India. MoU to enhance research amp development capabilities in biotechnology by launching a joint funding call. Agreement to provide a loan of Rs. 1,548 cr. to improve the quality of urban healthcare services in Tamil Nadu. Signed a Protocol to amend the existing bilateral double taxation avoidance agreement A nuclear agreement with each other to engage the bilateral neighborhood relationship. LANDmark agreement for Global promotion of Traditional Systems of Medicine Protocol for amendment of a two-decade-old Double Taxation Avoidance Agreement (DTAA) Agreement in the area of medical technology to address major health challenges in India. Decided to exchange sports persons, coaches, experts amp administrators to improve the standard of the game between both nations. Promoting bilateral cooperation in the field of Information Communication Technology Bilateral air services agreement that would facilitate the operation of direct flights. India, Papua New Guinea sign four agreements to boost bilateral cooperation bankersadda Japan International Cooperation Agency (JICA) with Govt. of India India amp Slovenia India amp Bangladesh India amp WHO India amp Mauritius Australian state of Victoria, Swinburne University with India India amp Japan India amp Qatar India amp New Zealand MoU regarding 100 Million Credit Line. MoU in the field of Health Care amp Medical Science. sscadda MoU in the field of Agriculture. MoU in the field of Information technology. careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 36. 37. 38. 39. 40. 41. 42. 43. 44. 45. 46. 47. 48. 49. 50. 51. 52. 53. 54. 55. 56. 57. 58. 59. 60. 61. 62. 63. 64. 9 MoU on technical cooperation in the field of India amp Bhutan capacity building, bench marking amp bilateral exchange in infrastructure engineering. India has ratified the new Trade Facilitation Agreement (TFA) of World trade Organisation (WTO).It aims to ease customs procedures to boost commerce. MoU on setting up Laser Interferometer India amp the United States Gravitational-wave Observatory (LIGO) in India MoU for cooperation amp mutual assistance in India amp South Korea development of Ports MoU to provide 150 fishing boats amp fishing India amp Sri Lanka equipment to 300 Tamil fishermen from Mullaithivu in North Sri Lanka MoU on cooperation in preventing amp combating of India amp United Arab Human Trafficking. Emirates (UAE) Agreement on Namami Gange Programme. India amp Germany BETWEEN ORGANIZATIONS/COMPANIES MOU Between Whom MoU to launch a new Initiative on Solar for Indian Council of Medical Research (ICMR) amp Council on Energy, Healthcare. Environment amp Water (CEEW) For sourcing 1,000 MW for the upcoming Dherand Maharashtra Govt. with Tata Power Thermal Project in Raigad district. Agreement to collaborate on increasing solar World Bank Group (WBG) with the International Solar Alliance energy use around the world with the goal of (ISA) mobilising 1 trillion in investments by 2030. To establish a support centre in India for national Hindustan Aeronautics Ltd (HAL) amp French firm Safran ampinternational rotorcraft customers. Helicopter Engines MoU to foster trade between Sanya City amp Karnataka Region Economic amp Trade Organisation (KRETO) amp Karnataka the Sanya People Municipal Govt. China To sell Nirma Ltd. entire 100 holding in cement Lafarge-Holcim with Nirma Ltd maker Lafarge India Joint issue of postage stamps between Department of Posts amp Portugal Post approved by Cabinet. MoU to put check on the issues of misleading as Food Safety amp Standards Authority of India (FSSAI) amp the well as uncorroborated advertisements in the food Advertising Standards Council of India (ASCI) amp beverage sector. MoU to facilitate sharing of experience amp expertise Union Public Service Commission (UPSC) amp Royal Civil Service of both the parties in the area of recruitment. Commission (RCSC) of Bhutan MoU to launch a new Initiative on Solar for Indian Council of Medical Research (ICMR) with the Council on Healthcare. Energy, Environment amp Water (CEEW) MoU for sourcing 1,000 MW from the upcoming Maharashtra Govt. with Tata Power Dherand Thermal Project. MoU for implementation of additional works on Inland Waterways Authority of India (IWAI) amp India Ports Global the Kaladan Multimodal Transit Transport Project Private Limited (IPGPL) (KMTTP) in Myanmar. MoU for technology transfer amp resourcing in India with Steinbeis GmbH Co. KG, Germany manufacturing. MoU on cooperation in the field of outer space. Indian Space Research Organization (ISRO) amp Canadian Space Agency (CSA) Agreement to help its drivers own Indica amp Indigo Uber with Tata Group cars with less hassle. Agreement for formation of a joint venture Ministry of railways with Govt. of Odisha Company to develop the railway infrastructure Agreement for the construction of two silos to Food Corporation of India (FCI) with Adani group store wheat. Internet search engine Google amp Tata Trusts joint initiative Internet Saathi launched in Kolkata, WB. Agreement for a 200 million loan to upgrade 176- Indian Govt. amp the Asian Development Bank (ADB) km roads in Jharkhand. MoU to explore the possibility of setting up a National Aluminium Company Limited (NALCO) with Iranian smelter on joint venture in Iran. Mines amp Mining Industries Development amp Renovation Organization MoU for cooperation in the exploration amp user of Indian Space Research Organisation (ISRO) amp the United Arab outer space for peaceful purposes. Emirates Space Agency (UAESA) MoU to provide scientific parameters for ISRO (ISRO) amp Airports Authority of India construction of airports bankersadda sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 65. 66. 67. 68. S. no 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 38. 10 For listing SANDP BSE Sensex-based derivatives contracts MoU for setting up of Kalpana Chawla Chair on Geospatial Technology for Indian Railways MoU to focus on building a sustainable framework by supporting entrepreneurship, skill development training amp self-defence courses for Safai Karamcharis amp Scavengers. MoU for Mutual Co-operation amp Technical Assistance. BSE Ltd with Korea Exchange (KRX) of South Korea PEC University of Technology of Chandigarh amp Union Ministry of Railways Ola with National Safai Karamcharis Finance amp Development Corporation (NSKFDC) SEBI amp Financial Services Regulatory Authority NEW APPOINTMENTS (INDIA) Designation(Post)/Department(Company) Constitutional amp Other Posts Tripura Governor Tathagata Roy Acting Governor of Arunachal Pradesh Najma Heptulla, the Minority Affairs Minister resigned amp replaced by Mukhtar Abbas Naqvi. GM Siddeshwara, Minister of State for Heavy Industries resigned amp replaced by Babul Supriyo Mr. K B Koliwad Speaker of Karnataka Legislative Assembly R Thiruppathi Venkatasamy Accountant General, economic amp revenue sector audit, of Tamil Nadu. Deepak Singhal Chief Secretary of UP. He has replaced Alok Ranjan. Senior bureaucrat S K Kohli Controller General of Defence Accounts (CGDA) Ramraje Naik Nimbalkar Chairman of Maharashtra Legislative Council Congress Legislature Party leader CM of the Union Territory of Puducherry. V Narayanasamy P Dhanapal amp Pollachi V Speaker amp Deputy Speaker of Tamil Nadu Assembly Jayaraman Suresh Chandra Union Law Secretary V Sasi of the CPI (M) Deputy Speaker of the 14th Kerala Legislative Assembly. Justice Rakesh Ranjan Prasad Chief Justice of Manipur High Court. Satya Pal Jain Appointed as a part-time member of the 21st Law Commission of India. V Vaithialingam Speaker of the legislative Assembly of Puducherry. G Ragesh Chandra Secretary to Puducherry CM V Narayanasamy V Sasi Deputy Speaker in Kerala Assembly Sarbananda Sonowal CM, Assam, Pinarayi Vijayan CM, Kerala Mamata Banerjee CM, West Bengal Kiran Bedi Lieutenant Governor, Puducherry V Narayanaswamy CM of Puducherry Ashok Lavasa Finance Secretary Justice Navin Sinha CJ Of Rajasthan HC Justice Deepak Gupta Chief Justice Of Chhattisgarh High Court Justice Tinlianthang Vaiphei Chief Justice of Tripura High Court Hindupur Pradeep Rao Deputy CAG Atma Ram Nadkarni Additional Solicitor General Dr. Radha Binod Barman Part-time Chairperson in the National Statistical Commission (NSC) Justice PK Mishra Lokayukta of Goa. NK Aggarwal Lokayukta of Haryana President nominated 6 eminent personalities to Rajya Sabha Subramanian Swamy: a BJP leader Narendra Jadhav: a renowned economist Navjot Singh Sidhu: Former Indian cricketer turned politician Suresh Gopi: Malayalam actor Swapan Dasgupta: a journalist Mary Kom: Legendary boxer amp Olympic bronze medallist CEOS/Chairman of Companies/Organizations/Banks Mr. Kal Sundaram CEO of Taro Pharmaceutical Industries Ltd. Resigned D Rajkumar CMD of Bharat Petroleum Corporation Ltd (BPCL) Utpal Bora CMD of Oil India Ltd Tejinder Kalra Chief Operating Officer, Indus Towers Noted scientist Madhav Dhekane Director, ISRO Inertial Systems Unit (IISU), Kerala. Devendra Surana Chairman, FICCI Telangana State Council. M Prabhakar Rao Chairman, FICCI Andhra Pradesh State Council D K Hota Chairman amp Managing Director (CMD) of Bharat Earth Movers Ltd. Newly Appointed bankersadda sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 39. 40. 41. 42. 43. 44. 45. 46. 47. 48. 49. 50. 51. 52. 53. 54. 55. 56. 57. 58. 59. 60. 61. 62. 63. 64. 65. 66. 67. 68. 69. 72. 73. 74. 75. 76. 77. 78. 79. 80. 81. 82. 83. 84. 85. 86. 87. 88. 89. 90. 91. 92. 93. 94. Sudarshan Sen R Baskar Babu Debshankar Mukhopadhyay Mr. Vishal Kapoor Mr. Srini Gopalan Tejinder Kalra Sanjay Gupta Senior IPS officer Ashok Patnaik K V R Murthy Sanjay Malik NS Vishwanathan Mr. Sujoy Bose Bipin R Patel Former BJP MP Chetan Chauhan Supriya Sahu Anupam Pahuja Brijesh Mehra Ranu Langthasa Dr. M Beena Narendra Kumar Yadav P Rama Mohana Rao G Kalyanakrishnan Ashok Ganapathy Senior IPS officer Navin Agarwal Umang Bedi S. K. Roy Aveek Sarkar Anju Bobby George Renowned scientist S K Sharma Bhushan Patil CP Gurnani, MD amp CEO, Tech Mahindra Sunil Sabharwal Kunal Shah Govind Rajan Vinod K Dasari Bollywood Actor R Madhavan Rajiv Bhalla Rohit Philip Nitin Prasad Ashok Chawla Sudhakar Rao Sanjiv Misra Sudhir Raheja Sankaran Naren Bhupendra Kainthola Kishore Biyani Mrugank Paranjape Jitendra Jagota Suresh Senapaty Susmita Pande Ram Bahadur Rai A Ajith Kumar Rohit Philip Hemant Kumar Ruia Sharad Agarwal Kallol Roy Amitabh Coomar 95. N Srinivasan 70. 71. 11 bankersadda Executive Director, RBI. He will replace NS Vishwanathan. President, Microfinance Institutions Network (MFIN) CEO, Zee Learn CEO, IDFC Mutual Fund Quit as the Consumer business director of Bharti Airtel Chief Operating Officer, Indus Towers Chairman amp Managing Director, Konkan Railway Corporation Ltd CEO of the National Intelligence Grid (NATGRID) CMD of Jute Corporation of India Limited Head of Indian Market, Nokia. Deputy Governor of RBI. He will succeed H R Khan. CEO of National Investment amp Infrastructure Fund (NIIF) Ltd. President of Gujarat Chamber of Commerce amp Industry (GCCI) Chairman of National Institute of Fashion Technology (NIFT). Director General of Doordarshan. MD amp Country Manager for India, PayPal Head of corporate banking at RBL Chairperson of NC Hills Autonomous Council in Assam. MD, Kerala Industrial Infrastructure Development Corporation (KINFRA) Resigned from CMD of Mahanagar Telephone Nigam Limited (MTNL) Tamil Nadu, Chief Secretary New Chief Executive of Nuclear Fuel Complex (NFC), Hyderabad Director of Bharti Airtel Ltd. Director General (DG), National Anti-Doping Agency (NADA). Managing Director, Facebook India Head of state-run Life Insurance Corp (LIC) resigned Resigned from Editor-in-Chief of Ananda Bazaar Patrika amp The Telegraph Resigned as President of the Kerala Sports Council CMD, Nuclear Power Corporation of India Limited (NPCIL). President, Paytm Chairman, National Association of Software amp Services Companies (Nasscom) for 2016-17. Alternate Executive Director, IMF Chairman, FreeCharge Chief Executive Officer, FreeCharge MD(MD), Ashok Leyland Goodwill ambassador of LEPRA India organization MD, Barco India Chief Financial Officer (CFO), IndiGo Head, Shell India NSE Chairman Chairman of BSE Chairman, Axis Bank Chairman, Airport Authority Of India (AAI) Executive Director, ICICI Prudential Director of Film amp Television Institute of India (FTII) MD of Bharti Retail MD amp CEO of Multi Commodity Exchange (MCX) Chairman, Indian Direct Selling Association (IDSA) Chairman, Honeywell Automation India Ltd (HAIL) Chairperson, National Monument Authority (NMA) President, Indira Gandhi National Centre for the Arts (IGNCA) Chairman, Rubber Board Chief Financial Officer (CFO), IndiGo Chief Financial Officer (CFO), Indus Towers Head of India operations, Italian luxury sports car maker Lamborghini CMD, Bhartiya Nabhikiya Vidyut Nigam Chief Executive Officer (CEO), Go Javas Other Important Appointments President of the Tamil Nadu Cricket Association (TNCA) sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 96. 97. 98. 99. 100. 101. 102. 103. 104. 105. 106. 107. 108. 109. 110. 111. Anju Bobby George amp Pullela Gopichand Dia Mirza Lt General S K Saini Mr. Deepak Mishra Vice Admiral Girish Luthra Vice Admiral Sunil Lanba Lieutenant General N P S Hira Rakesh Kumar Mishra A V S Ramesh Chandra Somnath Ghosh Anil Wadhwa Rajiv Gauba 1. Debraj Pradhan D. Vasu Mahendra Singh Dhoni Virat Kohli 112. 113. 114. 115. 116. 117. 118. 119. 120. 121. 122. 123. 124. 125. 126. Kangana Ranaut AR Rahman Ajay Devgn amp Kajol Justice Mukul Mudgal Somnath Ghosh Kumar Rajesh Chandra Sudhir Yadav Sameer Chadha IAS officer Ajay Mittal Surender Kumar Bhagat Rahul Johri Meeran C Borwankar Sachin Tendulkar Mehbooba Mufti Sanjiv Kapoor S. no Newly Appointed 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. Rodrigo Duterte Gudni Johannesson Rodrigo Duterte Maria Leonor Robredo Tsai Ing-wen Rodrigo quotDigongquot Duterte Tran Dai Quang Hashim Thaci Idriss Deby Riek Machar Bounnhang Vorachit 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. Theresa May David Cameron Imad Khamis David Cameron Lobsang Sangay Mouamba Clement Enda Kenny Lobsang Sangay Sigurdur Ingi Johannsson Nguyen Xuan Phuc Baciro Dja 12 bankersadda Named as the members of Khelo India. Ambassador for Swachh Saathi (student internship) programme. Commandant of prestigious Indian Military Academy (IMA) Additional Director General, Central Reserve Police Force (CRPF) Flag Officer Commander-in-Chief of the Western Naval Command New Chief of Naval Staff Deputy Chief of Army Staff Director, Centre for Cellular amp Molecular Biology (CCMB) Ambassador of India to Romania Ambassador of India to the Republic of Tajikistan Ambassador of India to the Republic of San Marino Secretary, Govt. of India in the Ministry of Urban Development Ambassador of India to Norway Director, Tamil Nadu Cricket Association (TNCA) Academy Brand ambassador, Lava International Brand ambassador, Premier Futsal which is the newer amp shorter five-a-side variant of soccer (football). Brand ambassador of Reebok India 4th Goodwill Ambassador for Team India at the Rio Olympics. Brand ambassadors of Andhra Pradesh tourism Deputy Chairman of FIFA Governance Committee Ambassador of India to the Republic of Tajikistan Chief of Bureau of Civil Aviation Security (BCAS) Director-General (DG) of Tihar CEO of KPMGs offshore arm in India Information amp Broadcasting secretary Director General (DG) of Railways Protection Force (RPF) CEO, Board of Control for Cricket in India (BCCI) Director General (DG), Bureau of Police Research amp Development Endorse the I Support Skill India campaign. First woman CM of JampK Chief Strategy amp Commercial Officer of Vistara Airlines NEW APPOINTMENTS (WORLD) Designation(Post)/Department(Company) President of different countries President, Philippines Icelands President President of the Philippines Vice President of Philippines New president of Taiwan Philippines President 9th President of Vietnam President of Kosovo. President of Chad. Vice-President Of South Sudan President, Laos PM of different countries PM of United Kingdom (UK) PM of United Kingdom (UK) resigned. PM of Syria PM of Tibetan PM of Tibetan PM Of Congo PM of Ireland PM, Tibet PM, Iceland PM, Vietnam PM, Guinea Bissau sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 12. Volodymyr Groysman 1. 2. Justice Sushila Karki Linda Burney 3. 4. 5. 6. 7. 8. 9. Noor Huda Roslan Shuhaidah Shamsuddin Virginia Raggi Kamala Shirin Lakhdhir Philip Abraham Murali Pillai Sadiq Khan Indian American Geeta Pasi 1. 2. 3. 4. Kevin Turner Phiroz Vandrevala Dr. Kinshuk Yasmin Sooka 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. Toshihiro Suzuki Ken Miyauchi Anne Hathaway Sunil Bharti Mittal Fijian diplomat Peter Thomson Dr. Shahid Rasool Kulmeet Bawa Nikesh Arora Ulf Mark Schneider Gunit Chadha Per Lodin Naresh Goyal Ulf Mark Schneider Tara Singh 2. Manish Sharma Justice Sushila Karki Tausif Monif Patricia Espinosa Cantellano Pio Swati Dandekar Indian-American Sachin Dev Pavithran An Indo-American engineer, Member of Presidents Advisory Council on Faith-Based amp Neighborhood Manjit Singh Partnerships Indian academician Radha Kumar UN University Council to formulate its principles amp policies Mickey Arthur Pakistans Head Coach Rozle Prezelj Chairman, International Association of Athletics Federations (IAAF) Red, the leader of the Angry Envoy to inspire climate action toward a sustainable amp happier future for all. Birds mobile game characters Michel Platini resigned as Union of European Football Associations (UEFA) 25. 26. 27. 28. 29. 30. PM, Ukraine Mayors/Member of Parliament/Envoy First woman chief justice of Nepals Supreme Court Become the first Indigenous woman elected to the House of Representatives (lower house) of the Parliament of Australia amp Nenney Judges of Malaysias Islamic Shariah High Court Romes first female mayor. American Ambassador to Malaysia. Deputy Mayor of Loughton town in the United Kingdom Elected MP in Singapore from suburban Bukit Batok constituency. First Muslim Mayor Of London US next envoy to Chad Other Appointments Resigned as the Chief Operating Officer (COO) of Microsoft The non-Executive Director of TCS resigned Dean of University of North Texas College of Information in the U. S. Chairman of three member UN commission (committee) to monitor the human rights situation in South Sudan CEO, Suzuki Motor Corp President amp Chief Operating Officer, SoftBank Group Goodwill Ambassador to promote gender equality. Head, International Chamber of Commerce (ICC) President of 71st session of United Nations General Assembly (UNGA). Director, Commonwealth Educational Media Centre for Asia (CEMCA). Adobe. Managing Director (MD) for South Asia. Resigned from President amp COO, SoftBank Group (SBG). CEO, Nestle SA Will leave as the CEO for Asia Pacific Region, Deutsche Bank Head, UN Military Observer Group in India amp Pakistan (UNMOGIP) IATAs (International Air Transport Association) Board of Governors. Chief Executive Officer (CEO), Nestle SA named Caretaker pardhan, Pakistan Sikh Gurdwara Parbandhak Committee Global executive council, Panasonic Chief Justice (CJ) of the Supreme Court of the country. President for Global Operations, Lambda Therapeutic Research Executive Secretary of the UN Framework Convention on Climate Change Executive Director to the ADB Member of the Architectural amp Transportation Barriers Compliance Board in US AWARDS S. no Awards 1. 2. 3. 2016 PEN Pinter Prize. 51st Jnanpith Award 2016 The Caine Prize 4. 5. 6. 7. 2016 PEN Pinter Prize. 2016 International DUBLIN Literary Award 2016 International DUBLIN Literary Award Commonwealth Short Story Prize for 2016 13 bankersadda Winner Awards for Literature Canadian poet, novelist Margaret Atwood Dr. Raghuveer Chaudhari South African writer Lidudumalingani Mqombothi for his story Memories we Lost Canadian poet, novelist Margaret Atwood Mr. Akhil Sharma for his novel family life. Mr. Akhil Sharma for his novel family life. Indian author amp Social Science professor from India Prashar Kulkarni sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 8. Edgar Allan Poe award 9. 10. 11. Mongolias highest civilian award quotNorth Starquot PEN/Barbey Freedom to Write Award George Grierson prize for remarkable works done for the propagation of Hindi abroad Saraswati Samman for 2015 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 1. 2. 3. 4. 5. 6. 7. 8. 9. Neela Banerjee amp her three colleagues from Inside Climate News John Cushman Jr, David Hasemyer amp Lisa Song Indian scholars-Lokesh Chandra amp Mansura Haider Egyptian novelist amp journalist Ahmed Naji Chinese professor Ge Fuping Author amp poet Padma Sachdev (autobiography titled Chitt-Chete, written in Dogri language. J. K. Rowling 2016 PEN/Allen Foundation Literary Service Award Krutitava Smagra Samman for 2015 Padma Sachdev Countrys Highest Honour Given Great Immigrants: The Pride of America Award Four Indian-Americans: Sunder Pichai, Hari Sreenivasan, Vikram Malhotra amp 2016 Bharati Mukherjee. Highest civilian award of Ivory Coast, the President Pranab Mukherjee National Grand Crois Order of Friendship honour given by Russia United Nations Secretary-General Ban Ki-moon. Japans Fukuoka prize 2016 Renowned Indian music composer A. R. Rahman Highest French civilian honour - French Legion Renowned author of Harry Potter series, JK Rowling Of Honour Honored by US President at the White House for Indian-American Revathi Balakrishnan, from Texas her excellent work in the field of education. Japans second highest national decoration i. e. N K Singh The Order of the Rising Sun, Gold amp Silver Star award Honoured with a special statue by the Late director Yash Chopra Switzerland Govt. Highest French civilian honour, Officier de l General (retd) Joginder Jaswant Singh Ordre national de la Legion d Honneur (Officer of the Legion of Honour) UKs prestigious Founders Award 2016 Mother Teresa(posthumously) King Abdulaziz Sash honour by Saudi Arabia PM Narendra Modi Chevalier de la Legion dHonneur (Knight of the Chairman amp MD of Mahindra amp Mahindra Group Anand G Mahindra Legion of Honour). Chevalier de la Legion dHonneur (Knight of the Tikka Shatrujit Singh Legion of Honour) Mongolia has conferred its highest civilian Indian scholars-Lokesh Chandra amp Mansura Haider award quotNorth Starquot Conferred with one of the highest awards of Amitav Banerji Cyprus for his work in a number of senior roles within the Commonwealth Secretariat Order of Arts amp Letters, one of Frances top Mahatma Gandhis Grand daughter Tara Gandhi Bhattacharjee honours Legion dHonneur, Frances highest honour Mohammed bin Nayef Chevalier de la Legion dHonneur (Knight of the Anand Mahindra Legion of Honour) by French Govt. Film Awards 2016 IIFA awards held in Madrid, Spain. Best Actor (Female) amp Best Actor (Male) Deepika Padukone amp Ranveer Singh Best Director for quotBajirao Mastaniquot Sanjay Leela Bhansali Best Film quotBajrangi Bhaijaanquot Best film award amp best script writers award, Asia New Talent Awards in the Thithi , a Kannada film 19th Shanghai International Film Festival. Dadasaheb Phalke Award For Aligarh Manoj Bajpayee Dadasaheb Phalke Film Foundation Award 2016 in best actress category Priyanka Chopra Best Film Critic award at the 63rd National Film Awards, 2015 Manipurs Meghachandra Best actress in an international narrative feature honour at Tribeca Film Radhika Apte Festival 2016 for her performance in anthology film Madly Global Indian of the Year 2016 award Aishwarya Rai Bachchan 47th Dadasaheb Phalke Award for the year 2015. Film Actor amp Director Manoj Kumar Maharashtrian Of The Year Bollywood star Ranveer Singh Sports Awards 14 bankersadda sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. Olympic Order by the International Olympic Committee (IOC) Mohun Bagan Ratna award Ceat T20 Player of the Year awards 2016 Test Player of the Year, Limited Overs Player of the Year amp Fans Player of the Year at the Englands annual awards. First African footballer to win the Professional Footballers Associations (PFA) Player of the Year award for the 201516 season Wisdens Leading Cricketer in the World for the year 2015 Dhyan Chand Lifetime Achievement Award Sportsman amp sportswoman of the Year Laureus World Sports Awards Awards to Scientists GD Birla Award for Scientific Research for the year 2015 quotHonoris Causaquot Doctor of Science by IIT Vivian Fonseca Scholar Award 2016. Millennium Technology Prize for her work directed evolution in Finland Springer Theses Award in recognition for his outstanding research in which he developed transgenic mice to study a critical tumoursuppressor called A20 European Materials Research Societys (E-MRSs) Young Scientist Award National Medal of Science award from US President International Plant Nutrition Scholar Award Other Awards Conferred Gourmand World Cookbook Award for 2015-16. Advertising Agencies Association of India (AAAI) Lifetime Achievement Award First woman in the world to receive the Award for Exceptional Bravery at Sea from the International Maritime Organisation Worlds best airline 2016 at Skytrax World Airline Awards Best banking CEO in Asia 14. Best banking CFO in Asia Honorary Fellowship in the UK Honorary professorship by Nanjing Audit University (NAU), China 2016 Queens Young Leaders award in UK Honoured by UN chief Ban Ki-moon under the worlds largest corporate sustainability initiative Four awards at FilmAT Regius Professorship in Manufacturing by Queen Elizabeth II for his outstanding contribution in manufacturing Home Ministry has proposed instituting yoga medals for central paramilitary troops for displaying exceptional skills in the discipline. National Award for Best Performing Central PSU 15. Sansad Ratna awards given to Member of Parliaments 16. Ministry of New amp Renewable Energy (MNRE) award for rooftop solar power projects Miss USA 2016 Gold medal in peoples choice prize at world championship festival of sand sculpting Russe, 2016 CFBP (Council for Fair Business Practices) Jamnalal Bajaj award for fair business practices. National Geographic Bee competition 2016 Harvard Business School Alumni Achievement Award Scholastic Asian Book Award for her 32,000-word manuscript rooted in quotlove of Indian historyquot 11. 12. 13. 17. 18. 19. 20. 21. 22. 15 bankersadda sscadda N. Ramachandran Syed Nayeemuddin Virat Kohli England cricketer Joe Root Riyad Mahrez Kane Williamson Late Captain Shankar Laxman Tennis stars, Novak Djokovic amp Serena Williams IIT-Kanpur professor Sanjay Mittal Five-time World Champion Viswanathan Anand Shashank S Shah US biochemical engineer, Frances Arnold An Indian-American scientist Arnab De Nandini Bhandaru Mr. Rakesh Jain IIT scholar K Ashok Kumar Nimi Sunilkumar Srinivasan K Swamy Radhika Menon International airline Emirates based in Dubai Aditya Puri, chief executive amp managing director (MD), HDFC Sashi Jagdishan Spiritual leader Sri Sri Ravi Shankar CAG of India Shashi Kant Sharma Kartik Sawhney, amp Neha Swain An Indian social entrepreneur Zubaida Bai Kerala Tourism Eminent Indian-origin Bhattacharyya professor Lord Kumar Airports Authority of India (AAI) for its Roof Top Solar Power initiatives PP Chaudhary, Heena Vijaykumar Gavit. Shrirang Appa Barne, Raajeev Shankarrao Satav, Shivaji Adhalrao Patil amp P Rajeev. Tata Power Solar Deshauna Barber Renowned Indian sand artist Sudarsan Pattnaik Karnataka Bank Ltd A 12 year old, Indian American student Rishi Nair Mr. Sunil Bharti Mittal Aditi Krishnakumar careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44. 45. Limca Book of Records for conducting the most intensive household Telangana Govt. survey by a state Har Parkash Rishi is an Indian man who holds the Guinness World Record for having the maximum number of flags (366) tattooed on his body. University of Houstons highest teaching award Indian-American Rupa Iyer Global Green Hero award Veteran singer Stevie Wonder International Astronautical Federation (IAF) Hall of Fame award for Udupi Ramachandra 2016 Best family destination in the Lonely Planet Magazine India (LPMI) Kerala Travel Awards 2016 National Award for Smart Policing instituted by Federation of Indian SMS-based Vehicle Monitoring System of Nagaland Chamber of Commerce amp Industry (FICCI) police Excellence Award on empowering MSMEs Corporation Bank Amnesty International top human rights award Musician Angelique Kidjo World Summit on the Information Society (WSIS) 2016 prize in the Harita-Priya Agriculture Project of Andhra Pradesh e-Agriculture category 2016 Nelson Mandela Award Tabassum Adnan Gold Medal At Moscow SAND Sculpture Championship 2016 Indian sand artist Sudarsan Pattnaik Best Banknote of the year New Zealands 5 bill Mandela Graa Machel Innovation Award 2016 Tabassum Adnan Hridaynath Award Chess wizard Viswanathan Anand UNESCO or Guillermo Cano World Press Freedom Prize 2016. Khadija Ismayilova of Azerbaijan FBB Femina Miss India World 2016 Priyadarshini Chatterjee First Prize in UN LinksSDGs Data Visualization Challenge. Abdulqadir Rashik 2016 Abel Prize British mathematician Sir Andrew Wiles Advertising Club Madrass 1st Distinguished Service Award Srinivasan K Swamy Mahindra Samriddi India Agri Lifetime Achievement Aear-Krishi Dr Amrita Patel Shiromani Samman The 2016 Pulitzer Prizes were announced in the US. It is an award for achievements in newspaper amp online journalism, literature, amp musical composition in the United States. President Pranab Mukherjee conferred Padma Awards 2016 Padma Vibhushan Dr Vasudeva Kalkunte Aatre Dr Girija Devi Rajanikanth Ramoji Rao Dr V Shanta Padma Bhusan Ravindra Chandra Bhargava Robert Dean Blackwill Indu Jain Udit Narayan Jha Heinam Kanhailal Sania Mirza Yarlagadda Lakshmi Prasad Dayanada Saraswati (Posthumus) Ram Vanji Sutar NS Ramanuja Tatacharya Swami Tejomayananda Padma Shri Priyanka Chopra Salman Khan SS Rajamouli (Director of Bahubali) Veena Tandon CURRENT SUMMITS/EVENTS HELD (NATIONAL/INTERNATIONAL) Name of the Summit Location/Held in Other Points SUMMITS HELD NATIONALLY BRICS nations working group for enhancing Visakhapatnam cooperation in energy efficiency amp energy saving The second BRICS Youth Summit with Theme Guwahati, Assam Inaugurated by Assam CM Sarbananda Youth as bridge for intra-BRICS exchanges Sonowal NATO summit Warsaw, Poland Second anti-drug Working Group meeting of New Delhi Indian delegation will be headed by Shri Heads of Drug Control Agencies of BRICS Rajeev Rai Bhatnagar, Director General, countries Narcotics Control Bureau 22nd meeting of the Eastern Zonal Council Ranchi, Jharkhand Chaired by Union Home Minister Rajnath Singh International conference on Yoga for Body amp New Delhi VP Hamid Ansari inaugurated Beyond National Health Editors Conference New Delhi FICCI, Federation of Indian Chambers of Commerce amp Industry (FICCI) will be the national partner for the 8th Vibrant Gujarat Summit. Conference of the Northeast Region Tripura Inaugurated by the Lok Sabha Speaker Commonwealth Parliamentary Association Sumitra Mahajan First National-Level Khadi Exhibition Srinagar 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 16 bankersadda sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 11. 4th Ministerial meeting of South Asia Initiative to End Violence Against Children (SAIEVAC) New Delhi 12. 13. 14. 15. 16. 17. 18. 19. National conference on Gaushalas International Vichar Mahakumbh Heart of Asia Conference Maritime India Summit 2016 North East-ASEAN Business Summit The National Summit on Family Planning 8th BRICS Summit Eighth International Seminar on Wheat amp Wheat Products Global Exhibition on Services New Delhi Ujjain in MP New Delhi Mumbai Imphal New Delhi Goa Panaji, Goa 20. UPs Greater Noida SUMMITS HELD INTERNATIONALLY Shanghai Cooperation Organization (SCO) Tashkent, Uzbekistan Asias largest annual security forum Shangri-La Singapore Dialogue The first-ever World Humanitarian Summit Istanbul (Inaugurated by Ban Ki-moon) 155th birth anniversary of Rabindranath Cairo, Egypt Tagore has been organised by India First World Conference on Tourism for Beijing, China Development 26th World Economic Forum on Africa Kigali, Rwanda 21. 22. 23. 24. 25. 26. 27. 28. 29. 49th Annual Meeting of the ADB 2016 Nuclear Security Summit 19th Round of Talks between India amp China on Boundary Issue The 13th Islamic Summit Conference Special meeting of the Org. for Economic Cooperation amp Development (OECD) in the wake of the Panama Papers leak 14th meeting of Foreign Ministers of Russia, India amp China G7 Foreign Ministers Meeting 9th International Abilympics 30. 31. 32. 33. 34. S. No 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 17 8 nations Afghanistan, Bangladesh, Bhutan, India, Maldives, Nepal, Pakistan amp Sri Lanka are composing the meet. Presidency of Uzbekistan Hosted by Turkeys President Recep Tayyip Erdogan Connecting Africas Resources through Digital Transformation Frankfurt (Germany) Washington, D. C. USA Beijing Istanbul Paris Moscow Hiroshima France COMMITTEES IN NEWS Committee Committee to examine the feasibility amp desirability of having a new financial year High-level committee to consider increase in minimum support price for pulses amp bonus for farmers. Committee on Decongestion of Traffic in Delhi Selection committee to shortlist candidates for the RBIs governors post Expert committee to examine the Specific Relief Act, 1963 New committee to swipe towards cashless society Committee formed to comprehensively review amp give recommendations on the Fiscal Responsibility amp Budget Management (FRBM) roadmap for the future. Estimates Committee of Parliament, in its report on Ganga Rejuvenation Parliamentary Standing Committees report on the Consumer Protection Bill 2015 To reform Medical Council of India Govt. Constitutes Committee to Prepare Policy Framework for Taxi Operators Committee On Yoga Education in Universities Committee constituted to look holistically into the functioning of the censor board Committee constituted to inquire into the omission amp commission on part of all officers amp officials of police amp civil administration during Jat Quota agitation Committee to probe conspiracy behind violent incidents during Jat agitation. Committee to monitor Govt. advertisements in accordance with SC directions Committee to revamp Central Board of Film Certification (CBFC) bankersadda sscadda Headed by Dr. Shankar Acharya Arvind Subramanian Rajiv Gauba P K Sinha Anand Desai Neeraj Kumar Gupta. NK Singh Murli Manohar Joshi Divakar Reddy RM Lodha Sanjay Mitra H R Nagendra Shyam Benegal Parkash Singh Justice S N Jha B B Tandon Shyam Benegal careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 18. 19. 20. 21. 22. 23. 24. Parliamentary Panel suggested fine, jail for celebrities of misleading ads Union Govt. Constituted the inter-ministerial panel to prepare a blueprint for doubling farmers income by 2022 Committee constituted to consider ST status to six communities of Assam. Committee on Taxation of E-Commerce Committee constituted to review excise duty imposed on different jewellery articles Indian Railway Innovation Committee Committee to suggest ways to strengthen security along Indo-Pak border Divakar Reddy Ashok Dalwai Mahesh Kumar Singla Akhilesh Ranjan Ashok Lahiri Ratan Tata Madhukar Gupta NATIONAL NEWS 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. Cabinet approved the revival of defunct Fertilizer Units in Gorakhpur, Sindri (Jharkhand) amp Barauni (Bihar). Cabinet has given approval for Revised Cost Estimate (RCE) of Rs. 7290.62 crore for the ongoing 1020 MW Punatsangchhu-II Hydroelectric Project (HEP) in Bhutan. The first direct bus service between New Delhi amp Nepals famous tourist spot Pokhara launched to connect South Asias two important cities. The Congress announced the Senior Congress leader Sheila Dikshit name as the CMial candidate by the party for upcoming UP Assembly elections. The Govt. allowed companies located in special economic zones (SEZs) to import solid plastic waste. Govt. revised the time schedule for making payments under Income Declaration Scheme 2016. As per the revised schedule, a minimum amount of 25 percent of the tax, surcharge amp penalty can be paid by 30th of November this year amp a further amount of 25 percent by 31st of March next year. The union Govt. has upwardly revised the financial limits of its ministries amp departments, empowering ministers to clear projects worth up to Rs 500 crore up from the earlier Rs 150 crore. The Proposal having financial limits of 1000 Cr. rupees amp above shall require approval of the Union Cabinet/Cabinet Committee on Economic Affairs (CCEA). PM Narendra Modi radio programme Mann Ki Baat will now also be telecast to Bangladesh. Mann Ki Baat will be broadcast in Bangladesh on All India Radios upcoming Bangla language service channel Akashvani Maitree. Chhattisgarh CM Dr. Raman Singh inaugurated countrys first commercial dispute resolution centre amp a commercial court in the state capital. The commercial court is located in Naya Raipur area of the city. Micro, Small, amp Medium Enterprises Minister Kalraj Mishra unveiled the worlds largest Charkha at Terminal 3 of the Indira Gandhi International Airport, IGI in New Delhi. The Union Cabinet has also approved a National Apprenticeship Promotion Scheme. The Scheme has an outlay of Rs. 10,000 crores with a target of 50 lakh apprentices to be trained by 2019-20. The Union Cabinet chaired by the PM Narendra Modi has given its in-principle approval for setting up a Major port at Enayam near Colachel in Tamil Nadu. The President of India, Shri Pranab Mukherjee has inaugurated Swami Vivekanand Sabhagar at Kathak Kendra of Sangeet Natak Akademi in New Delhi. India has set up an apparel training centre in Nigeria to support textiles industry of the west African 18 bankersadda 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. sscadda country. This is a first of its kind centre in Nigeria set up in partnership with their Govt. Coinciding with PM Narendra Modis visit to Mozambique, India has handed over 30 SUVs to Mozambique. With this India completed the delivery of 4.5 million US dollar grant assistance as part of supporting the institutions of this African country. Commerce amp Industry Minister Nirmala Sitharaman will lead a delegation of over 110 Indian companies that will showcase their engineering prowess at a trade fair in Russia. India is the partner country for INNOPROM 2016, which is the largest annual international industrial trade fair of Russia. India has joined the Missile Technology Control Regime (MTCR) as a full member. Indias entry into the regime as its thirty-fifth member will enable India to buy high-end missile technology amp also enhance its joint ventures with Russia. PM Narendra Modi has launched the Smart City Mission involving 83 projects from 20 different cities in the country. Tis was launched at a function held at Punes Shiv Chhatrapati Sports Complex one year after it was announced. Railway Minister Suresh Prabhu has flagged off a maiden train on 81-km railway line between Sonipat amp Jind amp stressed on the need to create infrastructure to promote growth amp to meet future challenges. The World Bank Group has signed an agreement with the International Solar Alliance (ISA), to collaborate on increasing solar energy use around the world with the goal of mobilising 1 trillion in investments by 2030. The ISA is a group of 121 countries led by India amp is headquartered in India. Maharashtra Govt. has accorded minority status to Jews in the state as per the provisions of the Maharashtra State Minorities Commission Act, 2004. Railway Minister Suresh Prabhu has flagged off a new train service between Danapur amp Saharsa in Bihar with an aim to connect every region of the country with the rail network. PM Narendra Modi along with Sri Lankan President Maithripala Sirisena have inaugurated Duraiappah Stadium in Jaffna which was renovated by India. India amp South Korea launched a platform named Korea Plus to promote amp facilitate investments. The first timetabled freight train, named Cargo Express, from Delhi to Bengaluru was flagged off. Shri Dharmendra Pradhan, the Minister of State (I/C) for Petroleum amp Natural Gas will represent India at the St Petersburg International Economic Forum (SPIEF) to be held in Russia. careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 27. India has pledged a financial assistance of Rs 48.84 million to Nepal for the construction of a Koteshwor Multiple Campus building in the capital Kathmandu. 28. India has joined a group of nearly 40 countries that have signed a Europe-led clampdown on tax evasion amp corruption. 29. Nepals Deputy PM Mr. Kamal Thapa completed his three-day visit. 30. The US has returned over 200 stolen cultural artifacts to India, some dating back 2,000 years. The estimated cost of these artifacts is around US 100 million. 31. India amp the US have announced the setting up of two financial assistance programmes worth 60 million for supporting Indias much-needed clean energy initiatives including in solar power amp other renewables. 32. PM Narendra Modi amp Afghanistan President Dr Ashraf Ghani jointly inaugurated the Afghan-India Friendship Dam with in Herat province in Western Afghanistan. 33. In recently released 2015 Good Country Index (GCI), India has been placed at 70th position in the list of 163 countries. The list has been topped by Sweden as the best country in the world. 34. India became the co-chair of Working Group on Maritime Situational Awareness under Contact Group on Piracy off the Coast of Somalia (CGPCS). 35. The World Banks Board of Executive Directors approved 201.50 million US dollars for Technical Education Quality Improvement Project III (TEQIP III) in India to improve the quality of engineering education in select Indian states. 36. India, Thailand amp Myanmar will soon be connected by a 1,400-kilometre highway, to boost the trade amp cultural exchanges among the three countries. 37. The Union Minister Nitin Gadkari stated that the Govt. plans to make it mandatory to set aside 1 of total cost of any highway project for road safety. 38. India distributed scholarships to over 800 Bangladeshi students under the Mukti jodha Scholarship Scheme. 39. The Cabinet approved a 1.5 billion (about Rs 9,000 cr.) offer of World Bank support for the Swachh Bharat Mission (SBM) in rural areas. 40. To promote the Swachh Bharat Mission, Union Urban development Minister Venkaiah Naidu inaugurated Namma Toilet in the national capital Delhi. 41. PM Narendra Modi has flagged off, the first ever direct train between Assam to JampK. 42. President Pranab Mukherjee has inaugurated an Intelligent Operations Centre (IOC) in Rashtrapati Bhavan. The IOC is a software solution designed by IBM. 43. The Govt. plans to revamp around 400 railway stations across the country into iconic structures. Habibganj station in Bhopal will be taken up first. 44. Union Urban Development Minister Venkaiah Naidu amp Delhi CM Arvind Kejriwal flagged off the trial run of the first driverless metro trains in New Delhi. 45. The Centre has approved the Odisha Govt. s proposal to set up Kalinganagar National Investment amp Manufacturing Zone in Jajpur district. 46. Union Health amp Family Welfare Minister J P Nadda laid the foundation stone for three new medical colleges at Rajouri, Anantnag amp Baramulla districts in JampK. 47. The Govt. has approved widening of the crucial UP Gate to Dasna stretch of the Delhi-Meerut Expressway, to be built at an estimated cost of Rs 1,983 cr. 48. Madan Mohan Malaviya founded Banaras Hindu University Completes Its 100 years Of Glorious Existence. 49. The National Democratic Alliance (NDA) Govt. led by PM Narendra Modi decided to replace the five year plans with 15 year vision documents. 50. Union Railway Minister Suresh Prabhu has inaugurated Comrade Umraomal Purohit Memorial Research Centre situated in All India Railwaymens Federation (AIRF) Office, New Delhi. 51. The single emergency number 112 will be operational throughout India from January 1, 2017 to help people reach immediate services of police, ambulance amp fire department. 52. PM Narendra Modi has launched the countrys first solar powered e-boats at the Assi Ghat in the river Ganga, Varanasi. 53. The Union Railway Ministry has decided to create a 1 lakh cr. Rs. safety fund named as Rashtriya Rail Sanraksha Kosh (RRSK) to strengthen safety measures on the rail network to prevent accidents. 54. The Minister of State for Labour amp Employment Bandaru Dattatreya informed that the minimum wage for contract workers has been increased to Rs 10,000 per month at the national level. 55. The Union Govt. approved countrys first Metrino Pod project for Gurgaon. The project called the Metrino is a PRT system in which pods will be suspended from an overhead rail. 56. Cabinet chaired by PM Narendra Modi approved India to become a formal member in the Asia Wildlife Enforcement Network, SAWEN is a Regional network comprising of eight countries in South Asia. 57. PM Narendra Modi launched the pilot of e-NAM, the etrading platform for the National Agriculture Market, for the farmers. The initiative will usher in transparency which will greatly benefit the farmers. 58. Prakash Javadekar signed the CoP 21 agreement on behalf of India at the high level signature ceremony convened by the Secretary General of the UN, Ban Ki Moon. 59. India extended a Line of Credit (LoC) of 1 billion US dollars to Mongolia. INTERNATIONAL NEWS 1. Perus Govt. has declared a health emergency in 11 states in the north amp eastern jungle regions due to an expanding outbreak of the Zika virus. 2. 3. 19 bankersadda sscadda The Panama Canal is a man-made 48-mile (77 km) waterway in Panama that connects the Atlantic Ocean with the Pacific Ocean, has reopened for bigger business. China has hoisted the final piece into position on what will be the worlds largest radio telescope. The Five careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. Hundred Metre Aperture Spherical Telescope, or Fast, is the size of 30 football fields amp has been cut out of a mountain in the south-western province of Guizhou. The IMF has announced a 5.34 billion program for Iraq to help strengthen the countrys finances. Britain voted by 52 to 48 to leave the European Union after 43 years in a historic referendum. Now total members in EU is 27-nation. Mahasthangarh, the 3rd century BC archaeological site in Bogra, Bangladesh, has been declared as the South Asian Association of Regional Cooperation (SARRC) cultural capital for the year 2016-17. Sri Lankan Parliament unanimously passed the Right to Information (RTI) bill with amendments. The China-led Asian Infrastructure Investment Bank (AIIB) has approved first set of loans totaling US 509 million dollars to finance projects in four countries namely - Bangladesh, Pakistan, Indonesia, amp Tajikistan. Washington DC-based the International Monetary Fund (IMF) has cleared the payment of 501 million for Pakistan. The United States plans to provide more than 3 billion dollars a year in support for the Afghan national security forces from 2018 through 2020. Rio de Janeiros governor declared a state of financial emergency. North America to have its first sanctuary for dolphins. This is announced by Baltimores National Aquarium. Israel has been elected to chair a UN committee for the first time in 71-year history. Pakistan has topped the list of 19 countries figuring in the 2016 Malware Infection Index (MII) in the Asia-Pacific region. The International Monetary Fund (IMF) has approved 1.5 billion US dollar loan to Sri Lanka. Thailand has become the first Asian country to eliminate mother-to-child HIV transmission. Norway became the first country to prohibit deforestation. China launched its first dark sky reserve in Ngari Prefecture, Tibet. China has established countrys first dark sky reserve for astronomical observation in the Tibetan prefecture of Ngari, bordering Nepal amp India. Nepal has banned its citizens from working in strife-torn Afghanistan, Iraq, Syria amp Libya. The Colombian Govt. amp FARC guerrillas have declared the final day of one of the worlds oldest wars with the signing of a ceasefire agreement to end more than 50 years of bloodshed. The signing ceremony held at Havana was witnessed by Colombian president Juan Manuel Santos, FARC chief Timolen Timochenko Jimnez. The World Bank Group has launched Pandemic Emergency Financing Facility amp launched a 500 million fund to fight Pandemics in poor countries amp creating the worlds first insurance market for pandemic risk. Britain has granted political refugee status to ousted former President of Maldives Mohamed Nasheed. 24. US President Barack Obama has announced an end to its embargo on sales of lethal weapons to Vietnam. 25. China has signed agreements with Sudan to build 600megawatt atomic reactor. It was the first of its kind in the African country. 26. China has launched its first cyber security public organization aimed at better safeguarding national cyber security. 27. According to a scientist at the Chinese Academy of Sciences, China will launch the worlds first quantum communication satellite. 28. Germany will partner India in turning Bhubaneswar, Coimbatore amp Kochi into smart cities, according to German ambassador to India Martin Ney. 29. A two day International Buddhist conference held in Nepal to celebrate 2,560th birth anniversary of Lord Buddha. Theme of the conference quotLumbini, Nepal: the birth place of Lord Buddha amp the fountain of Buddhism amp world peacequot. 30. Pakistan amp China have launched the production of a new variant of the JF-17B Thunder multi-role combat jet to be inducted into PAF to enhance its operational capabilities. 31. Central Asian state leaders have inaugurated the Central Asia South Asia (CASA-1000) transmission line near Dushanbe in Tajikistan to link the four nations amp to promote regional stability, security amp prosperity. These countries are Tajikistan, Kyrgyzstan, Afghanistan amp Pakistan. 32. The Kenyan Govt. has decided to close the Worlds biggest refugee camp in Dadaab. Presently, around 3,28,000 refugees mostly from Somalia are staying in Dadaab camp. 33. Malaysia, Indonesia amp the Philippines has agreed to conduct coordinated sea patrols amp establish a hotline to combat piracy amp kidnappings in waters bordering the three nations. 34. India amp France have launched a programme with 1 trillion Potential Solar Programme under the International Solar Alliance (ISA). 35. Saudi Arabia amp Egypt agreed to build a bridge over the Red Sea. The announced bridge will connect the two countries. The planned bridge would help in boosting commerce between the two allied countries. 36. The Taliban said that it has launched its annual spring military offensive in Afghanistan, titled Omari Operation. It said that the operation has been named after its deceased leader Mullah Omar. 37. Anti-slavery activist Harriet Tubman to become first African-American to appear on US paper currency. His photo will appear on a new series of US 20 bills. 38. China developed a new electronic paper, which has been heralded as the worlds first graphene electronic paper. 39. Bangladesh Cabinet approved a draft of the Bangladesh Supreme Court Judge (Investigation Act) 2016. It will empower the Parliament to impeach a judge in the Supreme Court, if allegation of misconduct or incapacity is proved. STATE IN NEWS Rajasthan in News 20 bankersadda Rajasthan has become the first state in the country to introduce minimum wages for part-time workers. sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Rajasthans Bundi is stepping into the virtual world with an e-municipal council to provide files at a click, amp detailed digital mapping of the city. Nitin Gadkari has launched 20 Nirbhaya buses of Rajasthan State Transport Corporation with multiple safety measures to better protect women passengers. Rajasthan to Be 1st State to Issue Ads to Appoint VC. Madhya Pradesh in News 13 districts in Madhya Pradesh will be covered under the upcoming phase of the Centres quotMission Indradhanushquot initiative aimed at full immunization of all children in the country. The central Govt. has given its nod for renaming Mhow railway station in Indore district of Madhya Pradesh after BR Ambedkar as the Dalit icon was born there. It was changed to BR Ambedkar railway station. During the recent event in District Mandla, Madhya Pradesh, 3,049 people registered their spot in the Guinness book of world records for performing largest Karma Naach dance ever. Madhya Pradesh Tourism received the quotBest Indian Destination for Wildlifequot award by the Lonely Planet Group. Govt. of Madhya Pradesh, Indian Council of Medical Research (ICMR) amp Sun Pharma entered into an agreement for research amp innovation in preventive health. CM Shivraj Singh Chouhan announced inclusion of widow marriage under the Mukhyamantri Kanya Vivah Yojana. Madhya Pradesh is going to have its first Indo Tibetan Border Police weapon training centre at Batiagarh, Damoh. A financing agreement for International Development Association (IDA) credit of US 300 (equivalent) for the Madhya Pradesh Higher Education Quality Improvement Project was signed with the World Bank. The GOI signed a loan agreement with the World Bank for Neeranchal National Watershed Project in MP. Maharashtra amp Goa in News Nagpur amp the Chinese city of Jinan have become sister cities after signing a pact which allows for the exchange of ideas amp technology in the field of education, urban planning, youth affairs, amp sports. Maharashtra Govt. has decided to celebrate the 21st day of every month as Yoga day across all schools, colleges amp universities in the state. Maharashtra police has launched four mobile apps for timely intervention into emergency situations. The four applications Pratisaad Ask, Police Mitra, Vahanchoritakrar amp Railway helpline app were launched by CM. Maharashtra Govt. appointed taskforce headed by agriculture expert Kishore Tiwari to address agrarian issues. Mumbai Financial capital of India is likely to get the International Arbitration Centre. Maharashtra Governor C Vidyasagar Rao launched Adi Praman, a web-based application. With this, Maharashtra became the first state to provide caste validity certificates online. 21 bankersadda sscadda Mumbai financial capital of India to host BRICS Friendship Cities Conclave. Goa Govt. classified the country liquor, Feni as Heritage Spirit of Goa. Andhra Pradesh amp Telangana in News The second phase of Haritha Haram programme of Telangana Govt. launched which aimed to plant 46 crore plants. Andhra Pradesh became the 13th State to sign the agreement amp formally join the Central scheme for reviving financially-stressed electricity distribution utilities, called the Ujwal DISCOM Assurance Yojana (UDAY). Mori village in East Godavari district of Andhra Pradesh will be developed as a smart village of global standards by using digital tools, real-time information, amp uninterrupted internet connectivity. Andhra Pradesh is the first State to have obtained a telecom licence amp it can issue phone numbers starting with the 797 series from August this year. Telangana State will be setting up a Pharma City on 12,500 acres of land in Rangareddy amp Mahbubnagar districts. 37.5 crores sanctioned by the Union Urban Development Ministry for development of Machilipatnam town under the Atal Mission for Rejuvenation amp Urban Transformation (AMRUT) scheme. AP will have another Central Institute of Plastic Engineering amp Technology to train 5,000 plastic engineers amp technicians every year amp will be set up in Anantapur district. Telangana Govt. issued orders for setting up a Monkey Rescue amp Rehabilitation Centre in Nirmal area of Adilabad district. This rehabilitation centre will be established as a pilot project at Chincholi, Hyderabad. Andhra Govt. which is known for its innovations amp use of technologies in various sectors has also become the first Indian state to implement lift irrigation. Karnataka in News The Karnataka State Govt. has decided to go ahead with the establishment of Asias first Rice Technology Park at Gangavati in Koppal district amp a Maize Technology Park at Ranebennur in Haveri district. In Bengaluru, South Indias first underground metro services flagged off at East-West corridor (Purple Line) of BMRCL (Bangalore Metro Rail Corporation Limited). Haryana in News The Haryana Govt. launched Asias First Gyps Vulture Reintroduction Programme at Jatayu Conservation Breeding Centre, Pinjore. The Legislative Assembly of Haryana passed the Haryana Municipal (Amendment) Bill, 2016.According to the bill any male person desiring to contest for Urban Local Bodies (ULBs) in Haryana must possess matriculation as the minimum education qualification. A woman amp a Scheduled Caste (SC) candidate will be required to be atleast 8th standard pass. Radha Mohan Singh laid the foundation stone of Haryana State University of Horticultural Sciences at Karnal. careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Haryana Govt. decided to rename Gurgaon as Gurugram amp Mewat as Nuh. Haryana has become the first state in India to launch injectable contraceptives as a family planning measure across all Govt. healthcare facilities. Gujarat in News Gujarat island Shiyal Bet gets electricity for first time. CM of Gujrat, Anandiben Patel has launched two statewide campaigns against malnutrition at Ahwa town in Dangs district. Gujarat Govt. decided to set up countrys first university focusing on organic farming. Gujarat Govt. has granted minority status to the Jain community after issuing a resolution for same. Punjab amp JampK in News A Rapid Rural Police Response System was launched across Punjab to ensure prompt amp effective police response in the states over 12,000 villages. JampK govt. has approved 5 interest subsidy to flood-hit traders with effect from 1st April this year. The subsidy will have a cap of 5 lakh Rs. per affected business unit for a period of four years. Union Minister for Micro, Small amp Medium Enterprises (MSME) Kalraj Mishra inaugurated the Harmukh Khadi Gram Udyog Sansthan, a spinning amp weaving centre amp marketing plaza for khadi goods at a function in Srinagar. Cabinet Committee on Economic Affairs (CCEA) given its approval for extension of time period of the Udaan Scheme for JampK till 2019-20. It provides exposure to the youth of JandK to the best of corporate India amp corporate India to the rich talent pool available in the State. Govt. of Punjab has proposed to develop 200 smart villages during the current financial year 2016-17 which will be provided with ultra-modern facilitie. Odisha in News The world famous Rath Yatra or chariot festival of Lord Jagannath has begun in Puri, Odisha as well as in different parts of the country. Odisha Govt. has approved a proposal of the Panchayati Raj department to add 500 new gram panchayats before the 2017 three-tier panchayat polls. Centre approves a proposal for Greenfield Electronic Park in Odisha. Odisha becomes first Indian state to give pension amp food benefits to transgenders.0 The Govt. amp multilateral lending agency Asian Development Bank (ADB) has signed a 120 million loan agreement to improve irrigation amp water management infrastructure in Odisha. The Centre has approved establishment of a National Investment amp Manufacturing Zone (NIMZ) in Odisha. Tata Trusts has signed a pact with the Odisha Govt. to achieve elimination of Malaria from the state by 2030. Delhi in News Delhi CM Arvind Kejriwal launched the Phase I of Green Delhi initiative by planting trees at the Triangular Park, ITO Chowk. 22 bankersadda sscadda Delhi became the first state in the country to launch the Human Papillomavirus (HPV) vaccine as a public health programme for school children. Delhi bans chewable tobacco for a year. Other States News Kerala Govt. has decided to ban electronic cigarette as its use can cause various health issues, including cancer. Kerala Govt. to impose 14.5 per cent tax on junk food on the lines of Fat Tax imposed on such food items. This will make food items like burgers, pizzas, pasta costlier. In a first for the state of Meghalaya, Loyola College in Williamnagar set a benchmark for itself by becoming a fully solar-powered institution in the state. The Centre Govt. will provide an assistance of 400 crore rupees for developing airports at Agra, Allahabad, Kanpur amp Bareilly in UP. West Bengal Govt. has taken up a project to set up three biotechnology hubs across the state to bring in more biotechnology innovations to the State. The hubs will come in Bardhaman, Kalimpong amp Medinipur districts. ADB approved a 500 million dollars loan to build a bridge across the Ganga River in Bihar. Union Home Minister Rajnath Singh has inaugurated the newly constructed headquarters of Jharkhands special anti-Maoist force Jharkhand Jaguar in Jharkhands capital city Ranchi. Majuli in Assam has become the first island district in the country. In Assam, the annual Ambubachi Mela at Kamakhya temple held. Bihar CM Nitish Kumar inaugurated Child Labour Tracking System (CLTS). In Bihar, Railway Minister Suresh Prabhu has flagged off Champaran Satyagrah Express train which will run between Bapudham, Motihari to Anand Vihar, Delhi. Bihar CM Nitish Kumar launched Right to Public Grievance Redressal Act. The act seeks disposal of peoples complaints or redressal of grievances from Govt. officials within 60-days. Sikkim became the first state in India to have an open Govt. data portal linked sikkim. data. gov. in. Himachal Pradesh became the first state in the country to have a State Data Centre (SDC). Himachal Pradesh Govt. has launched a Rs. 640 crore project for skill development under which multipurpose training amp marketing centres would be developed in rural areas as per the needs of local youths. Guwahati has become the first city in the country to have its own city animal with Kamrup metropolitan district administration declaring Gangetic River Dolphin as its mascot. UP CM Akhilesh Yadav appointed a judicial commission to probe into the recent Mathura violence hours which will be headed by Justice Mirza Imtiyaz Murtaza. UP Govt. led by Akhilesh Yadav has declared that all natural calamities including unseasonal heavy rain, lightning, Loo amp storm etc will be treated as state disaster. The UP Govt. has cleared the proposal for constructing a bicycle highway connecting Taj Mahal in Agra to Lion careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 safari in Etawah. The plan aims at encouraging eco-tourism in the vicinity of the Taj Mahal. UP Govt. appointed Manzil Saini as the new Senior Serintendent of Police (SSP) of state capital Lucknow. 13 cities have been selected in the first phase of the Govt. s smart cities mission, which includes Lucknow, Warangal, Bhagalpur, Raipur, New Town Kolkata, Chandigarh, Faridabad, Raipur, Ranchi, Warangal, Agartala, Imphal, etc. Lakshadweep becomes the first UT to sign 24x7 Power for All document. Public sector company NBCC (India) is set to kickstart projects aimed at cleaning the Ganga in Bihar, which has also got the financial approval for few project from the centre. Nagaland capital Kohima has been declared as a smokefree city. S. No 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 1. 2. 23 Manipur CM Okram Ibobi Singh declared that the National Food Security Act has been implemented the state. The state Govt. has also stated that as per the Act one kg of rice would be made available at Rs 3 per kg to the beneficiaries. Dharmendra Pradhan, the Union Minister for Petroleum amp Natural Gases laid the foundation stone of Countrys 1st its of kind Octomax unit at Mathura refinery. PM Narendra Modi has launched the countrys first solar powered e-boats at the Assi Ghat in the river Ganga, Varanasi. Govt. of Kerala has taken first of its kind initiative by launching the Air Ambulance in Kerala launched by the CM Oommen handy. OBITUARIES (NATIONAL/INTERNATIONAL) Profession/Famous In Politician (National-International) Michel Rocard died Former French PM Romesh Chandra Veteran communist leader amp former World Peace Council president Rajendra Dadu Madhya Pradesh, ruling BJP MLA T S John Former Kerala Assembly Speaker Anjan Dutta Assam Pradesh Congress Committee (PCC) President MP K Anirudhan CPI(M) veteran amp former MLA SM Seenivel MLA of the All India Anna Dravida Munnetra Kazhagam (AIADMK) KC Mathew Veteran communist leader BJP leader Rudra Madhab Ray Former Lok Sabha MP from Odisha Balraj Madhok Former Jana Sangh Chief Praveen Rashtrapal Rajya Sabha MP from Gujarat Romesh Sharma Former JandK Minister Banharn Silpa-archa Thailand former PM C Silvera Former Member of Parliament Singer/Musician(National-International) Om Prakash Sonik Veteran music director Amber Gurung Renowned Nepali musician, amp composer Amjad Sabri Renowned Qawwal Diwaliben Bhil Veteran Gujarati folk singer Merle Haggard American country music legend Prince Rogers Nelson Music legend Actor/Director/Producer(National-International) Michael Cimino US Oscar-winning director Noel Neill First actress to play Sermans love interest Abbas Kiarostami Iranian director Kavalam Narayana Panicker Veteran Malayalam theatre artist amp poet Ann Morgan Guilbert Famous Television actress Achyut Lahkar Veteran theatre actor Sulabha Deshpande Eminent actress amp theatre personality Manohar Aich Indias first Mr Universe Manimala Devi Veteran Odia actress Bud Spencer Italian actor amp filmmaker Mr. Burt Kwouk Actor, Pink Panther films Suresh Chatwal Veteran film amp television actor William Schallert US actor Author/Journalist/Activist(National-International) Alvin Toffler Famous author of Future Shock R C Dhere Recipient of the Sahitya Academy Award Person Died bankersadda sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 3. 4. 5. 6. 7. 8. 9. 10. 11. Elie Wiesel William H McNeill Guda Anjaiah Jeppiaar Mudrarakshasa Inder Malhotra KK Katyal KG Subramanyan R G Jadhav 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. Amal Dutta Kapil Seth Donald Carr Gordie Howe Kimbo Slice Victor Korchnoi Cesare Maldini Bernardo Ribeiro Tony Cozier Deepak Shodhan 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. Abdul Sattar Edhi Xerxes Sapur Desai Isak Chishi Swu KG Subramanyan Mr. M. S. Krishna Bhat andre Brahic Guru Hardev Singh Nihal Bitla V T Thomas William Bill Campbell Satyanand Munjal S. no A Holocaust survivor amp author The scholar Noted Telangana poet amp lyricist Renowned Educationalist Distinguished Hindi writer, activist, thinker amp cultural personality Veteran journalist Veteran journalist Renowned sculptor amp painter Noted Marathi critic amp litterateur Sportsmen/Sportswomen(National-International) Former India international football playeramp coach Former Madhya Pradesh cricketer Former captain of England Cricket team Canadas Ice-hockey icon American mixed martial arts. His real name was Kevin Ferguson. Chess grandmaster Former AC Milan player Brazilian footballer West Indies cricket writer, commentator amp journalist Former Test cricketer Others(National-International) Noted Pakistani philanthropist, social activist amp humanitarian Founder of Indias largest watchmaker company Titan Co Ltd Chairman of Naga National Council (NNC) Renowned sculptor amp painter Former Chairman of Karnataka Bank The discoverer of Neptunes rings Head of Sant Nirankari Mission India progeria campaigner Kerala cartoonist Silicon Valley coach amp mentor Cofounder of Hero Cycles gro Name of the Index/List LIST/INDEXES ANNOUNCED RECENTLY Rank of India Topped By 1. Networked Readiness Index (NRI) 2016 India rank at 91. 2. World Bank gros (WBG) bi-annual quotLogistics Performance Index 2016quot Human Capital Report 2016 India ranked 35th in 2016 Forbes list of worlds highest-paid celebrity 2016 Road Accidents in India 2015 released Shahrukh Khan (86th) amp Akshay Kumar (94th) Musician Taylor Swift were the only Indian celebrities topped the list Mumbai city had the highest number of road accidents Four Indian women, including SBI Managing director Arundhati Bhattacharya amp ICICI Bank Managing director Chanda Kochhar. Topped by German Chancellor Angela Merkel India ranks 10th in FDI Topped by United States India Ranks Ninth Reliance Industries Director Nita Ambani amp State Bank of India Chairman Arundhati Bhattacharya have been ranked top two in the list 3. 4. 5. 6. Forbes Worlds 100 most powerful women 7. 8. 9. World Investment Report 2016 Crony-Capitalism Index Forbes, Asias 50 Power Businesswomen 2016 list. Forbes, Asias 50 Power Businesswomen 2016 list. Dell, Future Ready Economies Model Time Magazine, list of 100 Most Influential People in the World. 10. 11. 12. 24 2016 World Press Freedom Index bankersadda Singapore India ranked 105th Finland Delhi was ranked 44th San Jose topped the list RBI Governor Raghuram Rajan, tennis player Sania Mirza, actress Priyanka Chopra, Google CEO Sundar Pichai amp founders of Flipkart, Binny Bansal amp Sachin Bansal have been in the list. India ranked 133rd Finland topped the list. sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 13. 14. 15. 16. 17. 18. 19. 20. 21. Global Energy Architecture Performance Index Report 2016 Forbes list of World Billionaires 2016 90th Switzerland Among Indians, Mukesh Ambani tooed the list. Fortune Magazine, Worlds Greatest Leaders list TIME magazine, 30 Most Influential People on the Internet list. World Happiness Report (WHR) 2016 Delhi CM Arvind Kejriwal at the 42nd position. Bill Gates remained as the richest person in the world Topped by Amazon founder Jeff Bezos Topped by the artist amp entrepreneur Kanye West Denmark (Topped) Burundi (Last) 118th out of 156 countries The Hinduja Brothers, G P Hinduja amp S P Hinduja topped the Asian Rich List 2016. According to a UN Industrial Development Organisation (UNIDO) report, India ranked sixth among the worlds top 10 manufacturing countries. In the Global Connectivity Index report, during the Global Analyst Summit 2016 in Shenzhen, China. In terms of numbers, United States, Singapore amp Sweden top the rankings, while India is ranked 44. Forbes in its inaugural edition of Global Game Changers List ranked some of the biggest names in business. Topped by Mark Benioff of Salesforce amp Mark Zuckerberg of Facebook (ranked 30). S. No 1. 2. 3. 4. Date 15 July 11 July 1 July 21st June 5. 21st June 6. 7. 20 June 19 June 8. 9. 10. 11. 12. 13. 14. 15. 17 June 15 June 14 June 12th June 8th June 5 June 29 June 26 June 16. 26 June 17. 18. 19. 20. 21. 22. 23. 21 June 23 June 23 June 25 June 23 June 17 May 17 May 24. 25. 26. 27. 28. 15 May 10 May 1 May 11th May 3rd May 29. 30. 31. 2 April 30 April 29 April 32. 28 April 25 PM Narendra Modi stood at 15th IMPORTANT DAYS OBSERVED RECENTLY Day Theme World Youth Skills Day Skills Development to Improve Youth Employment World Population Day Investing in teenage girls National Doctors Day International Yoga Day Connect the Youth The National Event of Mass Yoga Demonstration at Chandigarh. International Yoga Day Connect the Youth The National Event of Mass Yoga Demonstration at Chandigarh. World Refugee Day International Day for the Elimination of Sexual Violence in Conflict World Day to Combat Desertification (WDCD) World Elder Abuse Awareness Day World Blood Donor day. World Day against Child Labour End child labour in sply chains - Its everyones business. World Oceans Day Healthy Oceans, Healthy Planet World Environment Day (WED) Zero tolerance for the illegal trade in wildlife 10th National Statistics Day Agriculture amp Farmers Welfare International Day in Sport of Victims of Torture International Day against Drug Abuse amp Listen First Illicit Trafficking World Hydrography Day (WHD) Hydrography - the key to well-managed seas amp waterways. International Widows Day United Nations Public Service Day World Day of the Seafarer At Sea For All. International Olympic Day World Hypertension Day Know Your Numbers World Telecommunication amp Information ICT entrepreneurship for social impact Society Day International Day of Families Families, healthy lives amp sustainable future World Migratory Bird Day Stop the Illegal Killing, Taking amp Trade of Migratory Birds International Labour Day Celebrating the international labour movement National Technology Day World Press Freedom Day Access to Information amp Fundamental Freedoms - This Is Your Right World Autism Awareness Day Autism amp the 2030 Agenda: Inclusion amp Neurodiversity International Jazz Day The Day of Remembrance for all Victims of Chemical Warfare World Day for Safety amp Health at Work Workplace Stress: a collective challenge bankersadda sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 33. 34. 26 April 35. 36. 37. 38. 39. 40. 41. 25 April 22 April 23 April 18 April 17 April 12 April 10 April World Intellectual Property Day 2016 24 April to 30 April World Immunization Week 2016 World Malaria Day (WMD) International Mother Earth Day The World Book amp Copyright Day World Heritage Day World Haemophilia Day International Day of Human Space Flight World Homoeopathy Day The Unseen Indira Gandhi A Life in Diplomacy The Drowned Detective Dr KP Mathur Maharajakrishna Rasgotra Neil Jordan India vs Pakistan: Why Cant we just be Friends Blood on my Hands: Confessions of Staged Encounters The Kiss of Life: How a serhero amp my son defeated cancer Pakistani Ambassador to the U. S. Husain Haqqan Kishlay Bhattacharjee The Making of India: The Untold Story of British Enterprises End Malaria For Good Trees for the Earth The Heritage of Sport. Treatment for all is the vision of all BOOKS amp AUTHORS Author Books Rudraneil Sengta Courage amp Commitment Books Ringside With Vijender Book titled Who was Shivaji Anything But Khamosh: The Shatrughan Sinha Biography Digital Creativity - Culture Re imagined. Campaign is Close the Immunization Gap Emraan Hashmi coauthored the book with author Bilal Siddiqi Govind Pansare Bharathi S Pradhan Who Moved My Interest Rate Gujarat Files: Anatomy of a Cover Up Chaos amp Caliphate: Jihadis amp the West in the Struggle for the Middle East The Making of India: The Untold Story of British Enterprises Shashi Kapoor - the Householder, the Star A State in Denial - Pakistans Misguided amp Dangerous Crusade Fixed Cash amp Corrtion in Cricket Gandhi: An Illustrated Biography Author Autobiography of Margaret Alva Duvvuri Subbarao Rana Ayyub Patrick Cockburn Kartar Lalvani Aseem Chhabra BG Verghese Shantanu Guha Ray Pramod Kapoor Kartar Lalvani Endurance: My Year in Space amp Our Journey to Mars A Call to Mercy: Hearts to Love, Hands to Serve by Mother Teresa Scott Kelly DEFENCE NEWS MISSILE LAUNCHED/INS INDUCTED Indian Navy commissioned INS Karna, an independent base of Marine Commandos (MARCOS) at Bheemunipatanam Naval Base, Visakhapatnam, Andhra Pradesh. Indigenously-built heavyweight anti-submarine torpedo Varunastra successfully inducted in the navy, making India one of the 8th countries to have the capability to design amp build such a system. Ballistic missile Barak-8 was successfully tested from Balasore district of Odisha. Hindustan Aeronautics Limited (HAL) unveiled indigenous Basic Trainer Aircraft (BTA) Hindustan Turbo Trainer-40 (HTT-40) in Bengaluru. Russia launched the most powerful nuclear icebreaker named Arktika. The Project 22220 vessel is 189.5 yards long amp 37.1 yards wide. INS Sahyadri, Shakti amp Kirch reached Vladivostok as part of deployment of the Eastern Fleet to the South China Sea. The first carriage flight of Su-30 MKI aircraft with BrahMos missile undertaken at HAL Airport in Nashik. The Indian Coast Guard ship Arush, the 17th in the series of twenty Fast Patrol Vessels (FPVs), designed amp built by M/s Cochin Shipyard Limited, has commissioned at Kochi. 26 bankersadda sscadda Nuclear capable Prithvi-II surface-to-surface missile was successfully test-fired from a test range at Chandipur in Odisha. It is a tactical short-range ballistic missile (SRBM) developed by DRDO amp has the strike range of 350 km. India successfully test-fired sersonic interceptor missile, capable of destroying any incoming hostile ballistic missile known as The Advance Air Defence (AAD) missile or dubbed as Ashwin. Nuclear capable undersea ballistic missile, code named K4, was successfully test fired from an undisclosed location in the Bay of Bengal. The missile was fired from 20meter deep amp covered more than 700 km. India successfully test-fired indigenously built nuclearcapable intermediate range Agni-I ballistic missile. The sophisticated missile covered 700 km distance within 9 minutes amp 36 seconds. The Fast Patrol Vessel (FPV), ICGS Arnvesh, of the Indian Coast Guard (ICG) was commissioned in Visakhapatnam. INS Karmuk, an indigenously built Missile Corvette, along with a Dornier Maritime Patrol Aircraft, participated in the 22nd Indo-Thai Coordinated Patrol (CORPAT) in the andaman Sea. Indigenously developed surface-to-air sersonic Akash missile System was successfully test fired from complex-3 of the Integrated Test Range (ITR) at Chandipuri in Odisha. careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 US activated a land-based missile defence station (Aegis Ashore Missile Defence System) in Deveselu, Romania. Indias premier Govt. Ramp D body DRDO has developed a radar that can look through a wall. The Through Barrier Imaging Radar, named Divyachakshu (divine eye), has been developed by Defence Research amp Development Organisations (DRDO) Electronics amp Radar Development Establishment (LRDE) based in Bangalore amp is going through development trials now. INDIAN ARMY IN NEWS The Joint military exercise named Malabar Exercise held between India, Japan amp US near the South China Sea. Union Home Ministry has decided to form new reserve battalion. It will be called Maharana India Reserve Battalion. Indian Army had conducted major military training exercise 2016 Chakravyuh-II in Suratgarh, Rajasthan. The 11th Indo-Mongolia joint training Exercise, Nomadic Elephant - 2016 to promote military associations between India amp Mongolia held in Mongolia. The Indian Army conducted major battle exercise named as Shatrujeet in the Thar Desert of Rajasthan near to the border with Pakistan. India, ASEAN Plus multilateral military exercise FORCE 18 concluded in Pune. The fourth edition of the joint exercise Garuda Shakti between India amp Indonesia held at Magelang, Indonesia. A team of six Indian Army mountaineers led by Lt Colonel Ranveer Jamwal successfully scaled Mount Everest. The multinational mega Military Exercise Force 18 was conducted by Indian Army in Pune, Maharashtra. The theme of the exercise is Humanitarian Mine Action (HMA) amp Peacekeeping Operations (PKO). INDIAN NAVY IN NEWS INS India, celebrated its 75th anniversary (13th July). The Indian Navy has launched the last of the series of the Water Jet Fast Attack Craft (WJFAC) ship at a ceremony in Kolkata. The ship is named Tarasa, after an island in the Andaman amp Nicobar archipelago. The Chinese navy conducted combat drills near its southern island province of Hainan amp the Paracel islands in the South China Sea. The multinational exercise Rim of the Pacific (RIMPAC) 2016 held in the Pacific Ocean at Hawaii, United States. RIMPAC 2016, the Worlds largest international maritime exercise included the participation of navies from 26 countries. The theme for the year 2016 RIMPAC is Capable, Adaptive, Partners. The Indian Navy has commissioned indigenously built highly maneuverable Fast Attack Craft INS Tarmugli at the commissioning ceremony held in Visakhapatnam, Andhra Pradesh. India amp the US held the first round of discussions under the recently-constituted Maritime Security Dialogue. The Indian Navy phased out Sea Harrier fighter jets which were the mainstay of Indian Naval air arm since 1983, thus paving way for the sersonic MiG 29K aircraft into the Indian Naval Air Squadron (INAS 300). 27 bankersadda sscadda Indian Navy Launches Underwater Harbour Defence System at Visakhapatnam Naval Base. Indian Naval Ships (INS) Veer amp Nipat were decommissioned at the Naval Dockyard in Mumbai, Maharashtra. A Naval Detachment (NAVDET) was inaugurated at the androth Island of Lakshadweep Vice Admiral Girish Luthra, AVSM, VSM, Flag Officer Commanding in Chief, Southern Naval Command. The seventh in the series of Indo-Seychelles Joint Training Exercises, Lamitye 2016 concluded at Victoria, Mahe Island in Seychelles. INDIAN AIR FORCE IN NEWS IAF inducted the first squadron of the indigenously made Light Combat Aircraft (LCA) Tejas into its fleet. It is designed amp developed by the Aeronautical Development Agency (ADA) in collaboration with HAL. The first 3 female pilots of IAF are: Avani Chaturvedi, Bhawana Kanth amp Mohana Singh. Exercise Desert Eagle II, the second in the series of bilateral exercises between Indian Air Force (IAF) amp United Arab Emirates Air Force (UAE AF) concluded. The Air Forces of India (IAF) amp the United States concluded their four-week Red Flag aerial combat exercises at Alaska in the U. S. The Indian Air Force flew 10 aircraft - four Su-30MKIs, four Jaguars amp two IL-78 aerial refuelling tankers. Panagarh Air Force Base of West Bengal was renamed as Air Force Station Arjan Singh. This can be termed as a rare honour to the nations oldest soldier Marshal of Air Force Arjan Singh. The Indian Air Force (IAF) successfully conducted Exercise Iron Fist in Pokhran, Rajasthan. IAF to get the First Batch of Women Fighter Pilots in June. Bhawna Kanth, Avani Chaturvedi, amp Mohana Singh are likely to create history as Indias first women fighter pilots. OTHER DEFECNE NEWS China has inducted its largest indigenously-built transport aircraft, which is named as Y-20. Y-20 is a breakthrough in military aviation technology for the PLA that allows the worlds largest force to transport cargo amp troops over long distances in diverse weather conditions. Defence Research amp Development Organisation (DRDO) has signed a MoU with Jadavpur University (JU), Kolkata to establish the Jagadish Chandra Bose Centre for Advanced Technology (JCBCAT). Defence Acquisition Council (DAC) chaired by Union Defence Minister Manohar Parrikar has given its approval for the purchase of 145 Ultra-Light Howitzers (ULH) guns from the US. This will cost around 750 million dollars. The North Atlantic Treaty Organization (NATO) members amp partners launched Anaconda-16 Exercise, the biggest ever joint military exercise in Poland. Goa Shipyard Limited (GSL) launched Indian Coast Guard Ship (ICGS) Shaurya at Vasco. India has become the worlds fourth largest spender on defence, following a 13.1 increase in its 2016-17 defence budget, according to US research firm IHS Inc. careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 India is likely to buy 145 M777 Howitzers for 750 million to equip its Mountain Strike Corps. Anil Ambani-led Reliance Defence has inked a pact with Israels Rafael Advanced Defence System to set a JV in India for specialised areas including air - to-air missiles. Reliance Defence Has Received 16 Industrial Licences For Missiles, Equipment. United States of America (US) Navy has tested the worlds largest unmanned surface vessel named Sea Hunter in San Diego. It is a self-driving 132-foot ship able to travel to 10000 nautical miles on its own to hunt for stealthy submarines amp underwater mines. A strategic partnership agreement has been signed by the Reliance Defence with three Ukranian state-owned companies that will be allowing them to collaborate on a range of military products including transport aircraft, grade of armoured vehicles, maritime gas turbines amp unmanned aerial vehicles. Iran unveiled S300 missile system parts at army parade in Tehran. It was a long awaited air defence system ordered from Russia. China successfully launched the Kunpeng1B sounding rocket from a launch pad in Danzhou City in the southern Chinese Hainan Province. Pakistan Navy has successfully test-fired shore-based anti-ship missile Zarb, bolstering its defence mechanism. The Republic of Singapore Navy (RSN) has successfully test-fired a Barak missile from its Victory-class missile corvette RSS Vigour during Fleet Exercise conducted in the South China Sea. SPORTS NEWS CRICKET NEWS Former India captain amp Team Director Ravishankar Jayadritha Shastri resigned from his post as media representative in ICCs prestigious Cricket Committee. Saudi Arabia unanimously elected as the 39th Associate Member of International Cricket Councils (ICC). ICC released the official ICC mens Team Rankings. Australia remains on top in ICC Test amp ODI rankings. New Zealand topped the ICC T-20 ranking. India held the second position in Test amp T-20 amp rank 3 in ODI. Indias Ravichandran Ashwin topped the all-rounders list, in batting, Australias Steve Smith. Former Spinner Anil Kumble will be the new coach of Indian Cricket Team. India has won the three-match T20 series against Zimbabwe. Man of the series won by Barinder Sran. BCCI suspended amp issued show-cause notices to the top Goa Cricket Association officials, who were arrested for alleged misappropriation of organization funds. International Cricket Council (ICC) has suspended Sri Lankas fast bowler Shaminda Eranga from bowling. Eden Gardens to host Indias 1st pink ball match Sunrisers Hyderabad has defeated Royal Challengers Bangalore (RCB) by 8 runs to clinch the IPL title for the first time at the Chinnaswamy stadium in Bangalore. England captain Alastair Cook has become the youngest ever batsman to cross 10,000 runs in Test cricket amp also become the 12th man to join the elite 10,000-run club. Rwandan national captain Eric Dusingizimana, has set a new Guinness world record by batting out a straight 51 hours, the longest individual net session. Rahul Dravid amp Mahela Jayawardena have been appointed to the ICC Cricket Committee. The ICC lifted the provisional suspension imposed on Sri Lanka wicket-keeper batsman Kusal Perera. Charlotte Edwards, Englands women cricket team captain, announced her international retirement. Former England star all-rounder cricketer Matthew Fleming has been appointed as the next Marylebone Cricket Club (MCC) president. Former South Africa fast bowler Allan Donald will join Australia as their bowling coach for their tour of Sri Lanka. 28 bankersadda sscadda o o o o The former Sri Lankan opener, Sanath Jayasuriya has been reappointed as the countrys chief selector. Australian pacer Clint McKay announced his retirement from international cricket. West Indies won the ICC Cricket World T20 Mens C 2016. In the final clash at Eden Gardens, Kolkata, West Indies defeated England by 4 wickets. Player of the match Marlon Samuels (West Indies) Player of the series Virat Kohli (India) West Indies Womens won their maiden Womens Cricket World T20 title. In the final clash at Eden Gardens, Kolkata, West Indies defeated reigning champions Australia. Player of the match Hayley Matthews (WI Women) Player of the series - Stafanie Taylor (WI Women) England amp Nottinghamshire batsman James Taylor announced his retirement at the age of 26 due to ill health. Rangana Herath, the veteran Sri Lankan spinner, retired from T20 amp One Day International Cricket. The Pakistan Cricket Board appointed Inzamam-ul-Haq as the new chief selector of the team. The International Cricket Council (ICC) amp Emirates Airline renewed their deal for an additional seven years. International Cricket Council (ICC) has suspended Hong Kong allrounder Irfan Ahmed from Cricket for 2.5 years. Badminton ace Nandu Natekar became the first nonCricketer to be inducted into the Legends Club founded by the late Cricket Club of India (CCI) president Raj Singh Dungarpur. International Cricket Council (ICC) suspended the Cricket Association of Nepal (CAN) in view of Govt. interference in the board. Tobago batsman Iraq Thomas created a record by scoring 21 ball century in the Tobago Cricket Associations T20 tournament at Louis Dor. Rest of India (ROI) pull off an incredible chase to beat 41 times Ranji Trophy champions Mumbai by four wickets to win the Irani Trophy 2016. FOOTBALL NEWS Portugal defeated France 1-0 to win their first ever EURO championship at Saint-Denis in Paris. Indian goalkeeper Gurpreet Singh Sandhu named in Norwegian club Stabaek FCs squad for their Europa careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 League qualifying match, making him the first from the country to play in the continental competition. Defending champion Chile won the 2016 Copa America Football tournament by defeating Argentina in a penalty shootout. Lionel Messi has announced his retirement from international football after Argentina crashed to an set defeat against Chile in the final of the Copa America. India is set to make its maiden appearance in the Under 17 Futsal World C, Paraguay as a wild card. Real Madrid Cristiano Ronaldo has become the first athlete from a team sport in almost 20 years to top Forbes annual list of the Worlds Highest-Paid Athletes. Real Madrid defeated Atletico Madrid 5-3 in the penalty shoot-out to win their eleventh Champions League title. FIFA acting Secretary General Markus Kattner was dismissed from his position with immediate effect. Sevilla were crowned for the third straight year as the UEFA Europa League champions after they defeated Liverpool. FIFA has appointed a UN diplomat, Fatma Samoura as its first ever female secretary-general. Leicester City have won the English Premier League title for the first time in the clubs 132 years history. Professional football club Mohun Bagan amp India striker Jeje Lalpekhlua won the Football Players Association of India (FPAI) Indian Player of the Year award. Services won the Santosh Trophy National Football Championships title. In the summit clash at SEC Railway Stadium in Nagpur, Services defeated host Maharashtra 2-1. HOCKEY NEWS Russian hockey winger Artemi Panarin won the 20152016 Calder Memorial Trophy. The Argentina womens team has claimed a record seventh International Hockey Federation (FIH) Champions Trophy title with a win over Netherlands. Australia won the Hero Hockey Champions Trophy 2016 by defeating India in London. City of Nawabs - Lucknow, India will host the junior mens hockey World C this year. Australia defeated India in the final to win the 25th edition of the Sultan Azlan Shah C in Ipoh, Malaysia. RIO OLYMPIC 2016 BERTH BOOKERS (INDIA) Sajan Prakash amp Shivani Katariya selected as the countrys wild-card entries for the Rio Olympics in swimming. Muhammed Anas serving in the Indian Navy has qualified for the Rio Olympics in the 400 meters run. The Olympians Association of India (OAI), the first-ever association for Indian Olympians, was launched. Five-time Olympian Shiva Keshavan will serve as the associations first president. Amul has signed as the official sponsor for the Indian contingent to the Rio Olympics 2016. The Rio 2016 organising committee revealed the official slogan for the first Olympic amp Paralympic Games in South America A new world. The founder amp chairperson of Reliance Foundation, Nita Ambani nominated as a candidate to be a new member of 29 bankersadda sscadda the International Olympic Committee (IOC) headquartered at Lausanne, Switzerland. Indian star boxers Manoj Kumar amp Vikas Krishan have qualified for the Rio 2016 Olympics scheduled to be held in August 2016 in Rio de Janerio, Brazil. Indan Wrestlers Vinesh Phogat amp Sakshi Malik earned 2016 Rio Olympics quota spots in wrestling. Wrestler SANDeep Tomar secured an Olympic quota place for India in the mens 57kg freestyle category. India star wrestler Yogeshwar Dutt secured an Olympic quota place for India with a gold-medal finish in the mens 65kg freestyle category in the Asian Olympic Qualification tournament in Astana, Kazakhastan. A three-member Indian womens archery team comprising Deepika Kumari, Bombayla Devi amp Laxmirani Majhi was named for the Rio Olympics. Indian boxer Shiva Thapa became the first Indian boxer to book a seat in the Rio Olympics. Indian artistic gymnast Dipa Karmakar created history by becoming the first Indian woman gymnast to qualify for Olympics. Union Sports Ministry announced to provide one lakh Rs. per month as out of pocket allowance to the sports persons under the Target Olympic Podium scheme. South Korea announced that its Olympic athletes will wear uniforms that have been infused with insect repellent to keep mosquitoes carrying the Zika virus at bay. BADMINTON NEWS Indias badminton player B Sai Praneet has won the Canada Open Grand Prix Badminton tournament. Mens doubles pair of Manu Attri amp B Sumeeth Reddy won titles at the 55,000 Canada Open Grand Prix badminton tournament in Calgary. Saina Nehwal won her second Australian Open title by defeating Chinas Sun Yu in the finals. Kento Momota of Japan won mens singles title at the 2016 Yonex Sunrise India Open badminton championship. Thailands Ratchanok Intanon won the womens singles title by defeating Xuerui Li of China. Kento Momota of Japan was axed from Japans badminton team for the 2016 Rio Olympics. He was axed for gambling at an illegal casino. Lee Chong Wei won the mens singles title at the Malaysia Open 2016 held in Shah Alam, Malaysia. GRAND PRIX NEWS Formula 1 world champion Lewis Hamilton won the 2016 British Grand Prix title. Lewis Hamilton has won the Austrian Grand Prix 2016. Mercedes German driver Nico Rosberg won the European Grand Prix. Mercedes racing driver Lewis Hamilton won the Formula 1 Canada Grand Prix title. Lewis Hamilton wins Monaco F1 Grand Prix. The Red Bull, Max Verstappen has become the youngest formula 1 winner by winning Spanish Grand Prix. Nico Rosberg has won the Russian Grand Prix in Sochi. Mercedes driver Nico Rosberg of Germany won the 2016 Formula 1 Gulf Air Bahrain Grand Prix. Nico Rosberg won 2016 Pirelli Chinese Grand Prix. careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 TENNIS NEWS Andy Murray created history as he won the Queens Club tournament for a record fifth time defeating Milos Raonic. World number one Novak Djokovic beat Britains Andy Murray to win his first French Open title. According to Forbes Magazine report, Serena Williams is the worlds highest-paid sportswoman. Russian tennis player Maria Sharapova was banned for two years by the International Tennis Federation. World No. 1 womens doubles team of Sania Mirza amp Martina Hingis beat the Russian pair Ekaterina Makarova amp Elena Vesnina to claim the Italian open title 2016. Number one seed Novak Djokovic defeated Andy Murray to conquer the Mutua Madrid Open title in Madrid, Spain. Victoria Azarenka of Belarusia amp World No 1 Novak Djokovic of Serbia won womens amp mens singles titles of the 2016 Miami Open. Rafael Nadal defeated Frenchman Gael Monfils to grab the 2016 Monte Carlo Masters title. ATHELETICS NEWS Sameer Mon won gold in 100 meter dash in 10.60 seconds at 56th National Inter-state Senior Athletics Championships in Hyderabad. Javelin thrower Annu Rani has bettered her national record with a 59.87m throw at the 56th National InterState Senior Athletics Championships in Hyderabad. Indian gymnast Dipa Karmakar was named a Gymnaste de Classe Mondaile (World class gymnast) by the International Gymnastics Federation (FIG). Usain Bolt won the inaugural Jamaica National Racers Grand Prix. Indian sprinter Dutee Chand qualified for Rio Olympics in the womens 100 metre eventIndian para athlete Amit Kumar Saroha from Haryana won the gold medal in mens club throw (F-51) at the 2016 French Open Athletics Championship in Paris. Indian athlete Sudha Singh has created history by breaking the national record in womens 3,000m steeplechase event in Diamond League Meet in Shanghai. Two-time Olympic 400meter hurdles gold medalist champion Felix Sanchez announced his retirement. BILLIARDS/SNOOKER NEWS Star snooker player Mark Selby belongs from England has won the 2016 World Championship title of Snooker. Englands snooker great Steve Davis announced his retirement from the game after 38 year career. OTHER SPORTS NEWS (BOXING / ARCHERY / JUDO / BASKETBALL / GOLF) Pistol King Jitu Rai clinch the silver medal at the ISSF Shooting World C. The Sports Ministry has granted recognition to the Paralympic Committee of India (PCI). India will be hosting the worlds first Mixed Martial Arts (MMA) Ser Fight League. Bengaluru para-swimmer Niranjan Mukundan has won eight medals, including three golds, at the recentlyconcluded IWAS (International Wheelchair amp Amputee Sports) U-23 World Games in Prague, Czech Republic. Bengali cine star Jeet acquired the Kolkata franchise of the first-ever multi-nation Premier Futsal League (PFL). The team will be known as Kolkata 5s. Grand Master Harika Dronavalli won the best womens player award in the Eurasian Blitz chess tournament in Kazakhstan. Sanjeev Rajput bagged a silver medal for India in mens 50-metre rifle 3 position event at the ongoing series of sport activities of ISSF World C in Baku. The Indian mixed recurve team of Deepika Kumari amp Atanu Das has won silver at the Archery World C in Antalya, Turkey. USA Womens won gold in FINA Women Water Polo World League. US Golfer Dustin Johnson maiden his maiden Major golf title in the 116th US Open. Garima Chaudhary has won gold medal at the 2016 Commonwealth Judo Championship finals at Port Elizabeth in South Africa. Indian Star archer Deepika Kumari equalled the world record in the womans recurve event at the Archery World C in Shanghai. Indian boxer Sonia Lather won a silver medal at the AIBA Womens World Championships in 57 kg category. Indian boxing star Vijender Singh registered his sixth straight professional boxing victory with a Technical Knockout over Polands andrzej Soldra. Anthony Joshua won the International Boxing Federation heavyweight title 2016. NBA serstar Stephen Curry was named the National Basketball Associations (NBA) Most Valuable Player for the second straight year. India has been allotted the Commonwealth Judo Championships 2018. INTERNATIONAL ORGANIZATION IN NEWS United Nations General Assembly elected Ethiopia, Tiny South Pacific island nation Nauru has become the Bolivia, Sweden amp Kazakhstan as non-permanent 189th member of the International Monetary Fund (IMF) members of the United Nations Security Council (UNSC). amp the World Bank i. e. Bretton-Woods institutions. Britain has voted by 52 to 48 to leave the European UN has announced the establishment of the UN Zika Union after 43 years in a historic referendum. Response Multi-Partner Trust Fund (MPTF) to finance Cabinet gave its approval for Indian membership of the critical unfunded priorities in response to the Zika outbreak. International Continental Scientific Drilling Program World Bank amp UNICEF announced establishment of new (ICDP) consortium. The approval clears the path for signing alliance that aims to make Early Childhood Development a MoU with the GFZ - Helmholtz Centre Potsdam (German (ECD) programme a global policy. Research Centre for geosciences). 30 bankersadda sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 UN, IMF, World Bank amp OECD formed Platform for Collaboration on Tax. The Platform has been created as their step to boost global cooperation in tax matters. Nepal became a dialogue partner of the Beijing-based regional security groing, Shanghai Cooperation Organisation (SCO). The UN Childrens Emergency Fund (UNICEF) launched animate film series Unfairy Tales. SCIENCE amp TECHNOLOGY ISRO IN NEWS Indian Space Research Organisation (ISRO) has launched a record 20 satellites in a single mission from the Satish Dhawan Space Centre in Sriharikota, Andhra Pradesh. ISRO Scientists made worlds lightest material Silica Aerogel to keep soldiers warm in Siachen. It is called silica aerogel or blue air or frozen smoke. ISRO launched Indias seventh navigation satellite of the Indian Regional Navigation Satellite System (IRNSS 1G) into a Sub Geosynchronous Transfer Orbit (SubGTO) onboard PSLVC33. NASA IN NEWS NASAs 1.1 billion Juno spacecraft has successfully entered the orbit of Jiter, the largest planet of the solar system. A booster for NASAs Space Launch System (SLS), the most powerful rocket in the world, has been successfully tested, an advance that may pave the way for future human exploration in deep space, including the journey to Mars. NASAs Kepler Space Telescope amp its extended K2 mission allowed astronomers to discover the youngest fully formed exoplanet, K2-33b. NASA unveiled the iconic X-57 Hybrid Electric Research Plane nicknamed as Maxwell. The plane is fixed with 14 electric motors turning propellers amp all of them are integrated into a uniquely-designed wing. NASA successfully launched a ser pressure balloon to conduct near-space scientific investigations. It was launched from South Island Wanaka Airport, New Zealand. NASA unveiled the first global digital elevation (topographic model) of Mercury. NASA astronaut Scott Kelly will write a memoir titled Endurance: My Year in Space amp Our Journey to Mars. NASA astronaut amp Expedition 46 Commander Scott Kelly amp his Russian counterpart Mikhail Kornienko returned on Earth, after a historic 340-day mission aboard the International Space Station. OTHER SCI-TECH. NEWS Defence Communication Network (DCN), Indias first integrated defence communication network was launched, enabling the army, air force, navy amp the Special Forces Command to share situational awareness for a faster decision-making process. It is built by HCL. China, a communist nation in East Asia has successfully launched its second Shijian-16 series satellite for space research amp experiments. The International Astronomical Union named a 9.8 kilometers wide crater on Mars as Langtang, a trekking site in Nepal. Chinese sercomputer Sunway TaihuLight with 93 petaflop/second speed was declared as the worlds fastest sercomputer. US scientists team has created the worlds first microchip that has 1,000 processors amp is thought to be the fastest chip designed in a university lab. It is named as the quotKiloCorequot chip. United State based private space transport service company SpaceX successfully launched two commercial satellites viz. EUTELSAT 117 West B amp ABS-2A. The worlds first artificial intelligence lawyer has been employed by a law firm in the US. The robot called ROSS is built on Watson, IBMs cognitive computer. Australian researchers built worlds first scanning helium microscope helium microscope (SHeM). China has successfully launched a remote sensing satellite Yaogan-30 into sun-synchronous orbit (SSO) using the Long March-2D rocket. Sikkim Governor Shrinvas Patil formally unveiled Sercomputer named Param Kanchenjunga at the National Institute of Technology (NIT) Sikkim. It is named after Kangchenjunga Mountain (8586 m), the third highest mountain in the world. POWER PLANTS ESTABLISHED S. no 1. 2. 31 Name State-run Bharat Heavy Electricals Ltd (BHEL) has commissioned two units of 14 Megawatts at Bharat Bharat Heavy Electricals Ltd (BHEL) bankersadda sscadda Place Salma Hydro Electric Project in Afghanistan Commissioned the first 800 MW ser critical thermal unit in Karnataka. Highest rating unit in the state. careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 3. BHEL (Bharat Heavy Electricals Limited) 4. Tata Power Renewable Energy (TPREL) 5. 6. 7. 8. BHEL Commissions 500 MW Thermal Power Unit BHEL Commissions 600 MW Thermal Power Plant BHEL a season wise til-table canal top solar PV plant BHEL 600 MW Thermal power plant 270 MW unit at Goindwal Sahib coal-fired power project in Punjab. Won two solar-grid connected photovoltaic projects of 50 mw capacity each in Pavagada Solar Park in the Tumkur district of Karnataka. Jharkhand Madhya Pradesh Bhimavaram in Andhra Pradesh Jaipur in Adilabad district of Telangana Project/Operation/Campaign S. no 1. 1. 2. 3. 4. Name of Project/Operation/Campaign Operation Sankat Mochan Exercise Jalrahat Operation Sulaimani Setu Bharatam project Hillstorm 3. Key Point To evacuate the Indians from South Sudan At Narangi Cantt in Assam which is a joint initiative by State Govt amp Armed Forces for relief during floods An initiative to eradicate poverty by feeding needy in Kozhikode hotels To make all national highways free of Railway crossings by 2019 Combat operation of Meghalaya police VISITS In the first leg of his four-nation tour of African countries, PM Narendra Modi has reached Maputo, the capital of Mozambique. This is the first official visit of the PM to Mainland Africa. The trip to Mozambique, South Africa, Tanzania, amp Kenya is being seen as a fresh chapter in IndiaAfrica engagement. President Pranab Mukherjee began his six-day threenation visit to Ghana, Ivory Coast amp Namibia. Finance Minister Arun Jaitley will embark on a five-day visit to China where he will attend the first annual meeting of the board of governors of the 100-billion US dollar Asian Infrastructure Investment Bank. PM of Thailand, Prayuth Chan-ocha, arrived in New Delhi for a three-day visit. Major Highlights of the PM visit to Belgium Attended 13th India EU summit amp held meeting with Belgium PM Charles Michel Activated Asias largest general purpose optical telescope installed in Devsthal, 60 km from Nainital, through Remote Technical Activation Major Highlights of the PM visit to the United States Attended the 4th Nuclear Security Summit in Washington DC. Announced a contribution of 1 million US dollars to Nuclear Security Fund of International Atomic Energy Agency. MoU for setting Laser Interferometer Gravitationalwave Observatory (LIGO) observatory in India. Major Highlights of the visit to Saudi Arabia India amp Saudi Arabia signed five agreements amp MoUs. Visited TCS All Women IT Centre amp Masmak Fortress in Riyadh. Union Finance Minister Arun Jaitley will embark on a sixday official visit to Tokyo, Japan. Sri Lankan President Maithripala Sirisena held talks with Narendra Modi. This is Srisenas second visit to India. US Secretary of State John Kerry discussed with Saudi King Salman bin Abdulaziz al-Saud in the West Asia. After a historic visit to Cuba in March, President Barack Obama is to embark on another historic trip amp visted Hiroshima. President Pranab Mukherjee went for a two Nation tour to Papua New Guinea amp New Zealand. This is the first ever state visit of an Indian President to these two countries. SCHEMES Schemes launched by Union Govt. Union Cabinet approved the Pradhan Mantri Kaushal Vikas Yojana (PMKVY) with an outlay of Rs.12000 crore to impart skilling to one crore people over the next 4 years (2016-2020). Minister of Health amp Family Welfare, Shri J P Nadda launched nationwide initiative Intensified Diarrhoea Control Fortnight (IDCF)quot. Under this, Govt. aims at covering over 80 per cent of children (of the 10 crore children below five years of age) affected by diarrhoea across the country. 32 bankersadda sscadda TRAI launched a mobile app. called MySpeed for measuring real-time mobile Internet speed that consumers get. The Cabinet approved the Interest Subvention Scheme for farmers for the year 2016-17. The Govt. has earmarked a sum of Rs. 18,276 Crore for this. This will help farmers getting short term crop loan payable within one year to Rs. 3 lakhs at only 4 per annum. The Central Govt. will provide interest subvention of 5 per annum to all farmers for short term crop loan to 1 year for loan to 3 lakhs rees for year 2016-17. Thus farmers will have to effectively pay only 4 as interest. careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Former HRD minister Smriti Irani dedicated Prashikshak a teacher education portal, to the nation at Vigyan Bhawan, New Delhi. It is launched to strengthen District Institutes of Education amp Training (DIETs) amp bring quality teachers into the Indian school education system. Agricultural Minister Shri Radha Mohan Singh has launched Crop Manager for Rice-based Systems (CMRS) a webbased App for better crop amp Nutrient management. It aims to increase farmers net income amp sustain the productivity for rice-based cropping systems in Bihar, India. President of India inaugurated a smart model village pilot project at Rashtrapati Bhavan in New Delhi. Initially, this initiative will be implemented in five selected villages in Haryana. The five villages are Dhaula, Alipur, Harichandpur amp Taj Nagar from Gurgaon district amp Rojka Meo from Mewat district of Haryana. Agriculture Minister Radha Mohan Singh has launched an online portal designed to monitor the functioning of nearly 645 Krishi Vigyan Kendras (KVKs), known as farm-science centres, spread across the country. Govt. will carry out a drive to clean ten iconic places in the country as part of a pilot project under the Swachh Bharat mission. The Cabinet has approved recommendations of the 7th Pay Commission on pay amp pensions. It recommended 23.55 hike in pay amp allowances of Govt. employees. The minimum pay for Govt. employees to be set at 18000 rees per month amp the maximum pay is recommended to be 225000 rees per month. 7th pay Commission key points. a) The rate of annual increment for employees will be 3 . b) The ceiling of gratuity enhanced from 10 lakh rees to 20 lakh rees. c) The age of serannuation for all CAPF personnel should be 60 years uniformly. Union Minister of Water Resources, River Development amp Ganga Rejuvenation Uma Bharti has inaugurated 231 projects at various locations across seven states including Uttarakhand. Bihar, Jharkhand, West Bengal, Haryana amp Delhi. Union Govt. has launched a pilot programme to run twowheelers on Compressed Natural Gas (CNG) in New Delhi to curb air pollution in cities. The Union Cabinet has approved the proposal of extending the deadline for implementing the Ujjwal Discom Assurance Yojana (UDAY) by a year to March 31, 2017. Pradhan Mantri Ujjwala Yojana was launched to provide free of cost LPG cooking gas connections to women from BPL households in Sambalpur, Odisha. URJA - Urban Jyoti Abhiyaan Mobile app was launched. Former HRD Minister Smriti Irani has launched Vidyanjali, a school volunteer programme in New Delhi. Through Vidyanjali, the Govt. aspires to bring change in the quality of education in schools. Surya Mitra mobile app was launched at the national workshop on rooftop solar power in New Delhi. Govt. has launched a campaign Swachh Yug, a collaborative effort of three Union Ministries, to bring about behavioral change among people staying in villages along the holy river. 33 bankersadda PM Narendra Modi outlined RAPID, a five-point charter for tax administrators to reform amp to expand the net base of the direct tax. The PM outlined the RAPID as - R - Revenue, - A - Accountability, - P - Probity, - I Information - D - Digitization. Pradhan Mantri Surakshit Matritva Abhiyan (PMSMA), an initiative of the Narendra Modi Govt. was launched. The scheme aims at boosting the health care facilities for the pregnant women, especially the poor. Microsoft selected as the technical partner to build a mobile Application (app) for Union Human Resources Development Ministrys SWAYAM (Study Webs of ActiveLearning for Young Aspiring Minds) platform. The platform will launch 2000 Massive Open Online Courses (MOOC) for over three crore students in 2016. The World Bank Board has approved the 63 million US dollar project, Tejaswini: Socioeconomic Empowerment of Adolescent Girls amp Young Women in Jharkhand. Tejaswini is the first World Bank project in India that is solely focused on the welfare of adolescent girls amp young women. The project will sport adolescent girls amp young women between the ages of 14 amp 24 to complete their secondary level education. The Union Ministry of HRD has decided to launch ASMITA, a student tracking system programme. ASMITA is acronym for All School Monitoring Individual Tracing Analysis amp shall be launched under Shala Asmita Yojana (SAY). The Ministry of Human Resource Development has announced the launch of a multilingual knowledge portal bharatavani. in. It aims to not only ensure universalisation of education but also creation of a knowledge society in the digital age Pradhan Mantri Ujjwala Yojana to provide free LPG connections to BPL households The Cabinet Committee on Economic Affairs launched Pradhan Mantri Ujjwala Yojana. It seeks to provide free LPG connections to women from below poverty line (BPL) households. Features of Pradhan Mantri Ujjwala Yojana Under the scheme, a financial sport of 1600 Rs. will be provided for each LPG connection to the BPL households. This will benefit about 1 cr. 50 lakh households below the poverty line in 2016-17. Innovative Entrepreneurship amp Skill Development Programme of MANAS Union Minister for Minority Affairs Najma Heptulla launched innovative entrepreneurship amp skill development programme of Maulana Azad National Academy for Skills (MANAS) through leading national amp international experts in different skill sets. It proposes to use leading celebrities who belong to Minority communities in various skill sets as the driving force behind the skill development projects in their respective fields. Pradhan Mantri Fasal Bhima Yojana The crop insurance scheme named Pradhan Mantri Fasal Bhima Yojana launched in Mumbai. The scheme is aimed at sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 reducing distress in the farm sector amp to boost the agricultural sector in the country. Features of the Pradhan Mantri Fasal Bhima Yojana To avail the scheme, farmers will pay a uniform premium of only 2 for all Kharif crops amp 1.5 for all Rabi crops. In case of annual commercial amp horticultural crops, farmers will pay a premium of only 5. Other Schemes in News Govt. of Indias National Light-emitting diode (LED) programme Unnat Jyoti by Affordable LEDs for All (UJALA) was launched in Madhya Pradesh by CM of Madhya Pradesh Shri Shivraj Singh Chouhan. Union Agriculture Minister Radha Mohan Singh launched a new mobile app Pusa Krishi. It will help the farmers to take the technology to farm fields. Parytak Mitra Programme was launched by Union Ministry of Tourism to inculcate appropriate tourism traits amp knowledge amongst the trainees to enable them to act/work as Tourist Facilitators (Prayatak Mitra). PM Narendra Modi launched Gram Uday Se Bharat Uday Abhiyan at Mhow, Madhya Pradesh. The Abhiyan (campaign) was launched on the 125th birth anniversary of Babasaheb Ambedkar at his birthplace to strengthen Panchayati Raj in villages amp ensure social harmony in villages. Union Govt. extended the Beti Bachao Beti Padho (BBBP) Scheme in additional 61 districts across 11 States amp Union Territories. The scheme was extended in the districts with low Child Sex Ratio. Schemes launched by Odisha Govt. Odisha CM Naveen Patnaik has launched a new scheme Kalinga Siksha Sathi Yojana with an aim to provide education loan at 1 interest to students for pursuing higher studies. Under this scheme, poor students aspiring to pursue professional amp technical education can now avail themselves of study loan to 10 lakh rees at 1 interest rate. Odisha Govt. has decided to launch Green Passage scheme for orphan students to ensure that they get free of cost higher education in the state. As per the scheme, orphan students pursuing higher education from Plus-II level to post-graduation level, will no longer have to bear the education expenses. Odisha CM Naveen Patnaik has launched a Direct Benefit Transfer scheme for the states farmers amp pledged digging of atleast 1 lakh bore wells to improve irrigation facilities. The Odisha CM Naveen Patnaik launched Odisha Adarsh Vidyalaya (OAV) project at Sasan Ambagaon village in his home constituency Hinjli in Ganjam district. These schools will provide free education (classes VI to XII) to students along with free uniforms amp other study materials. CM Naveen Patnaik inaugurated 100 piped water sply projects for rural areas. The CM also pledged to make piped water provision in all gram panchayats by 2017. Schemes launched by Other State Govt. Governor of Nagaland amp Assam P B Acharya has launched women helpline number - 181 in the premises of District Hospital Dimapur in Nagaland amp also inaugurated Sakhi, a 34 bankersadda sscadda one stop Centre, intended to sport women affected by violence both in private amp public spaces under one roof. The Punjab Govt. has launched a special fund Mukh Mantri Punjab Hepatitis C Relief Fund to provide free treatment for patients affected by Hepatitis C. The Assam Govt. has launched a unique initiative Maitree Ek Gyan Yatra to link primary schools to high schools to colleges. The HelpAge SOS-Save our Seniors App was launched by Lt. Governor of Puducherry Kiran Bedi. This app has 24x7 functionality amp aims at helping elders in distress at any given time. Rajasthan Govt. has launched mobile application RajVayu for sharing information about air quality index of Jaipur, Udaipur amp Jodhpur. Haryana Govt. has launched Asias first Gyps Vulture Reintroduction Programme at the Jatayu Conservation Breeding Centre at Pinjore. CM of Haryana Manohar Lal Khattar laid foundation stone of Jai Jawan Awas Yojna (JJAY) at Bahadurgarh, Haryana. Gujarat CM Anandiben Patel has launched Ujala scheme in Vadodara to distribute LED bulbs to the people. Himachal Pradesh CM Virbhadra Singh has introduced PEHAL programme in Shimla district. It aims to expediting developmental works amp Govt. schemes through effective implementation at grassroots level. With this Shimla has become the 1st district in the state to launch such different programme. Andhra Pradesh CM N Chandrababu Naidu launched Chandranna Bima Yojana in Vijayawada. It is an insurance scheme for the working class people. Under the scheme any insured worker who meets an accidental death amp permanent disability will be paid 5 lakh Rs. The Karnataka Govt. launched Mukhyamantri Santwana Harish Yojana to provide free treatment to road accident victims for the first 48 hours in the nearest Govt. or private hospital. Maharashtra CM Devendra Fadnavis launched Mission Drinking Water. The mission was launched in the backdrop of recurring droughts amp severe water crisis. Jharkhand CM Raghubar Das launched the Bhimrao Ambedkar Awas Yojana for widows. Its objective is to create equality amp harmony in society, ensuring all round development. An amount of 75000 Rs. would be granted to build a house in districts in hilly terrains amp 70000 Rs. in plains amp the amount would be distributed among the beneficiaries in three installments in their bank A/c. The Haryana Govt. notified its Affordable Plotted Housing Policy 2016 for low amp medium potential towns also known asDeen Dayal Jan Awas Yojna. The policy is intended to encourage the development of high density plotted colonies in Low amp Medium Potential towns of the State wherein small plots are made available through a liberal policy framework. Union Minister for State (IC) for Power, Coal amp Renewable Energy Piyush Goyal launched National LED programme Unnat Jyoti by Affordable LEDs for All (UJALA) in Madhya Pradesh. Under this Programme, 3 cr. LED Bulbs will be distributed in the next 6 months in the State. careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 MISCELLANEOUS TOPICS INDIAN RAILWAYS IN NEWS Minister of Railways Shri Suresh Prabhakar Prabhu has flagged off the inaugural run of the Tiger Trail Circuit Train from Delhi Safdarjung Station. 2. The Indian Railways is all set to conduct trial of its first solar panel-powered train in Rajasthans Jodhpur city. 3. Indian Railways has conducted the first ever trial run for high-speed Talgo trains of Spain on the Bareilly-toMoradabad stretch in UP. 4. Shri Suresh Prabhakar Prabhu, Minister of Railways has launched quotNIVARAN portalquot. Nivaran portal is an online system that seeks to facilitate the employees to lodge their grievances amp also monitor the progress. It has been developed by CRIS (Centre for Railway information systems). 5. Indian Railways appointed Ernst amp Young (EY) as a consultant to discover the advertising potential in trains. 6. Manmadurai-Rameswaram Rail Track to Become 1st Green Corridor. 7. Gatiman Express, Indias fastest train is flagged off from Delhi to Agra. Railway Minister Suresh Prabhu flagged off the much-awaited Gatiman Express for Agra from Nizamuddin Railway station. 8. East Coast Railway (ECoR) has emerged as the largest freight loading railway zone of Indian Railways in 201516. 9. Minister for Railways Suresh Prabhakar Prabhu inaugurated the fitment of CCTV in Train Shan-e-Punjab Express through video-conferencing from Rail Bhawan premises, New Delhi. 10. Surat is the cleanest railway station in the country, followed by Rajkot amp Bilaspur (Chhattisgarh). 1. RECOGNITION/FIRST TIME IN STATES Jawaharlal Nehru Port has become the first port in India to implement logistics data tagging of containers. India was the favourite tourist destination for Bangladeshis who topped the list of foreign tourists arrivals followed by USA amp UK. Taj Mahal has been voted among the top five tourist attractions in the world, second in Asia amp led the popularity list in India. Worlds largest single rooftop solar power plant of 11.5 Mw capacity has been inaugurated by the CM of Punjab at Dera Baba Jaimal Singh, Beas, in Amritsar, Punjab. According to the new World Health Organisation (WHO) urban air quality database report based on data collected between 2008 amp 2013, New Delhi was the 11th mostpolluted city. Zabol in Iran is the most polluted city. The worlds largest cargo aircraft - Antonov An-225 Mriya has made its first landing in India at the Rajiv Gandhi International Airport, Hyderabad. Bengaluru emerged as the top city in India for online learning with the highest number of registered learners. The Govt. of India has recently launched Indias first online interactive portal named as Sahapedia, on the cultural heritage of the country. The portal is a collaborative knowledge resource on the arts, culture amp heritage of India. 35 bankersadda sscadda Kachhabali village in Bhim tehsil of Rajsamand District became the first in Rajasthan to close down its only liquor shop. Prakash Javdekar inaugurated a White Tiger Safari at Mukundpur in Satna district of Madhya Pradesh. Union Govt. launched the low cost micro solar device, Surya Jyoti. The solar dome would help rural amp urban population to have a reliable access to electricity. A statue of Maharaja Ranjit Singh will be installed in Frances Saint-Tropez town. The town is the birth place of Maharajas Army General Jean-Francois Allard. Infosys co-founder launched a new app named Itihaasa that chronicles Indian IT journey since the 1950s. The app itihaasa is one of the largest chronicles of its kind with 600 videos featuring 44 technology stalwarts. PM Narendra Modi amp Belgian PM Charles Michel remotely launched Asias biggest telescope, the Aryabhatta Research Institute of Observational Sciences (ARIES) which is located at Devasthal near Nainital in UK. The Agasthyamala Biosphere Reserve included in the UNESCOs World Network of Biosphere Reserves OTHER MISCELLANEOUS NEWS Scientists of Temperate Sericulture Research Institute of SKUAST Kashmir have succeeded in the introduction of Sericulture in Poyen Village of Kargil. Woodpecker Environment amp Wildlife Film Festival has begun at historic Gaiety Theatre in Shimla. A threatened breed of sheep found only in coastal Jagatsinghpur amp Kendrapara districts of Odisha has been conferred rare amp singular species tag by the central Govt. Six Indian World War I (WW-I) heroes have become part of Britains new digital archiv The Union Govt. has banned the use of potassium bromate (KbrO3) as a food additive on the recommendation of Food Safety amp Standards Authority of India (FSSAI). The Union Ministry of AYUSH Ministry has released a Yog Geet (Yoga song) for celebrating the second International Yoga Day on 21 June 2016. It has been produced amp written by Dheeraj Saraswat. Music Director of the song was Sumanto Ray. A bronze statue of Netaji Subhash Chandra Bose has been unveiled at the Indian cultural centre premises in Malaysia in the presence of nine Indian National Army (INA) veterans. Jal Marg Vikas is a project on the river Ganga that is being developed between Allahabad amp Haldia to cover a distance of 1620 kilometers. The Union Ministry of New amp Renewable Energy (MNRE) has launched a scheme for setting of 1000 Mega Watt (MW) Wind Power Project connected to transmission network of Central Transmission Utility (CTU). Sachin Tendulkars name to be used in Kerala Govt. s AntiDrug Campaign. The Padma Naidu Himalayan Zoological Park in Darjeeling will soon receive a snow leopard from Dudley Zoological Gardens in London. The leopard, named Makalu. The Mothers Wax Museum in Kolkata has unveiled a wax statue of pop icon Michael Jackson. careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Actor amp martial artist Jackie Chan got a wax statue at the Nahargarh Fort Museum in Jaipur. Bronze bust of ancient Indian mathematician amp astronomer Aryabhatta unveiled at the UNESCO HQ. Pallavi Fauzdar Becomes 1st Solo Woman to Ride Across Mana Pass A Kathak dancer from Varanasi has broken the world record of longest dance performance by continuously dancing for 123 hours amp 30 minutes. ICCR to set first Indian Chair in Arab world at Cairo. Union Minister for Science amp Technology amp Earth Sciences, Dr. Harsh Vardhan, inaugurated Indias 1st SecondGeneration (2G) Ethanol plant at Kashipur in Uttarakhand. Spiritual leader amp Isha Foundation founder, Sadhguru Jaggi Vasudev will lead a yoga session at the UN on the occasion of the second International Yoga Day. Indian Short Film Beti To Be Screened at Seattle International Film Festival Suresh Prabhu has inaugurated Comrade Umraomal Purohit Memorial Research Centre situated in All India Railwaymens Federation (AIRF) Office, New Delhi. Actress Sonakshi Sinha has become a Guinness World Records title-holder as she along with several other women participated in an initiative to set a record for most people painting their fingernails simultaneously. HIGHLIGHTS Wimbledon 2016 Wimbledon Championships, taken place at the All England Lawn Tennis amp Croquet Club in Wimbledon, London, United Kingdom. It was the 130th edition of the championships amp the 49th edition in the Open Era. Wimbledon Championships 2016 winners are: 1. Mens Singles Title: Britains Andy Murray defeats Milos Raonic of Canada in straight sets in Wimbledon final to win his second championship. 2. Womens Singles Title: American Serena Williams, who won her seventh Wimbledon singles crown, amp equaled the professional era record of 22 grand slam titles. 3. Mens Doubles Title: French professional tennis players, Pierre-Hugues Herbert amp Nicolas Mahut won the 2016 Wimbledon title in the mens doubles category. 4. Womens Doubles: Womens Doubles US pair of Serena Williams amp Venus Williams won the 2016 Wimbledon title in the womens doubles category. 5. Mixed Doubles Title: Heather Watson amp Henri Kontinen won the mixed doubles as Watson became the fourth British player to secure a title on Wimbledon. All about Prime Minister Narendra Modi 4 countries visit Prime Minister Narendra Modis visit to the African continent India and Kenya ink seven agreements: covered Mozambique, South Africa, Tanzania and Kenya. During 1. MoU on Cooperation in the field of standardisation, expertise the visit, PM Modi met Mozambique President Filipe Nyusi, South sharing and mutual trade between Bureau of Indian Standards African President Jacob Zuma, President John Magufuli of and Bureau of Kenya Standards. Tanzania and President Uhuru Kenyatta of Kenya. 2. MoU on Cooperation in the field of National Housing Policy Development and Management. India-Mozambique ink three agreements: 3. The line of Credit Agreement for US 15 million (first tranche 1. MoU on cooperation in the field of youth affairs and sports. of US 30 million) to IDB Capital Limited, Kenya, for the 2. MoU on long-term agreement for the purchase of pulses. development of various small and medium enterprises (SMEs) in 3. MoU on reduction of drug trafficking and psychotropic Kenya. substances and related materials. 4. The line of Credit Agreement for the US 29.95 million to the Government of Kenya for the upgrade of Rift Valley Textiles South Africa sign MoUs in four areas of co-operation are: Factory RIVATEX East Africa Limited, Kenya. 1. MoU on Information and Communication technology (ICT). 5. Revised Double Taxation Avoidance Agreement (DTAA). 2. Signed Programme of Cooperation in Arts and Culture. 6. A bilateral agreement on the exemption of Visa for holders of 3. MoU on Tourism. Diplomatic passports. 4. MoU on Grass root innovation (Science and Technology) 7. MoU on Defence Cooperation. PM Modi receives ceremonial welcome and Guard of Honour in Dar es Salaam, Tanzania 1. MoU on Cooperation in the field of water resource management and development between the two countries. 2. MoU on Visa waiver agreement for Diplomatic/Official passport holders between the two countries. 3. Agreement on Joint Action Plan (JAP) between National Small Industries Corporation of India (NSIC) and Small Industries Development Organization Tanzania (SIDO). 4. MoU for Establishment of Vocational Training Centre at Zanzibar. 5. LOC of 92 million US dollar for rehabilitation and improvement of water supply system in Zanzibar. 36 bankersadda RESHUFFLE OF CABINET BY MODI The complete list of reshuffles: sscadda Name of the Ministers Faggan Singh Kulaste Surendrajeet Singh Ahluwalia Ramesh Chandappa Jigjinagi Constituency In charge of Barbati in Madhya Pradesh. From Darjeeling. Health amp Family Welfare Agriculture amp Farmer Welfare, Parliamentary Affairs Drinking Water amp Sanitation Bijapur, Karnataka careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Vijay Goel Rajasthan. Ramdas Athawale Maharastra. Rajen Gohain Nawgong, Assam. Anil Madhav Dave Madhya Pradesh Parshottam Rupala ujarat Bikaner, Rajasthan. Finance, Corporate Affairs Tribal Affairs Dahod, Gujarat. Chandauli, Uttar Pradesh. Almora constituency. UPs Shahjahanpur. Human Resource Development Textiles Mansukh Mandaviya A native of Bhavnagar in Gujarat Anupriya Singh Patel C R Chaudhary Mirzapur in UP Nagaur, Rajasthan. P P Chaudhary Pali, Rajasthan Dr. Subhash Bhamre Dhule, Maharashtra. Road Transport amp Highways, Shipping, Chemicals amp Fertilisers Health amp Family Welfare onsumer Affairs, Food amp Public Distribution Law amp Justice, Electronics amp Information Technology Defence Krishna Raj Women amp Child Development While some changes in Union Cabinet Ministry :Prakash Javadekar - Constituency: Member of Rajya Sabha from Madhya Pradesh - Now taken charge as. New HRD minister - moved from Environment. Ravishankar Prasad selected as new law minister - loses Telecom. Venkaiah Naidu is the new IampB minister and retains Urban Development - loses Parliamentary Affairs. Smriti Irani - loses HRD - gets Textiles. Sadananda Gowda - loses Law and Justice - gets Statistics and Programme Implementation. Birendra Singh - loses Rural Development, Panchayati Raj, Drinking Water and Sanitation - gets Steel. Arun Jaitley - loses I amp B - retains Finance. 37 bankersadda While some major changes in existing Minister of States cadre: Mahesh Sharma - loses Civil Aviation - retains Independent charge of Culture and Tourism. Manoj Sinha - gets independent charge of Communications retains Railways. Hansraj Ahir - loses Chemical and Fertilisers - gets home ministry. Santosh Gangwar - loses Independent charges of Textiles gets Finance. Rao Inderjit Singh - loses Defence - gets UD and HUPA retains Independent charge of planning. Rajiv Pratap Rudy - loses Parliamentary Affairs - retains Independent charge of Skill Development and Entrepreneurship. V K Singh - loses Independent charge of Statistics and Programme implementation - retains External Affairs. Haribhai Parthibhai Chaudhary - loses Home - gets MSME. Upendra Kushwaha. loses Drinking Water and Sanitation retains HRD. Sanjeev Balyan - loses Agriculture - gets Water Resources, River Development, and Ganga Rejuvenation. Vishnu Deo Sai - loses Mines - retains Steel. Sudarshan Bhagat - loses Rural Development - gets Agriculture and Farmers Welfare. Jayant Sinha - loses Finance - gets Civil Aviation. Environment, Forest and Climate Change (Independent Charge) Agriculture amp Farmer Welfare, Panchayati Raj External Affairs Madhya Pradesh. MJ Akbar Arjun Ram Meghwal Jaswant Sinh Bhabhor Dr Mahendra Nath Pandey Ajay Tamta Ananth Kumar - gains Parliamentary Affairs and retains Chemical amp Fertilisers. Narendra Singh Tomar - loses Steel - gains Rural Development, Panchayati Raj, Drinking Water and Sanitation. Youth Affairs and Sports (Independent Charge), Water Resources, River Development amp Ganga Rejuvenation Social Justice amp Empowerment Railways And the 63rd National Awards goes to Best Film: Baahubali - The Beginning Best Director: Sanjay Leela Bhansali for Bajirao Mastani Best Actor: Amitabh Bachchan for Piku Best Actress: Kangana Ranaut for Tanu Weds Manu Returns Indira Gandhi Award for Best Debut Film Of A Director: Neeraj Ghaywan, Masaan Best Popular Film Providing Wholesome Entertainment: Bajrangi Bhaijaan Best Choreography: Remo DSouza, Deewani Mastani song in Bajirao Mastani Best Malayalam Film: Pathemari, Artistically narrated saga of 2 generations of Malayali workers who migrated to gulf for livelihood Best Tamil Film: Visaaranai Best Sanskrit Film: Priyamanasam The Government Of India Has Slashed The Interest Rates On Provident Fund, Kisan Vikas Patra And On Small Saving Schemes The Government of India has slashed the interest rates on Provident Fund, Kisan Vikas Patra and on Small Saving Schemes. The government has reduced these rates on all small saving schemes across the board. The new rates will come into effect on April 1 and will be valid till June 30. Please see the below image for all the Interest rate cut imposed by the GOI on Small Saving Schemes. sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Dominates with Eight Awards All about the 58th Grammys Award 2016 The Important winners in this year Grammy Awards were: Record of the Year: Mark Ronson feat. Bruno Mars, quotUptown Funkquot Album of the Year: Taylor Swift, 1989 Best New Artist: Meghan Trainor Best Rock Performance: Alabama Shakes, quotDont Wanna Fightquot Best Musical Theater Album: Hamilton Song of the Year: Ed Sheeran, quotThinking Out Loudquot And the Oscars 2016 award goes to. In the Oscars 2016, Leonardo Dicaprio wins Best Actor for The Revenant, Brie Larson is Best Actress while the bollywood star Priyanka Chopra presents the Oscars and makes her Oscar debut. The complete list of awards are as follows: Best PICTURE. Spotlight Best ACTOR. Leonardo DiCaprio, The Revenant Best ACTRESS Brie Larson, Room Best SUPPORTING ACTOR. Mark Rylance, Bridge of Spies Best SUPPORTING ACTRESS. Alicia Vikander, The Danish Girl Best DIRECTOR. Alejandro Irritu, The Revenant Best ADAPTED SCREENPLAY. The Big Short, Charles Randolph and Adam McKay Best ORIGINAL SCREENPLAY. Spotlight, Josh Singer and Tom McCarthy Best FOREIGN LANGUAGE FILM. Son of Saul, Hungary Note: The maximum number of awards is won by Mad Max: Fury Road (6 awards) 38 bankersadda Venues for the upcoming Tournaments Hockey World Cup 2018 Venue: 1. Mens Hockey World Cup India 2. Womens Hockey World Cup - England ICC World Cup Cricket Venue: ODI: (One day International): 1. Australia amp New Zealand: 2015. 2. England - 2019 3. India - 2023 T20 World Cup: 1. Bangladesh -2014. Sri Lanka defeat India to win the maiden title. 2. India -2016. 3. Australia - 2020. Test: 1. England 2017 (for first time). 2. India - 2021. FIFA (Football) World Cup venue: - RQ 1. 2018. Russia 2. 2022: Qatar Commonwealth Games venues: 1. 2014 Glasgow (Scotland). 2. 2018 Gold Coast (Australia). Olympics Games venues: 1. 2014 winter: Sochi (Russia) Russia tops in the medal tally in 2014 winter Olympic games. 2. 2016 Summer: Rio de Janeiro (Brazil) 3. 2018 winter: Pyeongchang (South Korea) 4. 2020 summer: Tokyo (Japan) Asian Games host cities: 1. 2014: Incheon (South Korea) (Note: 2010 Asain Games held in Guangzhou, China). 2. 2019: Hanoi (Vietnam) sscadda United Nations Headquarters International Organizations Headquarters UNO (United Nations Org) UNICEF UNCTAD (United Nations Conference on Trade amp Development) WHO (World Health Org) ILO (International Labour Org) WMO (World Meteorological Org) World Intellectual Property Org International Standards Org. IMF (International Monetary Fund) World Bank UNESCO (United Nations Educational Scientific and Cultural Org) OECD (Org. for Economic Cooperation and Dev.) UNIDO (United Nations Industrial Dev. Org) IAEA (International Atomic Energy Agency) OPEC(Organization of Petroleum Exporting Countries) Amnesty International Commonwealth of Nations New York New York Geneva careerpower. in Geneva Geneva Geneva Geneva Geneva Washington DC Washington DC Paris Paris Vienna Vienna Vienna London London careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 IM(International Maritime Organization) ICJ (International Court of Justice) FAO(Food and Agricultural Organization) NATO(North Atlantic Treaty Organization) Transparency International SAARC(South Asian Association for Regional Coop.) ASEAN (Association of South East Asian Nations) APEC (Asia Pacific Economic Forum) Organization of Islamic Cooperation London The Hague Rome Brussels Berlin Kathmandu Jakarta Singapore Jeddah Revolutions in the field of agriculture in India: Black Revolution - Petroleum Production Blue Revolution - Fish Production Brown Revolution - Leather/non conventional (India)/Cocoa production Golden Fiber Revolution - Jute Production Golden Revolution - Fruits/Overall Horticulture development/Honey Production Green Revolution - Food grains Grey Revolution - Fertilizer Pink Revolution - Onion production/Pharmaceutical (India)/ Prawn production Red Revolution - Meat amp Tomato Production Round Revolution - Potato Silver Fiber Revolution - Cotton Silver Revolution - Egg/Poultry Production White Revolution (In India: Operation Flood) - Milk/Dairy production Yellow Revolution - Oil Seeds production Evergreen Revolution - Overall development of Agriculture. Whos who Important National Officials CENSUS 1) The population of the country as per the provisional figures of Census 2011 is 1210.19 million of which 623.7 million (51.54) are males and 586.46 million (48.46) are females. The major highlights of the Census 2011 (Provisional figures) are as under: The population of India has increased by more than 181 million during the decade 2001-2011. 2) age growth in 2001-2011 is 17.64 males 17.19 and females 18.12. 2001-2011 is the first decade (with the exception of 19111921---GREAT DEPRESSION) which has actually added lesser population compared to the previous decade. 3) Uttar Pradesh (199.5 million) is the most populous State in the country followed by Maharashtra with 112 million. Some of the highlights Slogan - Our census, Our Future Indias 1st Census - 1872 2011 Census is - 15th Census Total Population - 1,21,01,93,422 Indias Rank in population - 2nd with 17.5 (1st China with 19) Most Populous State - Uttar Pradesh Least Populous State - Sikkim Most Literate State - Kerala (93.9) Least Literate State - Bihar (63.82) 39 bankersadda National Sex Ratio - Female. Male (940. 1000) Highest Sex Ratio (State) - Kerala (1084. 1000) Lowest Sex Ratio (State) - Haryana Highest Sex Ratio (UT) - Puducherry Least Sex Ratio (UT) - Damn amp Dayyu (61. 1000) Literacy of Male - 82.14 Literacy of Female - 65.46 Population Growth Rate - 17.64 Highest fertility Rate - Meghalaya Most literate union territory - Lakshadweep (92.2) Least literate Union Territory - Dadra Nagar amp Haweli Most Literate District - Serechhip (Mizoram) Least Literate District - Dadra Naga amp Haveli Highest Density of Population - Bihar (1102 sq. km) Lowest Density of Population - Arunachal Pradesh (17) Total number of districts - 640 Highest Populous District - Thane (Mumbai) 100 Literacy District - Palakkad (Kerala) 100 Banking State - Kerala 100 Banking District - Palakkad (Kerala) Density of Population in India - 382 sq. km Increase in population (during 2001-2011) - 181 million sscadda Designation Chairperson, CBDT Chairperson, National Commission for Scheduled Tribes Chairperson, UGC Chairman, ISRO Chairman, Atomic Energy Commission Chairperson, TRAI Chairperson, National Highways Authority of India Director, National Cadet Corps Chairperson, Central Board of Secondary Education Chairperson, Insurance Regulatory amp Development Authority of India Chairperson, Press Council of India Director General, BSF Director General, SSB Director General, CRPF Director General, ITBP Solicitor General Attorney General Chairperson, National Green Tribunal Director, NCERT President, ASSOCHAM Chairman, Indian Banks Association President, NASSCOM Chairman, Press Trust of India Name Atulesh Jindal Rameshwar Oraon Ved Prakash AS Kiran Kumar Shekhar Basu Ram Sevak Sharma Raghav Chandra A. Chakravarty YSK Seshukumar TS Vijayan CK Prasad Devendra Kumar Pathak Archana Ramasundaram Prakash Mishra Krishna Chaudhary Ranjit Kumar Mukul Rohtagi Justice Swatantra Kumar Hrushikesh Senapaty Sunil Kanoria TM Bhasin R. Chandrashekhar Hormusji N. Cama Bureaucrats Designation careerpower. in Name careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 National Security Advisor Chairman, Railway Board Director, Central Bureau of Investigation (CBI) Chief, Intelligence Bureau (IB) Chief, Research and Analysis Wing (RAW) Director General, NIA Important Dignitaries Post Chief Justice, Supreme Court Speaker, Lok Sabha Deputy Speaker, Lok Sabha Comptroller and Auditor General of India Chief Election Commissioner Chairman, Union Public Service Commission Deputy Chairman, Rajya Sabha Important International Officials Ajit Kumar Doval AK Mittal Anil Kumar Sinha Designation Secretary-General, United Nations Organisation Managing Director, International Monetary Fund President, World Bank Vice-President, World Bank Director-General, World Trade Organisation President, UN General Assembly Director-General, World Health Organisation President, International Court of Justice President, Asian Development Bank President, International Olympic Committee Administrator, NASA President, UN Human Rights Council Director-General, International Atomic Energy Agency Secretary-General, NATO Secretary-General, ASEAN Secretary-General, SAARC Dineshwar Sharma Rajendra Khanna Sharad Kumar Name Tirath Singh Thakur Sumitra Mahajan M. Thambidurai Shashikant Sharma Naseem Zaidi Deepak Gupta PJ Kurien Directors of Maharatna/Navaratna Companies Maharatna Bharat Heavy Electricals Limited Coal India Limited Gas Authority of India Limited Indian Oil Corporation Limited Oil and Natural Gas Corporation Steel Authority of India Limited National Thermal Power Corporation Chairman/MD BP Rao S. Bhattacharya BC Tripathi B. Ashok DK Sarraf PK Singh Gurdeep Singh Secretary-General, Commonwealth President, FIFA President, International Cricket Council Chairman, International Cricket Council President, International Paralymic Committee Name Ban Ki-moon Christine Lagarde Jim Yong Kim Hiroshi Naka Roberto Azevedo Mogens Lykketoft Margaret Chan Peter Tomka Takehiko Nakao Thomas Bach Charles F. Boldon Remigiusz Henczel Yukiya Amano Jens Stoltenberg Lee Luang Minh Arjun Bahadur Thapa Patricia Scotland Gianni Infantino Zaheer Abbas Shashank Manohar Philip Craven FINANCIAL BANKING AWARENESS Reserve Bank of India (RBI) i. RBI established on April 1, 1935 under RBI Act 1934 (recommendations of John Hilton Young Commission 1926 called Royal Commission on Indian Currency and Finance), is the central bank of the country and was nationalised w. e.f Jan 01,1949. ii. Originally it was a shareholders bank which was taken over by the Central Govt. under Reserve Bank (Transfer of Public Ownership) Act 1948 (paid up capital Rs. 5 cr). iii. RBIs central office is in Mumbai. Functions of RBI: Issuance of currency: RBI is the authority in India to issue currency notes (called bank notes) under signatures of Governor. (One rupee note called currency note is issued by the Central Govt. and signed by Finance Secretary). The stock of currency is distributed with the help of currency chests spread all over the country. Banker to Govt. RBI transacts govt. business and manages public debt. SBI or any other bank is appointed Agent where RBI does not have office. It provides Ways amp Means advances to Govt. Bankers bank: It keeps a part of deposits of commercial banks (as CRR) and acts as lender of last resort by providing financial assistance to banks. It provides export credit refinance, Liquidity Adjustment Facility and Marginal Standing Facility. 40 bankersadda Controller of Banks: An entity which is to conduct banking business in India has to obtain license from RBI. It acts as controller of banks by including the banks in 2nd Schedule of the Act. It issues directions, carries inspection (on-site as well as offsite) and exercises management control. Controller of credit: RBI can fix interest rates (including Bank Rate) and exercise selective credit controls. Various tools such as change in cash reserve ratio, stipulation of margin on securities, directed credit guidelines etc. are used for this purpose. It also carries sale and purchase of securities which are known as open market operations. Maintenance of external value: RBI is responsible also for maintaining external value of Indian currency as well as the internal value. Foreign exchange reserves are held by RBI and it has a wide power to regulate foreign exchange transactions under Foreign Exchange Management Act (FEMA). BANKING REGULATION ACT 1949 a) Passed as the Banking Companies Act 1949 (came into force wef 16.3.49 and changed to Banking Regulation Act 1949 w. e.f. 01.03.66, it was made applicable to J amp K in 1956 (and now applicable throughout India). sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 b) The Act is not applicable to primary agricultural credit societies, cooperative land mortgage banks and non-agricultural primary credit societies. SCHEDULED BANK a) As per Sec 2 (e) of RBI Act, a scheduled bank means a bank whose name is included in the 2nd schedule of RBI Act 1934. b) A scheduled bank should satisfy the conditions which include paid-up capital and reserves requirement of not less than Rs. 5 lac, satisfaction of RBI that the affairs will not be conducted by the bank in a way to jeopardize the interests of the depositor. (Commercial, Rural and many State Coop Banks are classified as Scheduled Banks). c) A bank that is not included in the 2nd Schedule of RBI is called Non-scheduled Bank. Total No. of Banks d) Total PSBs: 27 e) Total Private Sector Banks: 26 f) RRBs: 56 g) Foreign Banks: 46 h) Cooperative Banks: 43 IMPORTANT POINTS ON RBI RBI is not expected to perform the function of accepting deposits from the general public. RBI has its headquarters at Mumbai. Prime lending rate is decided by the individual banks. RBI decides the following rates namely Bank rate, repo rate, reverse repo rate and cash reserve ratio. The quantitative instruments of RBI are bank rate policy, cash reserve ratio and statutory liquidity ratio. The objective of monetary policy of RBI is to control inflation discourage hoarding of commodities and encourage flow of credit into neglected sector. When RBI is lender of the last resort, it means that RBI advances credit against eligible securities. Government of India decides the quantity of coins to be minted. The method which is used currently in India to issue currency note minimum reserve system. For issuing notes, RBI is required to hold the minimum reserves of Rs. 200 crore of which note less than Rs. 115 crore is to be held in gold. POLICY RATES Current Reserve Ratios and Policy Rates Bank Rate 7.00 Repo Rate 6.50 Reverse Repo Rate 6.00 CRR 4 SLR 21.25 MSF 7.00 Repo Rate Repo rate is the rate of interest which is levied on Short-Term loans taken by commercial banks from RBI. Whenever the banks have any shortage of funds they can borrow it from RBI. Reverse Repo Rate This is exact opposite of Repo rate. Reverse repo rate is the rate at which commercial banks charge on their surplus funds with 41 bankersadda RBI. RBI uses this tool when it feels there is too much money floating in the banking system. SLR Rate SLR (Statutory Liquidity Ratio) is the amount a commercial bank needs to maintain in the form of cash, or gold or government approved securities (Bonds) before providing credit to its customers. It is determined as the percentage of total Net Demand and Time Liabilities (NDTL). BANK RATE It is defined in Sec 49 of RBI Act 1934 as the standard rate at which RBI is prepared to buy or rediscount bills of exchange or other commercial papers eligible for purchase under this act. CASH RESERVE RATIO CRR refers to the ratio of banks cash reserve balances with RBI with reference to the banks net demand and time liabilities to ensure the liquidity and solvency of the scheduled banks. ACCOUNTS IN A BANK Savings Bank Account Current Deposit Account Fixed Deposit Account Recurring Deposit Account. a. Savings Bank Account The rate of interest on savings bank account varies from bank to bank and also changes from time to time. Interest rate is paid to the account holders on daily balance basis. b. Current Deposit Account This account is mainly for big businessmen, companies and institutions, since there are no restrictions on number of withdrawals from this type of account. From this account withdrawal can be made any number of times. For the convenience of the account holders banks also allow withdrawal of amounts in excess of the balance of deposit. This facility is known as overdraft facility. C. Fixed Deposit Account (also known as Term Deposit Account) Money is deposited in a fixed deposit account to earn interest at a higher rate. d. Recurring Deposit Account The rate of interest allowed on the deposits in this account is higher than that on a savings bank deposit but lower than the rate allowed on a fixed deposit for the same period. Important points to remember a) Minimum age to open a bank account is now 10 years. b) Maximum Interest rate is given on FD A/c. c) The maximum period of an FD is 10 years amp for RD is 10 years. INTEREST RATE ON BANK ACOUNTS A) Some points related to Interest Rates on Bank Accounts 1) Interest on Savings A/c is calculated on daily balance basis. 2) Now, All Scheduled Commercial Banks (Excluding RRBs) have the discretion to offer differential interest rates based on whether the term deposits are with or without-prematurewithdrawal-facility, subject to the following guidelines: sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 All term deposits of individuals (held singly or jointly) of Rs.15 lakh and below should, necessarily, have premature withdrawal facility. For all term deposits other than (i) above, banks can offer deposits without the option of premature withdrawal as well. Banks should disclose in advance the schedule of interest rates payable on deposits i. e. all deposits mobilized by banks should be strictly in conformity with the published schedule. B) Taxation of Savings Bank Interest rates: Unlike interest on fixed deposits, interest earned on savings bank accounts is not subject to Tax Deduction at Source. However, this does not mean the interest earned on Savings accounts is completely tax free. It is exempt upto Rs. 10,000 in a year, and if the interest you earn from Savings accounts crosses this threshold, it becomes subject to tax. C) Senior Citizens Savings Scheme, 2004: The salient features of the Senior Citizens Savings Scheme, 2004 are given below: Tenure of the deposit account Rate of interest Investment to be in multiples of Maximum investment limit Minimum eligible age for investment Premature closure/withdrawal facility Modes of holding 5 years, can be extended by 3 years. 9.3 per cent per annum Rs. 1000/Rs. 15 lakh 60 years (55 years for those who have retired on superannuation or under a voluntary or special voluntary scheme). Permitted after one year of opening the account but with penalty. Accounts can be held both in single and joint holding modes. Joint holding is allowed only with spouse. Inoperative amp Dormant Accounts RBI clarified on 30.10.09 that SB account can be treated as inoperative account only after 2 years from the date of the last credit entry of interest on Fixed Deposit account, where FD interest is being credited to SB account or where dividend on shares is being credited). TERMS RELATING TO DEPOSITS Unclaimed Deposits: The banks are to furnish to RBI a statutory annual return (penalty for delay) for unclaimed accounts which have not been operated for a period of 10 years or more in December every year u/s 26 of RBI Act. Escheat: If a person dies without leaving any legal heirs, his estate will revert to the State Govt. Demand deposits: mean a deposit received by the bank which is withdrawlable on demand. Time deposits means a deposit received by the bank for a fixed period and which is withdrawlable only after the expiry of the said fixed period and shall also include deposits such as recurring, cumulative, annuity, reinvestment deposits and cash certificate and so on. 42 bankersadda Demand liabilities Current deposits, Demand liabilities portion of saving deposits, margins held against LC/LG, Balances in overdue FD, cash certificate and RD, Outstanding TTs, MTs and DDs, Unclaimed deposits, Credit balance in CC a/c and Deposits held as security for loan payable on demand. Time liabilities FDs, cash certificate, cumulative and RDs, time liabilities portion of saving bank deposits, staff security deposits, margins against LC not payable on demand, deposit held as securities for advances and India Dev Bonds. NEGOTIABLE INSTRUMENTS ACT 1881 In India the Negotiable Instruments Act was passed during 1881 which came into force wef March 01, 1882. CHEQUE A cheque is (a) a bill of exchange (b) drawn on a specified bank and (c) not expressed to be payable otherwise than on demand. It includes electronic image of a truncated cheque and also an electronic cheque. AMOUNT OF A CHEQUE Where amount of a cheque differs in words and figures, as per Section 18, amount written in words should be paid irrespective of the fact, which amount is less or more. Legal amount and courtesy amount The amount in words is called the legal amount and the amount in figures is called the courtesy amount as per CTS 2010 guidelines of RBI. Types of Cheque 1. Bearer Cheque or open Cheque When the words quotor bearerquot appearing on the face of the cheque are not cancelled, the cheque is called a bearer cheque. The bearer cheque is payable to the person specified therein or to any other else who presents it to the bank for payment. 2. Order Cheque When the word quotbearerquot appearing on the face of a cheque is cancelled and when in its place the word quotor orderquot is written on the face of the cheque, the cheque is called an order cheque. Such a cheque is payable to the person specified therein as the payee, or to any one else to whom it is endorsed (transferred). 3. Crossed Cheque Crossing of cheque means drawing two parallel lines on the face of the cheque with or without additional words like quotamp CO. quot or quotAccount Payeequot or quotNot Negotiablequot. A crossed cheque cannot be encashed at the cash counter of a bank but it can only be credited to the payees account. 4. Ante-Dated Cheque If a cheque bears a date earlier than the date on which it is presented to the bank, it is called as quotante-dated chequequot. Such a cheque is valid upto 3 months from the date of the cheque. 5. Post-Dated Cheque If a cheque bears a date which is yet to come (future date) then it is known as post-dated cheque. A post dated cheque cannot be honoured earlier than the date on the cheque. sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 6. Stale Cheque If a cheque is presented for payment after 3 months from the date of the cheque it is called stale cheque. A stale cheque is not honoured by the bank. 7. A self cheque A self cheque is written by the account holder as pay self to receive the money in the physical form from the branch where he holds his account. 8. A truncated cheque means a cheque which is truncated during the course of a clearing cycle, either by the clearing house or by the bank whether paying or receiving payment, immediately on generation of an electronic image for transmission, substituting the further physical movement of the cheque in writing. The expression clearing house means the clearing house managed by the Reserve Bank of India or a clearing house recognised as such by the Reserve Bank of India. Parties of a Cheque: There are three parties to the cheque Drawer or Maker The bank - on whom the cheque is drawn (i. e. the bank with whom the account is maintained by the drawer) Payee Payee is the person whose name is mentioned on the cheque to whom or to whose order the money is directed to be paid. ENDORSEMENT As per Section 15, endorsing means signing on the face or backside of an instrument (or even on a paper called Allonge or stamped paper), for the purpose of negotiating (transferring to next person) a negotiable instrument. Endorsement in full If an endorser signs his name and adds a direction to pay the amount mentioned in the instrument to, or to order of, a specified person, the endorsement is said to be in full. Blank endorsements can be converted into full. 1. Restrictive endorsement Where an endorsement prohibits and restricts further negotiability of the instrument, it is called restricted endorsement. The words Pay to Ashish only or Pay to Ashish for my use or 1) Pay to Ashish for account of B, are the cases of restrictive endorsement. Crossing 2) Crossing of a cheque means two parallel transverse lines on the face with or without words, such as amp Co, not-negotiable, payees account only etc. The words without lines will not 3) constitute crossing. Such instruments should not be paid as drawers mandate is not clear. 4) Crossing is applicable in case of cheques and demand draft only and does not cover bill of exchange or promissory note. 5) TYPES OF CROSSING General crossing (sec 123) 43 bankersadda General crossing is where a cheque bears across its face two parallel transverse lines (with or without words such as amp co or any abbreviation. (Words not important, lines are). Special crossing (sec 124) Where a cheque bears across its face, name of bank, either with or without the words not-negotiable (lines are not important, the addition of name of the bank is important), that addition shall be deemed as special crossing and the cheque shall be considered to be crossed specially to that banker. Special Crossing in favour more than one bank: As per Section 127, if a cheque is crossed specially to more than one bank (unless one bank is acting as collecting agent to another), the payment shall be refused. A cheque crossed to two or more branches of the same bank is considered to be crossed to one bank only. Not negotiable crossing As per Section 130, a person taking a cheque crossed generally or specially bearing the words not negotiable shall not have not be capable of giving a better title to the cheque than that, which ther p erson from whom he took it, had. If Ramesh obtains a cheque without consideration, his title is defective. When he endorses this cheque, the endorsee shall not be able to get a better title, even if he paid the value. Demand Drafts Demand draft is defined as per Section 85 (a) of NI Act 1881 as an order to pay money drawn by one office of a bank upon another office of the same bank for a sum of money payable to order on demand. Important features of a demand draft are: It is payable to order on demand (85-A NI Act). It cannot be issued as payable to bearer (Sec. 31 RBI Act). If a bank fails to honour a bank draft, it renders itself liable for damages. Similarly omission of signatures or wrong signatures can also make the bank liable. By prior arrangement, the paying bank could be a different bank also. BANKING OMBUDSMAN SCHEME 2006 The Banking Ombudsman Scheme enables a bank customer for filing of complaints relating to certain services rendered by banks. The Banking Ombudsman is a senior official appointed by the Reserve Bank of India to redress customer complaints against deficiency in certain banking services. All Scheduled Commercial Banks, Regional Rural Banks and Scheduled Primary Co-operative Banks are covered under the Scheme. The Banking Ombudsman does not charge any fee for filing and resolving customers complaints. The maximum compensation which a BO can help a complainant to get is Rs. 10 lakhs. If a complaint is not settled by an agreement within a period of one month, the Banking Ombudsman proceeds further to pass an award. Before passing an award, the Banking Ombudsman provides reasonable opportunity to the complainant and the bank, to present their case. sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 6) If one is not satisfied with the decision passed by the Banking Ombudsman, one can approach the appellate authority who is the Deputy Governor of the RBI. FINANCIAL INCLUSION Financial inclusion involves 1) Give formal banking services to poor people in urban amp rural areas. 2) Promote habit of money-savings, insurance, pension-investment among poor-people. 3) Help them get loans at reasonable rates from normal banks. So they dont become victims in the hands of local moneylender. Some Important initiatives for Financial Inclusion Lead banking scheme (LBS). No frills account. BSBDA Business Correspondents (BC) system. Swabhiman Campaign PMJDY Lead Bank Scheme The Lead Bank Scheme, introduced towards the end of 1969, envisages assignment of lead roles to individual banks (both in public sector and private sector) for the districts allotted to them. A bank having a relatively large network of branches in the rural areas of a given district and endowed with adequate financial and manpower resources has generally been entrusted with the lead responsibility for that district. Accordingly, all the districts in the country have been allotted to various banks. The lead bank acts as a leader for coordinating the efforts of all credit institutions in the allotted districts. No Frill Account No Frills account is a basic banking account. Such account requires either nil minimum balance or very low minimum balance. Charges applicable to such accounts are low. The RBI in 2005-06 called upon Indian banks to design a no frills account a no precondition, low minimum balance maintenance account with simplified KYC (Know Your Customer) norms. But all the existing No-frills accounts opened were converted into BSBDA in compliance with the guidelines issued by RBI in 2012. BSBDA In 2012, RBI introduced BSBDA. Some important points are: This account shall not have the requirement of any minimum balance. The services available in the account will include: deposit and withdrawal of cash at bank branch as well as ATMs receipt/credit of money through electronic payment channels or by means of deposit/collection of cheques drawn by Central/State Government agencies and departments While there will be no limit on the number of deposits that can be made in a month, account holders will be allowed a maximum of four withdrawals in a month, including ATM withdrawals. Facility of ATM card or ATM-cum-Debit Card. 44 bankersadda Business Correspondent Business correspondents are bank representatives. They personally go to the area allotted to them and carry out banking. They help villagers to open bank accounts, in banking transactions etc. Business Correspondents get commission from bank for every new account opened, every transaction made via them, every loan-application processed etc. Recently on Financial Inclusion The Reserve Bank of India (RBI) has constituted a committee with the objective of working out a medium-term (five-year) measurable action plan for financial inclusion. The terms of reference will include reviewing the existing policy of financial inclusion, including supportive payment system and customer protection framework, taking into account the recommendations made by various committees set up earlier. Lending Base Rate On recommendations Working Group (Chairman: Deepak Mohanty) RBI decided that banks should switch over to Base Rate system w. e.f. 1.7.2010. i. Base Rate includes all elements of the lending rates. Banks could use any methodology, to fix the base rate which is consistent and is made available for supervisory review/scrutiny. ii. Banks may determine their actual lending rates w. r.t. Base Rate. iii. No loan can be sanctioned below base rate. Exempted accounts: The following loans could be priced without reference to Base Rate: (a) DRI loans (b) loans to banks own employees (c) loans to banks depositors against their own deposits. iv. Changes in the Base Rate shall be applicable to all existing loans linked to the Base Rate. Marginal Cost Based Lending Rate RBI introduced MCLR w. e.f. 1.4.2016 to determine Base Rate by banks to improve the efficiency of monetary policy transmission. i. All rupee loans sanctioned and credit limits renewed w. e.f. 01.04.16 to be priced w. r.t. MCLR. It will be internal benchmark. ii. The MCLR comprises of (a) Marginal cost of funds (b) Negative carry on account of CRR (c) operating costs (d) Tenor premium. iii. Marginal Cost of funds (MCF): It has 2 components (a) Marginal cost of borrowings (b) return on networth. By using MCF, it will be calculated as: Required CRR (marginal cost) / (1-CRR) d) Exemptions from MCLR i. loans under schemes of Govt. of India wherein banks have to charge interest rate as per the scheme. ii. Working Capital Term Loan, Funded Interest Term Loan etc. as part of rectification/restructuring package. iii. Loans under various refinance schemes of Govt. of India or any Govt. Undertaking wherein banks charge interest at the rates prescribed under the schemes. iv. The following loans can be priced without being linked to MCLR. sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 (a) Loan to depositors against their own deposits. (b) Loan to banks employees and Chief Executive Officer/Whole Time Directors. (c) Loans linked to a market determined external benchmark. (d) Fixed rate loans. In case of hybrid loans where the interest rates are partly fixed and partly floating, interest rate on the floating portion should adhere to the MCLR guidelines. HANDY NOTES BANKING: PRIORITY SECTOR LENDING Highlights of PSL It means provide credit to the needy sectors of the society. The sectors are: Agriculture Micro and Small Enterprises Education Housing Export Weaker Sections Social Infrastructure Renewable Energy Targets under PSL Agriculture: 18 percent of ANBC(Adjusted Net Bank Credit). Out of this 18 percent, a target of 8 percent of ANBC is for Small and Marginal Farmers, to be achieved in a phased manner i. e. 7 per cent by March 2016 and 8 per cent by March 2017. Weaker Sections: 10 percent of ANBC. Micro Enterprises: 7.5 percent of ANBC has been prescribed for Micro Enterprises, to be achieved in a phased manner i. e. 7 percent by March 2016 and 7.5 percent by March 2017. Overall PSL Target for Domestic Bank/Foreign Bank with more than 20 Branches: 40 percent of Adjusted Net Bank Credit. Overall PSL Target for Foreign Bank with less than 20 Branches: 40 percent of Adjusted Net Bank Credit to be achieved in a phased manner 2015-16 32 2016-17 34 2017-18 36 2018-19 38 2019-20 40 Categorization of MSME according to MSME ACT 2006 Manufacturing Sector (Goods) Enterprises Investment in plant and machinery Micro Does not exceed twenty five lakh rupees Enterprises Small More than twenty five lakh rupees but does Enterprises not exceed five crore rupees Medium More than five crore rupees but does not Enterprises exceed ten crore rupees Enterprises Micro Enterprises Small Enterprises Medium Enterprises Service Sector Investment in equipment Does not exceed ten lakh rupees More than ten lakh rupees but does not exceed two crore rupees More than two crore rupees but does not exceed five crore rupees Other Targets under PSL Farmers with landholding of up to 1 hectare are considered as Marginal Farmers. Farmers with a landholding of more than 1 hectare and upto 2 hectares are considered as Small Farmers. Scheduled Commercial Banks having any shortfall in lending to priority sector shall be allocated amounts for contribution 45 bankersadda to the Rural Infrastructure Development Fund (RIDF) established with NABARD. For Renewable Energy, bank loans up to a limit of Rs.15 crore to borrowers for purposes like solar based power generators, etc. For individual households, the loan limit will be Rs.10 lakh per borrower. For Housing, banks can provide loans to individuals up to Rs. 28 lakh in metropolitan centres (with population of ten lakh and above) and loans up to Rs. 20 lakh in other centres for purchase/construction of a dwelling unit per family. Export credit will be allowed up to 32 percent of ANBC for Foreign banks with less than 20 branches in India. For Education, banks can provide loans to individuals for educational purposes including vocational courses upto Rs. 10 lakh for studies in India and Rs. 20 lakh for studies abroad. Limits under Social infrastructure Bank loans up to a limit of 5 crore per borrower for building social infrastructure for activities namely schools, health care facilities, drinking water facilities and sanitation facilities in Tier II to Tier VI centres. Monitoring of Priority Sector Lending targets To ensure continuous flow of credit to priority sector, there will be more frequent monitoring of priority sector lending compliance of banks on quarterly basis instead of annual basis as of now. Non-achievement of Priority Sector targets Scheduled Commercial Banks having any shortfall in lending to priority sector shall be allocated amounts for contribution to the Rural Infrastructure Development Fund (RIDF) established with NABARD and other Funds with NABARD/NHB/SIDBI, as decided by the Reserve Bank from time to time. The interest rates on banks contribution to RIDF or any other Funds, tenure of deposits, etc. shall be fixed by Reserve Bank of India from time to time. RBI revises priority sector lending norms for RRBs Seeing the growing significance of RRBs in pursuit of financial inclusion agenda, it has been decided to revise the priority sector guidelines for RRBs. Some of the salient features of the guidelines are as following:i. Targets: 75 per cent of total outstanding to the sectors eligible for classification as priority sector lending. ii. Categories of the Priority Sector: Medium Enterprises, Social Infrastructure and Renewable Energy will form part of the Priority Sector, in addition to the existing categories, with a cap of 15 per cent of total outstanding. iii. Agriculture: 18 per cent of total outstanding should be advanced to activities mentioned under Agriculture. iv. Small and Marginal Farmers: A target of 8 percent of total outstanding has been prescribed for Small and Marginal Farmers within Agriculture. v. Micro Enterprises: A target of 7.5 per cent of total outstanding has been prescribed for Micro Enterprises. sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 vi. Weaker Sectors: A target of 15 per cent of total outstanding has been prescribed for Weaker Sections. vii. Monitoring: Priority Sector Lending will be monitored on a quarterly as well as annual basis. The revised guidelines will be operational with effect from January 1, 2016. Call Money Notice Money REVERSE MORTGAGE LOAN The scheme of reverse mortgage has been introduced for the benefit of senior citizens owning a house but having inadequate income to meet their needs. Some important features of reverse mortgage are: a) A homeowner who is above 60 years of age is eligible for reverse mortgage loan. It allows him to turn the equity in his home into one lump sum or periodic payments mutually agreed by the borrower and the banker. b) NO REPAYMENT is required as long as the borrower lives, Borrower should pay all taxes relating to the house and maintain the property as his primary residence. c) The amount of loan is based on several factors: Borrowers age, Value of the property Current interest rates and The specific plan chosen. As per the scheme formulated by National Housing Bank (NHB), the maximum period of the loan period is 15 years. The residual life of the property should be at least 20 years. Where the borrower lives longer than 15 years, periodic payments will not be made by lender. However, the borrower can continue to occupy. Coupon Rate Term Money Yield to maturity CAPITAL MARKETS IN INDIA It is the market for long term funds. It refers to all the facilities and institutional arrangements for borrowing and lending medium and long term funds. Major money market Instruments Certificate of Deposit (CD) Commercial Paper (CP) Inter Bank Participation Certificates Inter Bank term Money Treasury Bills Bill Rediscounting Call/Notice Money CALL/NOTICE MONEY MARKET OPERATIONS Under call money market, funds are transacted on overnight basis and under notice money market, for 2 days to 14 days. Participants include banks (excluding RRBs) and Primary Dealers (PDs), both as borrowers and lenders. Non-bank institutions are not permitted in the call/notice money market with effect from August 6, 2005. Calculation of interest payable is based on FIMMDAs (Fixed Income Money Market and Derivatives Association of India) Handbook of Market Practices. INSTRUMENT OF GOVT. BORROWING To meet the temporary receipt and expenditure mismatch, govt. obtains over draft from RBI under Ways amp Means Advances. For short term liquidity, it issues cash management bills, treasury bills of 91 days, 182 days and 364 days maturity. For long term funds, it uses dated securities in the form of bonds/long term loans. TREASURY BILLS These are the instruments (in the form of promissory notes) of short term borrowing by the Central govt. first issued in India in 1917. Investors. Treasury bills can be purchased by any one (including individuals) except State govt. Denomination: Minimum amount of face value Rs. 1 lac and in multiples thereof. There is no specific amount/limit on the extent to which these can be issue or purchased. Maturity: 91 days, 182 days and 364 days. Rate of interest: Treasury bills are zero coupon securities. They are issued at a discount and redeemed at face value at maturity. The return to the investors is the difference between the maturity value or the face value (that is Rs. 100) and the issue price. MONEY MARKET It is a market for short-term debt securities, such as commercial paper, repos, negotiable certificates of deposit, and Treasury Bills with a maturity of one year or less. Money Market VS Capital Market Money Market Capital Market Market for short term Market for long term financial assets financial assets Maturity period less than Maturity period beyond one one year year Deals over the counter Deals at stock exchange No. of players limited No. of players unlimited Regulated by RBI Regulated by SEBI Money lent or borrowed for one day Money lent or borrowed for a period of 2-14 days. Money lent or borrowed for 15 days to 1 year. Expected rate of return on an existing security purchased for the market. Specified interest rate on a fixed maturity security fixed at the time of issue. 1. 2. Cash Management Bills (CMB) CMB introduced on 11.08.11, is a short term security to be sold by Govt. of India to raise temporary money for cash management needs. The tenure is less than 91 days but the notified amount and date of issue depends upon the temporary cash requirement of the Govt. It is issued at discount to the face value through auctions, as in the case of the Treasury Bills. DATED SECURITIES These are long term securities and carry a fixed or floating coupon (interest rate) paid on the face value, payable at fixed time periods (half-yearly). The tenor of dated securities can be up to 40 years. Terms relating to Money Market 46 bankersadda sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Public Debt Office of RBI acts as the registry/depository of Govt. securities and deals with the issue, interest payment and repayment of principal at maturity. WAYS amp MEANS ADVANCES (WMAs) WMAs were introduced as per an agreement between RBI amp Govt. WMAs are temporary overdrafts by RBI to govt. (Central amp State) under Section 17(5) of RBI Act. WMSs replaced the earlier ad hoc T-Bills system. Objective WMAs bridge the time interval of mismatch between govt. expenditure and receipts. These are not a source of finance. Duration. 10 consecutive working days for Central Govt. and 14 days for State Govt. Other Money Market Instruments CERTIFICATE OF DEPOSIT This scheme was introduced in July 1989, to enable the banking system to mobilize bulk deposits from the market, which they can attract at competitive rates of interest. Who can issue CRR/SLR Investors Maturity Amount Int. Rate Loan Nature Scheduled commercial banks (except RRBs) amp All India Financial Institutions within their Umbrella limit. Applicable on the issue price in case of banks Individuals (other than minor), corporations, companies, trusts, funds, associations etc. Min: 7 days Max. 12 Months (in case of FIs minimum 1 year and maximum 3 years). Min: Rs. 1 lac, beyond which in multiple of Rs. 1 lac Market related. Fixed or floating Against collateral of CD not permitted Usance Promissory note. Can be issued in Dematerialisation form only wef June 30, 2002 COMMERCIAL PAPER i. CP introduced during 1990, is a short term money market instrument issued as an unsecured usance promissory note and privately placed. ii. Who can issue Commercial paper (CP): Companies, primary dealers (PDs) and all-India financial institutions (FIs). iii. A company is eligible to issue CP if: (a) Its tangible net worth, as per latest audited balance sheet, is not less than Rs. 4 crore. (b) Sanctioned working capital limit by bank/s or all-India financial institution/s (c) The borrower accounts are classified as a Standard Asset by financing bank/s/ institution/s and (d) Minimum credit rating from SEBI approved credit rating agency (CRA) is A3. Rating should not be due for review. iv. Maturity. Min 7 days amp max upto one year v. Amount: Min Rs. 5 lakh or multiples thereof. MERCHANT BANKING Merchant banking stands for providing various services relation to capital market and financing the corporate sector. The Merchant Bankers provide consultancy to the corporate sector on the issues like finance, capital structure and investment, mergers, takeover and amalgamations, establishing coordination between the government and the corporate sector. 47 bankersadda CAPITAL MARKETS IN INDIA a) It refers to all the facilities and institutional arrangements for borrowing and lending medium and long term funds. b) It is segregated into (i) gilt edged market and (ii) the industrial securities market. c) The gilt edged market refers to the market for govt. and semi-govt. securities which are traded in the market in stable value and are sought after by banks and other institutions. d) The industrial securities market refers to the market for shares and debentures of old as well as new companies. This market is further divided as primary market and secondary market. The primary market refers to the setup which helps the industry to raise funds by issuing different types of securities, which are issued directly to the investors, both individual and institutions. The secondary market refers to the network for subsequent sale and purchase of securities, after these are issued. Masala-bonds Masala Bonds are the bonds issued for rupee-denominated borrowings by Indian entities in overseas markets. INDIAN DEPOSITORY RECEIPTS (IDRs) IDR is an instrument in the form of a Depository Receipt created by the Indian depository in India against the underlying equity shares of the issuing company. In an IDR, foreign companies would issue shares, to an Indian companies would issue shares, to an Indian Depository which would in turn issue depository receipts to investors in India. MUTUAL FUND TERMS Asset Management Company: A company formed and registered under the Companies Act 1956 and approved as such by the SEBI to manage the funds of a mutual fund. Under an agreement (with the trustees of the Mutual Fund), an AMC undertakes to formulated mutual funds schemes, distribute income as per agreement. Balanced fund: This fund invests in bonds and blue chip stocks to conserve capital. It pays reasonable income capital appreciation. Close-ended scheme: A scheme where funds are raised for a fixed period. The scheme is wound up after that period and funds are returned with capital appreciation to unit holders. Normally, a close-ended scheme is listed on a stock exchange. Fixed income funds: A mutual fund which primarily invests in fixed income securities like bonds and debentures. The objective is to provide monthly or yearly income to investors. Net asset value: The price of value of one share of a fund. It is calculated by summing the quoted values of all the securities held by the fund, adding in cash and any accrued income and sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 subtracting liabilities and dividing the result by the number of shares outstanding. Fund companies compute the NAV once a day based on closing market prices. Open ended scheme: A scheme is the one which continuously offers its units and buys them back from investors. DICGC (Deposit Insurance and Credit Guarantee Corporation of India) 1. Which banks are insured by the DICGC Commercial Banks: All commercial banks including branches of foreign banks functioning in India, local area banks and regional rural banks are insured by the DICGC. 2. What does the DICGC insure In the event of a bank failure, DICGC protects bank deposits that are payable in India. The DICGC insures all deposits such as savings, fixed, current, recurring, etc. except the following types of deposits. (i) Deposits of foreign Governments (ii) Deposits of Central/State Governments (iii) Inter-bank deposits (iv) Deposits of the State Land Development Banks with the State co-operative bank (v) Any amount due on account of any deposit received outside India (vi) Any amount, which has been specifically exempted by the corporation with the previous approval of Reserve Bank of India. 3. What is the maximum deposit amount insured by the DICGC Each depositor in a bank is insured upto a maximum of Rs.1,00,000 (Rupees One Lakh) for both principal and interest amount held by him in the same capacity. 4. Does the DICGC insure just the principal on an account or both principal and accrued interest The DICGC insures principal and interest upto a maximum amount of Rs. One lakh. 5. HQ: Mumbai Chairman: R. Gandhi NPA-Non-Performing Asset amp SARFAESI It means once the borrower has failed to make interest or principal payments for 90 days, the loan is considered to be a non-performing asset. Farm Credit within Agriculture loans. A loan will be treated as an NPA if installment of the principal or interest remains unpaid beyond the due date for (a) two crop seasons in case of short duration crops (maturing within one year) and (b) one crop season for long duration crops (maturing after one year). This would also be applicable, mutatis mutandis, to agricultural term loans. In other agriculture loans, the 90 days norm would be applicable. SARFAESI Act and Rules SARFAESI Act (The Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002) was enacted to regulate securitization and reconstruction of financial assets and enforcement of security interest created in respect of Financial Assets to enable realization of such assets. The SARFAESI Act provides for the manner for enforcement of security interests by a secured creditor without the intervention of a court or tribunal. If any borrower fails to discharge his liability in repayment of any secured debt within 60 days of notice from the date of notice by the secured creditor, the secured creditor is conferred with powers under the SARFAESI Act to a) Takes possession of the secured assets of the borrower, including transfer by way of lease, assignment or sale, for realizing the secured assets b) Takeover of the management of the business of the borrower including the right to transferby way of lease, assignment or sale for realizing the secured assets, c) Appoint any person to manage the secured assets possession of which is taken by thesecured creditor, and d) Require any person, who has acquired any of the secured assets from the borrower andfrom whom money is due to the borrower, to pay the secured creditor so much of the money as if sufficient to pay the secured debt. The assets portfolio of the banks is required to be classified as (1) standard assets (2) sub-standard assets(3) doubtful assets and (4) loss assets. Standard asset is one that does not disclose any problems and which does not carry more than normal risk attached to the business. An asset which has been classified as NPA for a period not exceeding 12 months is considered as sub-standard asset. Doubtful asset is one which has remained NPA for a period exceeding 12 months. An asset which is considered uncollectible and loss has been identified by the bank or internal or external auditors or the RBI inspection and the loss has not been written off is regarded as loss asset. What is pledge. U/s 172 of Indian Contracts Act, pledge is bailment (delivery) of goods as security for payment of a loan. Only goods (movable assets excluding actionable claims (Sec 2(7) of Sales of Goods Act) can be pledged. What is an NPA Loan accounts are classified as non-performing asset on the basis of following criteria: Criteria for classification of loan as NPA 48 bankersadda sscadda HYPOTHECATION/PLEDGE-DISTINCTION Hypothecation Pledge Defined in SARFAESI Act 2002 Indian Contract Act (Sec 2 n) 1872 (section 172) Definition Charge on movable Bailment of goods as property in favour of security for payment secured creditor of a debt or careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Parties: - Borrower - Bank Nature of securities Possession of Money as a means of payment consists of coins, paper money and withdrawable bank deposits. Legal tender: As per provisions of coinage Act 1996, bank notes, currency notes and coins (Rs. 1 and above) are legal tender for unlimited amount. The subsidiary coins (below Re 1) are legal tenders for sum not exceeding Re 1. Issue of 1, 2 and 3 paise coins discontinued wef Sep 16, 1981. Possession with bank till repayment of the loan. Bank has to preserve the goods carefully and return the same, if loan is repaid. What do you know by currency chest Currency chests are operated by RBI so that they can provide good quality currency notes to the public. However, RBI has appointed commercial banks to open and monitor currency chests on behalf of RBI. The cash kept in currency chests is considered to be kept in RBI. without delivery of possession Hypothecator Hypothecate performance promise Pledger / pawner Pledger / pawnee Movable assets such as stocks, machinery, vehicles Borrower (in trust for bank). Bank cannot take possession without consent of the borrower. On taking possession bank gets rights of pledge and can sell the assets without intervention. Goods MORTGAGE As per section 58 of Transfer of Property Act 1882, mortgage is transfer of interest in specific immovable property for the purpose of securing the payment of money advanced or to be advanced by way of loan, an existing or future debt or the performance of an engagement which may give rise to pecuniary liability. ATM Q.1 What is an Automated Teller Machine (ATM) Ans. Automated Teller Machine is a computerized machine that provides the customers of banks the facility of accessing their account for dispensing cash and to carry out other financial amp non-financial transactions without the need to actually visit their bank branch. Q.2 What is White Label ATMs (WLAs) Ans. ATMs set up, owned and operated by non-banks are called White Label ATMs. Non-bank ATM operators are authorized under Payment amp Settlement Systems Act, 2007 by the Reserve Bank of India. Q.3. Is there any time limit for the card issuing banks for recrediting the customers account for a failed ATM/WLA transaction Ans. As per the RBI instructions, banks have been mandated to resolve customer complaints by re-crediting the customers account within 7 working days from the date of complaint. Q.4. Are the customers eligible for compensation for delays beyond 7 working days Ans. Yes. Effective from July 1, 2011, banks have to pay compensation of Rs. 100/- per day for delays in re-crediting the amount beyond 7 working days from the date of receipt of complaint for failed ATM transactions. The compensation has to be credited to the account of the customer without any claim being made by the customer. If the complaint is not lodged within 30 days of transaction, the customer is not entitled for any compensation for delay in resolving his / her complaint. CURRENCY IN INDIA 49 bankersadda What is a small coin depot The bank branches are also authorised to establish Small Coin Depots to stock small coins. The Small Coin Depots also distribute small coins to other bank branches in their area of operation. What are soiled, mutilated and imperfect banknotes quotSoiled notequot means a note which, has become dirty due to usage and also includes a two piece note pasted together wherein both the pieces presented belong to the same note, and form the entire note. Mutilated banknote is a banknote, of which a portion is missing or which is composed of more than two pieces. Imperfect banknote means any banknote, which is wholly or partially, obliterated, shrunk, washed, altered or indecipherable but does not include a mutilated banknote. Pre-2005 series Banknotes The banknotes issued before 2005 MG series are called pre-2005 series banknotes, which do not have the year of printing on the reverse side. On Jan 23, 2014, RBI decided to withdraw, from circulation, these notes as they have fewer security features. 1. These notes shall continue to be legal tender. The notes are only being withdrawn from circulation. 2. These notes can be exchanged at select bank branch till 30.06.16. NATIONALISATION OF BANKS Nationalisation of Imperial Bank of India and its conversion into State Bank of India in July 1955. Conversion of 8 major State-associated banks into subsidiary banks of SBI in 1959. Nationalisation of 14 Indian scheduled banks in July 1969. Nationalisation of 6 more banks in April 1980 amp Indian bank merged into Punjab National Bank. FOREIGN EXCHANGE RESERVES What actually is FOREX Indias foreign exchange reserves comprise foreign currency assets, gold and special drawing rights allocated to it by the International Monetary Fund (IMF) in addition to the reserves it has parked with the fund. Foreign exchange reserves are held and managed by the RBI. The Foreign currency assets are investment mainly in instruments abroad which have the highest credit rating and which do not pose any credit risk. These include sovereign bonds, sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 treasury bills and short-term deposits in top-rated global banks besides cash accounts. TRANSFER SYSTEM IN BANKING SECTOR REAL TIME GROSS SETTLEMENT (RTGS) RTGS implemented w. e.f. 26.03.2004 (revised on 19.10.13), is a centralized payment system operated by RBI. In RTGS inter-bank payment instructions are processed and settled, on gross basis in a real time environment. It uses Indian Financial Network (INFINET) and SFMS platforms. RTGS is regulated by RTGS System Regulations, 2013. National Electronic Funds Transfer (NEFT) RBI operationalised NEFT System in Nov 2005. It facilitates transfer of funds from any bank branch to any other bank branch. Amount: There is no lower/upper value limit. Bank account: NEFT is an account to account transfer system. The remitter and beneficiary should have a bank account. 1. 2. Processing Charges/Service Charges Banks cannot levy any charges for inward NEFT, For outward NEFT: Up to Rs. 10000 Rs. 2.50, above Rs. 10000 to Rs. 1 lac Rs. 5. Above Rs. 1 lac to Rs. 2 lac Max Rs. 15 and above Rs. 2 lac Max Rs. 25 (w. e.f. 13.07.2012). AADHAAR ENABLED PAYMENT SYSTEM AEPS is a payment service offered by the National Payments Corporation of India (NPCI) to banks using Aadhaar number and online UIDAI authentication through their respective Business correspondent service centre. CENTRALIZED FUNDS MANAGEMENT SYSTEMS (CFMS) CFMS was operated and maintained by RBI to enable operations on current accounts maintained at various offices of the RBI, through standard message formats in a secure manner. NEPAL REMITTANCE SCHEME It is a cross-border one-way remittance facility scheme, for remittance from India to Nepal. Amount. Up to Indian Rs. 50,000 from NEFT branches. Beneficiary will receive funds in Nepalese rupees. National Payments Corporation of India (NPCI) It was incorporated in Dec 2008 as a Sec 25 company under Companies Act. Authorized capital is Rs. 300 cr amp paid up capital Rs. 100 cr. It functions as a hub in all electronic retail payment systems. Rupay is a domestic card scheme of NPCI. Rupay is the coinage of two terms rupee and payment. Rupay debit card was launched in March 2012. CORE BANKING SOLUTIONS Core Banking Solutions (CBS) or Centralised Banking Solutions is the process which is completed in a centralized environment i. e. under which the information related to the customers account (i. e. financial dealings, profession, income, etc.) is stored in the Central Server of the bank (that is available to all networked branches) instead of the branch server. Accounts for Foreign (Currency/Person) in India a) NRO A/c (Foreign Tourist) 50 bankersadda 1) Foreign tourists during their short visit to India can open a Non-Resident (Ordinary) Rupee (NRO) account (Current / Savings) with any Authorised Dealer bank dealing in foreign exchange. Such account can be opened up to a maximum period of 6 months. 2) Tourists can freely make local payments through the NRO account. All payments to residents exceeding INR 50,000 can be made only by means of cheques / pay orders / demand drafts. b) EEFC A/c 1) Exchange Earners Foreign Currency Account (EEFC) is an account maintained in foreign currency with an Authorised Dealer i. e. a bank dealing in foreign exchange. 2) It is a facility provided to the foreign exchange earners, including exporters, to credit 100 per cent of their foreign exchange earnings to the account, so that the account holders do not have to convert foreign exchange into Rupees and vice versa, thereby minimizing the transaction costs. 3) All categories of foreign exchange earners, such as individuals, companies, etc. who are resident in India, may open EEFC accounts. 4) An EEFC account can be held only in the form of a current account. No interest is payable on EEFC accounts. ACCOUNTS FOR NRI/PIO 1. Non-Resident Ordinary Rupee Account (NRO Account) NRO accounts may be opened / maintained in the form of current, savings, recurring or fixed deposit accounts. Interest rates offered by banks on NRO deposits cannot be higher than those offered by them on comparable domestic rupee deposits. Account should be denominated in Indian Rupees. NRI/PIO may remit from the balances held in NRO account an amount not exceeding USD one million per financial year, subject to payment of applicable taxes. The limit of USD 1 million per financial year includes sale proceeds of immovable properties held by NRIs/PIOs. 2. Non-Resident (External) Rupee Account (NRE Account) NRE account may be in the form of savings, current, recurring or fixed deposit accounts. Account will be maintained in Indian Rupees. Accrued interest income and balances held in NRE accounts are exempt from Income tax. Authorised dealers/authorised banks may at their discretion allow for a period of not more than two weeks, overdrawings in NRE savings bank accounts, up to a limit of Rs.50,000. Loans up to Rs.100 lakh can be extended against security of funds held in NRE Account either to the depositors or third parties. 3. Foreign Currency Non Resident (Bank) Account FCNR (B) Account FCNR (B) accounts are only in the form of term deposits of 1 to 5 years Account can be in any freely convertible currency. Loans up to Rs.100 lakh can be extended against security of funds held in FCNR (B) deposit either to the depositors or third parties. The interest rates are stipulated by the Department of Banking Operations and Development, Reserve Bank of India. sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 How Ranting done to Banks in India RATING OF BANKS RBIs 1995 working group headed by Sh. S. Padmanabhan suggested method for rating. Rating criteria: RBI rates the banks on a 5 point scale of A to E, widely on the lines of international CAMELS rating model for domestic banks and CALCS model for foreign banks. CAMELS Rating for Domestic Banks C Capital adequacy ratio A Asset quality M Management Effectiveness E Earning (i. e. profitability) L Liquidity (asset-liability management) S System and controls Rating parameters for foreign banks C Capital adequacy ratio A Asset quality L Liquidity C Compliance S System and controls BASEL-3 NORMS a) The Basel Committee is the primary global standard-setter for the prudential regulation of banks and provides a forum for cooperation on banking supervisory matters. Its mandate is to strengthen the regulation, supervision and practices of banks worldwide with the purpose of enhancing financial stability. Stefan Ingves, Governor of Sveriges Riksbank (SWEDEN), is the Chairman of the Basel Committee. b) Basel III or Basel 3 released in December, 2010 is the third in the series of Basel Accords. These accords deal with risk management aspects for the banking sector. c) According to Basel Committee on Banking Supervision quotBasel III is a comprehensive set of reform measures, developed by the Basel Committee on Banking Supervision, to strengthen the regulation, supervision and risk management of the banking sectorquot. d) Basel 3 measures aim to: Improve the banking sectors ability to absorb shocks arising from financial and economic stress, whatever the source Improve risk management and governance Strengthen banks transparency and disclosures. Three Pillars of Basel 3 Pillar 1: Minimum Regulatory Capital Requirements based on Risk Weighted Assets (RWAs): Maintaining capital calculated through credit, market and operational risk areas (mainly that capital which can absorb risk.) Pillar 2: Supervisory Review Process: Regulating tools and frameworks for dealing with peripheral risks that bank face. Pillar 3: Market Discipline: Increasing the disclosures that banks must provide to increase the transparency of banks Important Facts related to BASEL 3 51 bankersadda Minimum 10.50 Ratio of Total Capital To RWAs-- Minimum Ratio of Common Equity to RWAs--4.50 to 7.00 Tier I capital to RWAs--6.00 Core Tier I capital to RWAs--5.00 Capital Conservation Buffers to RWAs--2.50 Leverage Ratio--3.00 Countercyclical Buffer--0 to 2.50 NBFC A Non-Banking Financial Company (NBFC) is a company registered under the Companies Act, 1956 engaged in the business of loans and advances, acquisition of shares/stocks/bonds/debentures/securities issued by Government or local authority or other marketable securities of a like nature, leasing, hire-purchase, insurance business, chit fund business. Difference between BANK amp NBFC: NBFCs lend and make investments and hence their activities are akin to that of banks however there are a few differences as given below: i. NBFC cannot accept demand deposits ii. NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself iii. Deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs, unlike in case of banks. Register with RBI: A company incorporated under the Companies Act, 1956 and desirous of commencing business of non-banking financial institution as defined under Section 45 I(a) of the RBI Act, 1934 should comply with the following: a) It should be a company registered under Section 3 of the companies Act, 1954 b) It should have a minimum net owned fund of Rs 200 lakh. Deposits in NBFC: a) Presently, the maximum rate of interest an NBFC can offer is 12.5. The interest may be paid or compounded at rests not shorter than monthly rests. b) The NBFCs are allowed to accept/renew public deposits for a minimum period of 12 months and maximum period of 60 months. They cannot accept deposits repayable on demand. c) The deposits with NBFCs are not insured. d) The repayment of deposits by NBFCs is not guaranteed by RBI. TYPES OF MONEY Commodity Money - Commodity money value is derived from the commodity out of which it is made. The commodity itself represents money, and the money is the commodity. Representative Money - is money that includes token coins, or any other physical tokens like certificates, that can be reliably exchanged for a fixed amount/quantity of a commodity like gold or silver. Fiat Money - Fiat money, also known as fiat currency is the money whose value is not derived from any intrinsic value or any guarantee that it can be converted into valuable sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 commodity (like gold). Instead, it derives value only based On government order (fiat) Commercial Bank Money - Commercial bank money or the demand deposits are claims against financial institutions which can be used for purchasing goods and services. Reserve Money (M 0) Currency in circulation Bankers deposits with the RBI Other deposits with the RBI Net RBI credit to the Government RBI credit to the commercial sector RBIs claims on banks RBIs net is foreign assets Govemments currency liabilities to the public - RBIs net non-monetary liabilities. M1Currency with the public Demand deposits with the banking system Other deposits with the RBI M2M1 Savings deposits of ofce savings banks. M3M1 Time deposits with the banking system Net bank credit to the Government Bank credit to the Commercial sector Net foreign assets of the banking sector Goveinments currency liabilities to the public - Net nonmonetary liabilities of the banking sector. M4M3 All deposits with post office savings banks (excluding National Savings Certificates) Note: Bhartiya Reserve Bank Note Mudran Private Limited (BRBNMPL) The Reserve Bank established BRBNMPL in February 1995 as a wholly-owned subsidiary to augment the production of bank notes in India and to enable bridging of the gap between supply and demand for bank notes in the country. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. BANKING ABBREVIATIONS PSBs: Public Sector Banks SNBCs: Schedule Non Commercial Banks SENSEX: Sensitive Index Of Stock Exchange GNP: Gross National Product KYC: Know Your Customer RTGS: Real Time Gross Settlement NEFT: National Electronic Money Transfer EFT: Electronic Fund Transfer CBS: Core Banking Solutions LIBOR: London Interbank Offered Rate MIBOR: Mumbai Interbank Offered Rate MIBID: Mumbai Interbank Bid Rate SARFAESI: Securitisation And Reconstruction Of Financial Assets And Enforcement Of Security Interest CAR: Capital Adequecy Ratio FIIs: Foreign Institutional Investments FDI: Foreign Direct Investment IPO: Initial Public Offering MICR: Magnetic Ink Character Recognition BIRD: Bankers Institute Of Rural Development IBA: Indian Bank Association BPLR: Benchmark Prime Lending Rate ICICI: Industrial Credit And Investment Corporation Of India HDFC: Housing Development Finance Corporation SWOT: Strength, Weaknesses, Opportunities And Threats SWIFT: Society For Worldwide Interbank Financial Telecommunication FERA: Foreign Exchange Regulatory Act 52 bankersadda 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44. 45. 46. 47. 48. 49. 50. 51. 52. 53. 54. 55. 56. 57. 58. 59. 60. 61. 62. 63. 64. 65. 66. 67. 68. 69. 70. 71. 72. 73. 74. 75. 76. 77. 78. 79. 80. sscadda FEMA: Foreign Exchange Management Act CASA: Current And Saving Account NDTL: Net Demand And Time Liabilities NASDAQ: National Association For Securities Dealers Automated Quotations CRISIL: Credit Rating And Investment Services India Limited CIBIL: Credit Information Bureau Of India Limited NAV: Net Asset Value ICRA: Indian Credit Rating Agency CARE: Credit Analysis And Research Limited WMAs: Ways And Means Advances ALM: Asset Liability Management INFINET Indian Financial Network OLTAS - On-line Tax Accounting System (OLTAS) for Direct Taxes TIN - Tax Information Network (TIN) IMPS - Interbank Mobile Payment Service (IMPS) or Immediate Payment Service CDR - Corporate Debt Restructuring CAD - Capital Account Deficit REITs: Real Estate Investment Trusts InvITs: Infrastructure Investment Trusts ALM - Asset Liability Management ASBA: Application Supported by Blocked Amount PIN: Personal Identification Number CCEA Cabinet Committee on Economic Affairs CECA - Comprehensive Economic Cooperation Agreement CEPA Comprehensive Economic Partnership Agreemeny DTAA Double Taxation Avoidance Agreement ECBs - External Commercial Borrowings EFSF European Financial Stability Facility FINO - Financial Inclusion Network Operation FIPB Foreign Investment Promotion board FSLRC Financial Sector Legislative Reforms Commission CRAR: Capital to Risk-weighted Assets Ratio LCR: Liquidity Coverage Ratio TARC - Tax Administration Reform Commission GIRO - Government Internal Revenue Order FRBMA: Fiscal Responsibility and Budget Management Act AMFI - Association of Mutual Fund in India. TIEA Tax Information exchange Agreement GAAR - General anti avoidance rule GSLV - Geo-Synchronous Launch Vehicle PPP Public Private Partnership amp Purchasing Power parity PSLV Polar Satellite Launch vehicle TAPI - Turkmenistan-Afghanistan-Pakistan-India. QFI - Qualified Foreign Investors AD-Authorized Dealer. ASSOCHAM-Associated Chambers of Commerce and Industry of India. BCSBI-Banking Codes and Standards Board of India. BIS-Bank for International Settlements. CDS-Credit Default Swap. CEPA-Comprehensive Economic Partnership Management. FIMMDA-Fixed Income Money MARKETS and Derivatives Association. FPI-Foreign Portfolio Investment. IBRD-International Bank For Reconstruction And Development. UIDAI-Unique Identification Development Authority of India. careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 MUTUAL FUNDS: Mutual funds are investment avenues that pool the money of several investors to invest in financial instruments such as stocks, debentures etc. The profit earned on the investments is distributed among the investors on the basis of the units held by each of them. Due to a large pool of investors, the individual risk is spread. So individually you take on low risk. The mutual funds in India are governed by Association of Mutual Funds in India, the umbrella body for mutual funds, which is in turn governed by the Securities and Exchange Board of India. A diagrammatic representation to understand the Cycle: 3) 4) 5) 6) 7) IMPORTANT BANKING TERMS Moral Suasion:-Moral Suasion is just as a request by the RBI to the commercial banks to take so and so action and measures in so and so trend of the economy. RBI may request commercial banks not to give loans for unproductive purpose which does not add to economic growth but increases inflation. Bouncing of a cheque: Where an account does not have sufficient balance to honour the cheque issued by the customer, the cheque is returned by the bank with the reason quotfunds insufficientquot or quotExceeds arrangementquot. This is known as Bouncing of a cheque. Demat Account: The term quotdematquot, in India, refers to a dematerialised account for individual Indian citizens to trade in listed stocks or debentures. Capital Adequacy Ratio (CAR):- Capital adequacy ratio measures the amount of a banks capital expressed as a percentage of its credit exposure. Globally, the capital adequacy ratio has been developed to ensure banks can absorb a reasonable level of losses before becoming insolvent. Indian banks are expected to maintain a minimum capital adequacy ratio of 9 per cent (Rs 9 as capital for every Rs 100 in loan or asset) IMPORTANT BANKING CONCEPTS 1) What is Balance of Trade The value of a countrys exports minus the value of its imports. Unless specified as the balance of merchandise trade, it normally incorporates trade in services, including earnings (interest, dividends, etc.) on financial assets. 2) What is Balance of Payments A list of all of a countrys international transactions for a given time period, usually one year. Payments into the country (receipts) are entered as positive numbers, called credits Payments out of the country (payments) are entered as negative numbers called debits. A single numbers summarize 53 bankersadda all of a countrys international transactions: the balance of payments surplus. What is NOSTRO Account A Nostro account is maintained by an Indian Bank in the foreign countries. What is VOSTRO Account A Vostro account is maintained by a foreign bank in India with their corresponding bank. What is BCBS Basel Committee on Banking Supervision is an institution created by the Central Bank governors of the Group of Ten nations. What is LIBOR London InterBank Offered Rate. An interest rate at which banks can borrow funds, in marketable size, from other banks in the London interbank market. What is STRIPS Separate Trading for Registered Interest amp Principal Securities. 8) What do you mean by term CASA related to bank CASA stands for Current Account Savings Account. The CASA ratio shows how much deposit a bank has in the form of current and saving account deposits in the total deposit. A higher CASA ratio means better operating efficiency of the bank because on current account there is no interest payable whereas on savings account a tiny 3.5 interest is payable by the bank. CASA ratio shows how much of the deposit of the bank comes from the current and savings deposit. Note: The CORE word in CBS stands for Centralized Online Realtime Exchange. IMPORTANT CODES USED IN BANKING 1 IFSC (Indian Financial System Code): Indian Financial System Code is an alpha-numeric code that uniquely identifies a bank-branch participating in the NEFT system. This is an 11 digit code with the first 4 alpha characters representing the bank, The 5th character is 0 (zero).and the last 6 characters representing the bank branch. For ex: PNBN0014976. i. First 4 character PNBN refers to Punjab National Bank. ii. 0 is a control number. iii. last six characters (014976) represents the PNB branch kurshi Road, Lucknow. 2 MICR Magnetic ink character Recognition :MICR is 9 digit numeric code that uniquely identifies a bank branch participating in electronic clearing scheme. Used to identify the location of a bank branch. City (3) Bank (3) Branch (3) The MICR code is allotted to a bank branch is printed on the MICR band of cheques. MICR used for electronic credit system. 3 SWIFT Code. Society for Worldwide Interbank financial tele-communication India was 74th Nation to join SWIFT Network. SWIFT Code is a standard format of bank Identifier code. This code is used particularly in International transfer of money between banks. sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 A majority of FOREX related message are sent to correspondent banks abroad through SWIFT. SWIFT Code consist 8 or 11 character when code is 8 digit, It is referred to primary office 4 bank code 2 country code 2 location code 3 branch code (optional) Headquarters of NATIONALIZED/PSBs BANKS Allahabad Bank-Kolkata Bank of India - Mumbai Bank of Maharashtra - Pune Canara Bank - Bangalore Central Bank of India - Mumbai Corporation Bank - Mangalore Dena Bank - Mumbai Indian Bank - Chennai Indian Overseas Bank - Chennai Oriental Bank of Commerce - Gurgaon Punjab National Bank - New Delhi Punjab amp Sind Bank - New Delhi State Bank of India - Mumbai Syndicate Bank - Manipal UCO - Bank Kolkata Union Bank of India - Mumbai United Bank of India - Kolkata Vijaya Bank - Bangalore Andhra Bank - Hyderabad Bank of Baroda - Vadodra BMB: New Delhi BANKS TAGLINES State Bank of India (Group) tagline :- Pure banking nothing else With you all the way The Nation banks on us: A Bank to the common man A banker to every Indian. IDBI Bank tagline :- Banking for All Aao Sochein Bada. Bank of Baroda Slogan : Indias international bank. United Bank of India :- The Bank that begins with U. Punjab National Bank tagline :- A Name you can Bank Upon Allahabad Bank tagline :- A tradition of trust. Yes Bank tagline:- Experience our expertise. Axis Bank tagline :-Badhti ka nam zindagi. Citi Bank tagline :- Lets get it done. Standard Chartered Bank Slogan - Your Right Partner. Andhra Bank tagline :- Where India Banks Bank of India Slogan :- Relationships beyond banking. Bank of Maharashtra :- One family one bank. Canara Bank Slogan :- Together We Can Its easy to change for those who you love Central Bank of India Slogan :- Build A Better Life Around Us Central to you since 1911. Corporation Bank tagline:- Prosperity for All. Dena Bank tagline :- Trusted Family Bank. Andhra Bank tagline:- Much more to do With You in focus. Allahabad Bank tagline :- A tradition of trust DBS Bank tagline :- Living, Breathing Asia American Express Bank Slogan :- Do more Indian Bank tagline :- Your tech friendly bank. HSBC Bank tagline - The Worlds local bank. 54 bankersadda sscadda HDFC Bank tagline:- We Understand Your World. Indian Bank tagline :- Taking Banking Technology to Common Man Your Tech-friendly bank. Royal Bank of Scotland :- Make it happen. JPMorgan Chase Bank slogan :- The right relationship is everything Indian Overseas Bank tagline :- Good people to grow with. ICICI Bank tagline :- Khayaal Apka Hum hai na. Federal Bank tagline :- Your Perfect Banking Partner. Oriental Bank of Commerce (OBC) :- Where every individual is committed. Syndicate Bank tagline :- Your faithful amp friendly financial partner UCO Bank tagline :- Honours Your Trust. Bhartiya Mahila Bank tagline :- Empowering Women. BNP Paribas tagline :- The bank for a changing world. Barclays Bank :- Fluent in finance. South Indian Bank :- Experience Next Generation Banking Union Bank of India tagline :- Good People to Bank with. The Economic Times :- Knowledge is Power Deutsche Bank - A passion to perform Vijaya Bank tagline:- A Friend You can Bank Upon. J amp K Bank tagline:- Serving to Empower. Karur Vysya Bank :- Smart way to Bank. Punjab and Sindh Bank Slogan :- Where series is a way of life Scotia Bank :- Youre richer than you think. Syndicate Bank tagline :- Your Faithful And Friendly Financial Partner Lakshmi Vilas Bank :- The Changing Face of Prosperity. Induslnd Bank tagline - We Care. Dil Se We Make You Feel Richer. SBI Associate Banks Taglines, Slogans, Punchlines. State Bank of Mysore tagline :- Working for a better tomorrow. State Bank of Patiala :- Blending Modernity with Tradition. State Bank of Travancore :- A Long Tradition of Trust. State Bank of Hyderabad :- You can always bank on us. Private Banks Taglines: Dhanalakshmi Bank :- Tann. Mann. Dhan. Centurion Bank of Punjab :- To rejoice working, join us City Union Bank :- Trust and Excellence since 1904 Catholic Syrian Bank :- Support All the way. ING Vysya Bank :- Jiyo easy Other Banks: Jammu amp Kashmir Bank:- Serving to Empower Karnataka Bank:- Your family bank across India Kotak Mahindra Bank :- Lets make money simple Nainital Bank :- Banking with personal touch Saraswat Bank:- Service to the Common Man Foreign Bank Taglines:Scotia Bank:- Youre richer than you think Bank of Ceylon:- BOC-the Bank you can trust Standard Chartered Bank:- Your Right Partner BNP Paribas Bank:- The bank for a changing world Citi Bank:- The Citi never sleeps HSBC:- The worlds local bank China Trust Commercial Bank:- We Are Family careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 JPMorgan Chase Bank:- The right relationship is everything ABN-AMRO Bank :- Making More Possible Abu Dhabi Commercial Bank:- Our Vision. Your Future. Deutsche Bank :- A passion to perform. FINANCIAL REGULATORS Chit Funds Respective State Governments Insurance companies IRDA Housing Finance Companies NHB Venture Capital Fund / SEBI Merchant Banking companies SEBI Stock broking companies SEBI Nidhi Companies Ministry of corporate affairs, Government of India TYPES OF BANKING Para banking - When Bank provides banking services except the general banking facility. Narrow Banking - When banks invest its money in government securities instead investing in market to avoid risk. Offshore Banking - Bank which accept currency of all countries. Green banking - Promoting environmental-friendly practices and reducing your carbon footprint from your banking activities. Retail Banking - Retail banking refers to the division of a bank that deals directly with retail customers. Also known as consumer banking or personal banking, retail banking is the visible face of banking to the general public. Wholesale banking-Wholesale banking is the provision of services by banks to organisations such as Mortgage Brokers, large corporate clients, mid-sized companies, real estate developers and investors, international trade finance businesses, institutional customers (such as pension funds and government entities/agencies), and services offered to other banks or other financial institutions. Universal Banking R H Khan committee and recommended the concept of Universal Banking. Universal banking means allowing Fls amp banks to undertake all types of banking or development financing activity, subject to compliance of statutory and other requirements of RBI, Govt. and related legal Acts. Activities in Universal Banking: These activities include accepting deposits, granting loans, investing in securities, credit cards, project finance, remittances, payment systems, project counseling, merchant banking, foreign exchange operations, insurance etc. Islamic Banking: An Islamic bank is a deposit-taking banking institution whose scope of activities excluding borrowing and lending on the basis of interest. FINANCIAL INSTITUTIONS National Bank for Agriculture and Rural Development (NABARD). 55 bankersadda Established on 12th July 1982 on the recommendation of CRAFICARD committee (also called as Sivaraman Comittee) For Agricultural finance, NABARD is the apex organization. Chairman. Dr. Harsha Kumar Bhanwala Head Quarters. Mumbai Rural Infrastructure Development Fund (RIDF) is operated by NABARD, instead in April 1995. NABARD is the quotMicro-Finance Regulatory Authorityquot Small Industries Development Bank of India (SIDBI) Small Industries Development Bank of India (SIDBI in short) was established in the year 1990 (Date. 2nd April 1990) under the Small Industries Development Bank of India Act 1989 as a subsidiary of Industrial Development Bank of India. Chairman - Dr. Kshatrapati Shivaji Head Quarters. Lucknow Securities and Exchange Board of India (SEBI) It is the regulator for the securities market in India. SEBI was initially established as a non statutory body in April 1988, to regulate the working of stock exchange. Later it was given a statutory status on April 1992 via SEBI Act, 1992 with the following objectives. Chairman - UK Sinha Head Quarters. Mumbai REGIONAL RURAL BANK (RRB): Regional Rural Bank Were Set Up By An Ordinance In 1975, Later Replaced By Rrbs Act, 1976 As Pre Banking Commission Recommendation In 1975. Father Of Rrb Is M. Swaminathan. The Govt. Of India Had Appointed A Working Group On Rural Banks Under The Chairmanship Of Mr. M. Narasimham In 1975. First Rrbs Were Set Up On 2nd Oct. Share Holder Contribution In : Government Of India 50 Sponsor Bank 35 State Government 15 Total 100. EXIM BANK: The Export-Import (EXIM) Bank of India is the principal financial institution in India for coordinating the working of institutions engaged in financing export and import trade. It is a statutory corporation wholly owned by the Government of India. It was established on January 1, 1982 for the purpose of financing, facilitating and promoting foreign trade of India. Chairman - Yaduvendra Mathur Head Quarters. Mumbai NATIONAL HOUSING BANK(NHB): The National Housing Bank (NHB), the apex institution of housing finance in India, was set up as wholly owned subsidiary of the Reserve Bank of India. The bank started its operations from July 1988. NHB is a subsidiary bank of Reserve Bank of India. National Housing Bank was established under section 6 of National Housing Bank Act(1987). The headquarters of NHB is in New Delhi. Chairman: Shri Sriram Kalyanaraman ECGC sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Export Credit Guarantee Corporation of India. This organisation provides risk as well as insurance cover to the Indian exporters. Chairman - Geetha Muralidhar Head Quarters. Mumbai A brief on Financial Terms 1. Asset-Liability Management ALM implemented in India wef 1.4.1999 is a comprehensive and dynamic framework for measuring, monitoring and managing the market risk of a bank. It is the management of structure of balance sheet (liabilities and assets) to maximize net earning from interest within overall risk-preference (present and future) of the bank. 2. Cross Selling Cross-selling stands for offering to the existing and new customers, some additional banking products, with a view to expand banking business, reduce the per customer cost of operations and provide more satisfaction and value to the customer. 3. Credit Card Business Issue of cards (a) Banks having net worth of Rs. 100 cr or above only can undertake the credit card business. (b) RBI permission is not required to undertake credit card issue business. LIQUIDITY ADJUSTMENT FACILITY Liquidity Adjustment Facility (LAF) was introduced by RBI during June, 2000 in phases, to ensure smooth transition and keeping pace with technological upgradation. Tenor: Reverse Repo auctions (for absorption of liquidity) and Repo auctions (for injection of liquidity) are conducted on a daily basis (except Saturdays). Cap: 0.25 of NDTL w. e.f. 01.04.14. Marginal Standing Facility (MSF) MSF was introduced w. e.f. May 09, 2011, by RBI. Eligibility: Scheduled Commercial Banks having Current Account and SGL Account with RBI. Tenor amp Amount. It can be availed up to 2 of NDTL at the end of 2nd preceding fortnight. It is for one day. ASSET SECURITISATION Securitisation of assets is an additional channel for recycling of funds by business entities including banks. Securitisation is process through which the future receivables (say rent, installment of a term loan due in future) of an organization (say bank), are converted into debt instruments (such as bonds with a fixed rate of return) and then sold. BANKING CODES amp STANDARDS BOARD OF INDIA Based on the recommendations of Committee on Procedures and Performance Audit on Public Services (Tarapore Committee), Banking Codes and Standards Board of India (BCSBI) was set up on the lines of a similar set up in UK to oversee the Fair Practice Code evolved by the Bankers. Members: The Board was set up as a Society, under the Societies Registration Act, 1860. Commercial banks, RRBs and Urban Coop Banks are its members. RBI was funding the entire cost of operations of the Board for the initial 5 years. A Governing council of the BCSBI looks after its financial affairs and managerial policies. The tenure of the Council is 5 years and the appointment of the Council after 5 years would be with the concurrence of the RBI. FINANCIAL SECTOR SCHEMES KISAN VIKAS PATRA KPV are regulated by KVP Rules 2014, Scheme is available through Post Offices and those banks that are authorized to operate PPF scheme. Denomination: Rs.1000, Rs.5000, Rs.10000 and Rs.50000 Types of certificates: Category Single, Joint A-Type and Joint BType (E/S). Maturity period: 8 years 4 months. Rate of interest: Rs.1000 becomes double during the maturity period. 1. Nomination facility, 2. pledge for loan facility and 3. pre-mature payment after 2 years and 6 months subject to certain conditions, is eligible. CLEARING CORPORATION OF INDIA Clearing Corporation of India Limited (CCIL) was incorporated on 30th of April, 2001, as the countrys first clearing house for the Govt. securities, forex and other related market segments. It commenced operations from Feb 15, 2002. It provides a system for efficient clearing of money, government securities and foreign exchange market transactions. Collateralised Borrowing And Lending Obligation (CBLO) CBLO, an RBI approved money market instrument, is developed by CCIL for the benefit of the entities phased out from interbank call money market or given restricted participation in terms of ceiling on call borrowing and lending transactions and who do not have access to the call money market. It is a discounted instrument available in electronic book entry form for the maturity period ranging from 7 days to 90 Days (can be up to one year as per RBI guidelines). 56 bankersadda sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 STATIC AWARENESS CAPSULE IMPORTANT PEAKS Mt Everest (or Sagarmatha 8848 m (in Nepal) or Chomo Langma) Mt Kanchenjunqa 8598 m (in India) Mt Makalu 8481 m (in Nepal) Mt Dhaulaqiri 81 72 m (in Nepal) Mt Cho Oyu 8153m (in Nepal) Mt Nanga Parbat 8126m (in India) Mt Annapurna 8078 m (in Nepal) Mt Nanda Devi 7817 m (in India) Major Mountain Ranges of the World Andes :South America Himalayas :Karakoram :Hindukush :South Central Asia Rockies :North America Great Dividing Range :East Australia Western Ghats :Western India. Caucasus Europe :Asia Alaska :USA Alps :Europe Apennines :Europe Ural :Asia Pennines :Europe Pyrenees :Europe. Appalachian :North America Atlas. Africa Kilimancharo. Africa Appalechian. America Ural :Europe Alps :Europe Karpathyan :Europe Mount Eribus. Antartica Roob Asavali: Asia Attakkama: South America Sahara: Africa Kalahari: Africa Nameeb: Nameebia Great Sandy: Australia Great Victoria: Australia Thakkala Makkan: China Sahel: China Thar: India Important Lakes Superior: North America Ladol: Europe Caspian: Asia Victoria: Africa Ayar: Australia Marakkoiba: South America Vozthok: Antartica Azad: Syria Nazar: Egypt Land of ten thousand lakes: Minazotta Land of thousand lakes: Finland Oldest lake, Deepest lake: Baikkal (Russia) Largest Island Lake: Manitollin Largest freshwater lake: Superior Largest salt water lake: Caspian sea Largest artificial lake: Volta (Ghana) The 12 Major Ports are: Port State Kolkata West Bengal Paradip Orissa Vishakhapatnam Andhra Pradesh Chennai Tamil Nadu Ennore Tamil Nadu Tuticorin Tamil Nadu Cochin Kerala New Mangalore Karnataka Mormugao Goa Jawaharlal Nehru Maharashtra Mumbai Maharashtra Kandla Gujarat Important volcanoes Vezuvias. Italy Etna. Italy Stromboli :Italy Barren. India (Andaman Nicobar) Kilimancharo. Tanzania Krakathove. Indonesia Pina thubo. Philippense Most of the volcanoes found near Pacific Ocean Ring of fire. Pacific Lighthouse of the Pacific. Ezalko Lighthouse of the Mediteranian. Stromboli Stock Exchanges around the World New York Stock Exchange (NYSE): HQ in New York City NASDAQ OMX. HQ in New York City. Tokyo Stock Exchange. HQ in Tokyo London Stock Exchange. HQ in London. Shanghai Stock Exchange. HQ in Shanghai. Hong Kong Stock Exchange. HQ in Hong Kong. Toronto Stock Exchange. HQ in Toronto. BMampF Bovespa. HQ in Sao Paul Australian Securities Exchange. HQ in Sydney Deutsche Brse. HQ in Frankfurt. DESERTS Fozil desert. Kalahari Little Sahara. Australia Death desert. Thakkala Makkan Painted desert. North America Coldest desert. Gobi Warmest desert. Sahara Driest desert. Attakkama Great Indian desert. Thar 57 bankersadda sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Taiwan Stock Exchange HQ in the city of Taipei JSE Limited HQ in Johannesburg, South Africa. American Stock Exchange (AMEX) HQ in New York, USA Borsa Italia HQ in Milan, Italy London International Financial Futures and Options Exchange (LIFFE) HQ in London, Great Britain Montreal Exchange (MSE) HQ in Montreal, Canada Nordic :Baltic market (OMX) HQ in Stockholm, Sweden Bolsa de Madrid (Madrid Stock Exchange) HQ in Madrid, Spain Afghanistan Stock Exchange HQ in Kabul Chittagong Stock Exchange HQ in Chittagong Royal Securities Exchange of Bhutan HQ inThimphu Maldives Stock Exchange HQ in Mal Nepal Stock Exchange HQ in Kathmandu Sialkot Stock Exchange HQ in Sialkot Colombo Stock Exchange HQ in Colombo Ramanathaswamy (Rameshwaram) Temple. Tamil Nadu Vaishno Devi Mandir: JampK, near Katra. Siddhivinayak Temple: Prabha Devi, Mumbai Gangotri Temple: Uttarkashi district of Uttarakhand Golden Temple or Sri Harmandir Sahib: Amritsar Kashi Vishwanath Temple: Varanasi (Uttar Pradesh) Lord Jagannath Temple: Puri (Orissa) Yamunotri Temple: Uttarkashi district of Uttarakhand Meenakshi Temple: Madurai (Tamil Nadu) Amarnath Cave Temple: State of JampK Lingaraja Temple: Orissa Tirupati Balaji: Tirumala (Andhra Pradesh) Kanchipuram Temples: Tamil Nadu Khajuraho Temple: Madhya Pradesh Virupaksha Temple: Hampi, Bellary, Karnataka Akshardham Temple: Delhi Shri Digambar Jain Lal Mandir: Oldest Jain temple in Delhi Gomateshwara Temple: Shravanabelagola town of Karnataka Ranakpur Temple: Pali district of Rajasthan Shirdi Sai Baba Temple: Shirdi town of Maharashtra Sree Padmanabhaswamy Temple. Thiruvananthapuram, the capital city of Kerala Dwarkadhish Temple: Dwarka city (Gujarat) Laxminarayan Temple: In Delhi Famous Temples in India Badrinath Temple: Chamoli district, Uttarakhand The Konark Sun Temple: Puri district of Odisha Brihadeeswara Temple: Thanjavur city of Tamil Nadu Somnath Temple: Prabhas Kshetra in Saurashtra (Gujarat) Kedarnath Temple: Garhwal area (Uttarakhand) Sanchi Stupa: Raisen district of Madhya Pradesh IMPORTANT AIRPORTS IN INDIA City Airport 58 State/UT Kempegowda International Airport Netaji Subhash Chandra Bose International Airport Rajiv Gandhi International Airport Sardar Vallabhbhai Patel International Airport Chaudhary Charan Singh International Airport Lokpriya Gopinath Bordoloi International Airport Srinagar Airport Biju Patnaik International Airport Visakhapatnam Airport Devi Ahilyabai Holkar Airport Dr. Babasaheb Ambedkar International Airport Lok Nayak Jayaprakash Airport Sri Guru Ram Dass Jee International Airport Bangalore Kolkata Hyderabad Ahmedabad Lucknow Guwahati Srinagar Bhubaneswar Visakhapatnam Indore Nagpur Patna Amritsar Karnataka West Bengal Telangana Gujarat Uttar Pradesh Assam JampK Odisha Andhra Pradesh Madhya Pradesh Maharashtra Bihar Punjab Swami Vivekananda Airport Bagdogra Airport Veer Savarkar International Airport Birsa Munda Airport Maharana Pratap Airport Raipur Bagdogra Port Blair Ranchi Udaipur Chhattisgarh West Bengal andaman and Nicobar Islands Jharkhand Rajasthan Raja Bhoj International Airport Bhopal Madhya Pradesh Jolly Grant Airport Rajahmundry Airport Silchar Airport Lengpui Airport Zaruki International Airport Daporijo Airport Tezu Airport Dehradun Rajahmundry Silchar Aizwal Shillong Daporijo Tezu Uttrakhand Andhra Pradesh Assam Mizoram Meghalaya Arunachal Pradesh Arunachal Pradesh Kandla Airport Sonari Airport Kandla Jamshedpur Gujarat Jharkhand bankersadda sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Ranchi Agatti Birsa Munda Airport Agatti Aerodrome Jharkhand Lakshadweep IMPORTANT AWARDS Some Important Awards in the India International Gandhi Peace Prize: For contributions towards social, economic and political transformation through non-violence and other Gandhian methods. Bharat Ratna: It is the premier civilian award, to serve the nation. Padma Vibhushan: Ranking wise the second award is the Padma Vibhushan in the Indian Republic. It awarded people from various fields including Govt. service to distinguish extraordinary service for the country. Padma Bhushan: The Padma Bhushan is the highest civilian award third in rank in the Indian Republic. Padma Shri: It is awarded to citizens of India for their distinguished contribution in several fields including Education, Literature, Arts, Science, Industry, Social Service, Medicine, Sports and Public Affairs. Dronacharya Award: For brilliance in sports coaching. Dhyan Chand Award: Highest lifetime achievement award in sports and games in India Rajiv Gandhi Khel Ratna: Highest honor given for accomplishment in sports. Literary Awards Jnanpith Award Vyas Samman: For literary in the Hindi language. Saraswati Samman: For outstanding prose or poetry literary works in any Indian language listed in Schedule VIII of the Constitution of India. PARAM VIR CHAKRA. Highest decoration Awarded for the most conspicuous bravery or some daring or prominent act of valour or self-sacrifice in the presence of the enemy on land, sea or air. MAHA VIR CHAKRA. Second highest decoration. It is awarded for acts of conspicuous gallantry in the presence of the enemy, whether on land, at sea or in the air. VIR CHAKRA. It is the third in the order of awards for acts of gallantry in the face of the enemy on land, sea or air. ASHOK CHAKRA: Awarded for the most conspicuous bravery or some daring act of valour or self-sacrifice on land, at sea or in the air. Some Important Awards in the World Awards and Honours Field Prize Film (From 1929) Academy (Oscar) Awards Music (From 1958) Grammy Award Govt. (Public) Service, Social Ramon Magasaysay Service, Journalism, Literature, Award Communication and International Understanding (From 1957) Agriculture (From 1992) Bourlog Award 59 bankersadda sscadda Dada Saheb Phalke Award Shankar Award Kabir Samman Film Indian Philosophy, Culture and Art Socio communal Harmony List of Important Awards and its Related Fields Awards Grammy Pulitzer Arjun Bowelay Kalinga Dhanwantri Bhatnagar Nobel Prize Abel Merlin Man Booker Vachspati Samman Related Fields Music Journalism and Literature Sports Agriculture Science Medical Science Science Peace, Literature, Economics, Physics, Chemistry, Medical Science Maths Magic Literature Sanskrit Literature BOUNDARY LINES Durand Line is the line demarcating the boundaries of Afghanistan and Pakistan. It was drawn up in 1896 by Sir Mortimer Durand. Hindenburg Line is the boundary dividing Germany and Poland. The Germans retreated to this line in 1917 during World War I. Mason-dixon Line is a line of demarcation between four states in the United States. Marginal Line was the 320 km line of fortification built by France along its border with Germany before World War II, to protect its boundary from German attack. Mannerheim Line is the line of fortification on the RussiaFinland border. Drawn up by General Mannerheim. Macmahon Line was drawn up by Sir. Henry MacMahon, demarcating the frontier of India and China. China did not recognize the MacMahon line and crossed it in 1962. Medicine Line is the border between Canada and the United States. Order-neisse Line is the border between Poland and Germany, running along the Order and Beisse rivers, adopted at the poland Conference (August 1945) after Radcliffe Line was drawn up by Sir Cyril Radcliffe, demarcating the boundary between India and Pakistan. Siegfried Line is the line of fortification drawn up by Germany on its border with France. 17th Parallel defined the boundary between North Vietnam and South Vietnam before the two were united. 24th Parallel is the line which Pakistan claims for demarcation between India and Pakistan. This, however, is not recognized by India. careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 26th Parallel south is a circle of latitude which croses through Africa, Australia and South America. 30TH PARALLEL north is a line of latitude that Stands onethird of the way between the equator and the North Pole. 33rd Parallel north is a circle of latitude which cuts through the southeren United States, parts of North Africa, parts of the Middle East, and China. 35th Parallel north forms the boundary between the State of North Carolina and the State of Georgia and the boundary between the State of Tennessee arid the State of Georgia the State of Alabama, and the State of Mississippi. 36030 Parallel north forms the boundary between the Tennessee and Commonwealth of Kentucky between the Tennessee River and the Mississippi River, the boundary between Missiouri and Arkansas west of the White River, and the northernmost boundary between the Texas and the Oklahoma. 37th Parallel north formed the southern boundary of the historic and extralegal Territory of Jefferson. 38th Parallel is the parallel of latitude which separates North Korea and South Korea. 39th Parallel north is an imaginary circle of latitude that is 39 degrees north of the Earths equatorial plane. 40th Parallel north formed the original northern boundary of the British Colony of Maryland. 41th Parallel north forms the northern boundary of the State of Colorado with Nebraska and Wyoming and the southern boundary of the State of Wyoming with Colorado and Utah. 42nd Parallel north forms most of the New York Pennsylania Border. 43rd Parallel north forms most of the boundary between the State of Nebraska and the State of South Dakota and also formed the northern border of the historic and extralegal Territory of Jefferson. The Parallel 440 north is an imaginary circle of latitude that is 44 degrees north of the Earths equatorial plane. 45th Parallel north is often called the halfway point between the Equator and the North Pole. The 45th parallel makes up most of the boundary between Montana and Wyoming. 45th parallel of south latitude is the east-west line that marks the theoretical halfway point between the equator and the South Pole. 49th Parallel is the boundary between USA and Canada IMPORTANT DAMS IN INDIA Ranjit Sagar Dam Ravi Punjab Baglihar Dam CHENAB JampK Pong Dam Beas Himachal Pradesh Nagarjuna Sagar Dam Salal (Rockfill and Concrete ) Dam Supa Dam Krishna Telangana Chenab JampK Kali Nadi Karnataka Koteshwar Dam Bhagirathi Uttarakhand Rihand Dam Rihand Uttar Pradesh Indira Sagar (NHDC) Dam Pillur Dam Narmada Madhya Pradesh Bhavani Tamil Nadu Madupetty (Eb) Dam Palar Kerala Parbati II Dam Parbati Himachal Pradesh Chakra Dam Ukai Dam Chakra Tapi Karnataka Gujarat CLASSICAL DANCES and FOLK DANCES IN INDIA Indian Classical Dances Bharatnatyam: Popular in South Indian states of Tamil Nadu and Karnataka Kathak: North India Kathakali: Kathakali is the classical dance form of Kerala. Kuchipudi: Kuchipudi is one of the classical dance forms of the South India. Kuchipudi derives its name from the Kuchipudi village of Andhra Pradesh. Manipuri: Manipuri is one of the six major classical dances of India. Manipuri dance is indigenous to Manipur, the North eastern state of India. Mohiniattam: Mohiniattam is a classical dance form of Kerala. Odissi:Odissi is one of the famous classical Indian dances from Orissa state. Folk Dances of India Folk dances are performed for every possible occasion, to celebrate the arrival of seasons, birth of a child, a wedding and festivals. Gaur dance: Folk dance of Madhya Pradesh dances Chhau. Folk dance of Bihar Bihu: Folk dance of Assam Dumhal: Popular dance of Kashmir Padayani: One of the most colorful and popular dances of Southern Kerala. Dollu Kunitha: Popular drum dance of Karnataka state. Dandiya: Popular folk dance of Gujarat. Dam River State Tehri Dam Bhagirathi Uttarakhand Lakhwar Dam Yamuna Uttarakhand Idukki (Eb)/Idukki Arch Dam Periyar Kerala Bhakra Dam Satluj Himachal Pradesh Pakal Dul Dam Marusudar JampK Sardar Sarover Gujarat Dam Srisailam (N. S.R. S.P) Dam Narmada Gujarat Krishna Telangana Dance form Gaudiya Nritya sscadda 60 bankersadda The classical dance forms recognised by the Sangeet Natak Akademi and the Ministry of Culture are as represented below: careerpower. in State(s) of origin West Bengal careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Kathak Kathakali Sattriya Ghoomar Thang Ta Northern India (Uttar Pradesh) Kerala Assam Rajasthan Manipur Folk dances in India July 4 July (first Saturday in July) International Day of Cooperatives 11 July World Population Day 15 July World Youth Skills Day 18 July Nelson Mandela International Day 28 July World Hepatitis Day 30 July World Day against Trafficking in Persons 1 October National Voluntary Blood Donation Day 2 October International Day of NonViolence 5 October World Teachers Day 5 October World Habitat Day 8 October Air Force Day 9 October World Post Day 10 October World Mental Health Day 10 October National Post Day 16 October World Food Day 17 October International Day for the Eradication of Poverty 20 October World Statistics Day 24 October UN Day 31 October Anti - Terrorism Day bankersadda IMPORTANT DAYS August 12 August International Youth Day 19 August World Humanitarian Day 20 August Rajiv Gandhis Birth Anniversary (Sadhbhavana Diwas) 29 August International Day against Nuclear Tests 30 August International Day of the Victims of Enforced Disappearances 14 November World Diabetes Day 16 November International Day for Tolerance 19 November National Integration Day (Indira Gandhis Birthday) 19 November World Philosophy Day 20 November Universal Childrens Day 20 November National Child Rights Day 21 November World Television Day 26 November Constitution Day Other Important Days: 12th January - National Youth day (Birthday of Vivekananda). 15th January - Army day. 24th Jan - National Girl Child Day. 25th January - National tourism day/ Voters day 30th January - National Martyrs day and World anti Leprosy Day 61 Gair: This is a dance of Rajasthan. It is performed by groups of dancers moving in and out with an almost military precision. Garba: This is a folk dance from Gujarat. It is traditionally danced at marriages and during the time of Navaratri. Gatka: A folk dance utilising swords, daggers, or sticks performed in the Punjab Karagam: This is a folk dance of Tamil Nadu. It is played with a pot balanced on the head. Raas: This is a folk dance from Gujarat. It is traditionally danced at marriages and during the time of Navaratri. Dumhal: A folk dance of Kashmir. Odissi: Folk dance performed in Orissa. Chau: A popular dance performed in Orissa, bihar and west Bengal Bathukamma: A folk dance of Andhra Pradesh. Changu: The changu dance is a folk dance found in Odissa and Andhra Pradesh. Dhaman: 1) A folk dance of Punjab. 2) A folk dance of Andhra Pradesh sscadda September 8 September International Literacy Day 14 September Hindi Divas 15 September International Day of Democracy 16 September International Day for the Preservation of the Ozone Layer 21 September International Day of Peace 25 September World Maritime Day 27 September World Tourism Day 1 December World AIDS Day 2 December National Pollution Control Day 4 December Naval Day 3 December National Conservation Day 5 December World Soil Day 7 December International Civil Aviation Day 9 December International AntiCorruption Day 10 December Human Rights Day 14 December National Energy Conservation Day 18 December International Migrants Day 20 December International Human Solidarity Day 24 Dec - National Consumers Rights Day 4th Feb - World Cancer Day. 28th Feb - National science day 8th March - International women day 9th March - World Kidney day 15th March - World Consumer rights day. 20th March - World Sparrow Day and International Happiness Day. 21st March - World Forestry day 22nd March - World water day careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 23rd March - World Meteorological day 24th March - World T. B. day 2 April - World Autism Awareness Day 7th April - World Health day 21st April - Civil service day 22nd April - World Earth day 24th April - Panchayat Divas 1st May - International Labour day COUNTRY and CURRENCY Name Algeria Angola Cameroon Egypt Ethiopia Gambia Ghana Kenya Liberia Libya Madagascar Mali Mauritius Morocco Mozambique African Countries Capital Algiers Luanda Yaound Cairo Addis Ababa Banjul Accra Nairobi Monrovia Tripoli Antananarivo Bamako Port Louis Rabat Maputo Namibia Nigeria Rwanda Seychelles Sierra Leone Somalia South Africa South Sudan Windhoek Abuja Kigali Victoria Freetown Mogadishu Cape Town Juba Sudan Tanzania Khartoum Dodoma (official) Tunis Kampala Lusaka Harare Tunisia Uganda Zambia Zimbabwe Name Afghanistan Bahrain Bangladesh Bhutan Cambodia China 62 Asian Countries Capital Kabul Manama Dhaka Thimphu Phnom Penh Beijing bankersadda Currency Dinar Kwanza CFA franc Egyptian pound Birr Gambian dalasi Ghana cedi Kenyan shilling Liberian dollar Dinar Malagasy ariary CFA franc Mauritian rupee Moroccan dirham Mozambican metical Namibian dollar Naira Rwandan franc Seychellois rupee Leone Somali shilling South African rand South Sudanese pound Sudanese pound Tanzanian shilling Tunisian dinar Ugandan shilling Zambian kwacha US dollar Currency Afghani Bahraini dinar Taka Bhutanese ngultrum Riel Renminbi (yuan) sscadda Cyprus Europe Georgia Europe Indonesia Iran Iraq Israel Japan Kazakhstan Kyrgyzstan Laos Lebanon Malaysia Maldives Mongolia Myanmar (Burma) Nepal North Korea Oman Pakistan Philippines Qatar Saudi Arabia South Korea Sri Lanka Syria Taiwan Tajikistan Thailand Turkey Europe Turkmenistan United Arab Emirates Uzbekistan Nicosia Euro Tbilisi Lari Jakarta Tehran Baghdad Jerusalem Tokyo Astana Bishkek Vientiane Beirut Kuala Lumpur (official) Mal Ulaanbaatar Naypyidaw Rupiah Rial Iraqi dinar New Shekel Yen Tenge Som Kip Lebanese pound Ringgit Kathmandu Pyongyang Muscat Islamabad Manila Doha Riyadh Seoul Sri Jayawardenepur a-Kotte Damascus Taipei Dushanbe Bangkok Ankara Maldivian rufiyaa Tgrg Kyat Nepalese rupee North Korean won Rial Pakistani Rupee Philippine Peso Riyal Saudi riyal South Korean won Sri Lankan rupee Syrian pound New Taiwan dollar Somoni Baht Turkish lira Ashgabat Abu Dhabi Turkmen new manat UAE dirham Tashkent Uzbekistan som European Countries Name Albania Austria Belarus Belgium Bulgaria Croatia Czech Republic Denmark Finland France Germany Capital Tirana Vienna Minsk Brussels Sofia Zagreb Prague Copenhagen Helsinki Paris Berlin careerpower. in Currency Lek Euro Belarusian ruble Euro Lev Kuna Czech koruna Danish kronea Euro CFP franc Euro careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Greece Hungary Iceland Ireland Italy Latvia Lithuania Luxembourg Malta Monaco Netherlands Norway Poland Portugal Romania Russia Serbia Slovakia Spain Sweden Switzerland Ukraine United Kingdom Vatican City Athens Budapest Reykjavk Dublin Rome Riga Vilnius Luxembourg Valletta Monaco Amsterdam Oslo Warsaw Lisbon Bucharest Moscow Belgrade Bratislava Madrid Stockholm Bern Kiev London Euro Forint Icelandic krna Euro Euro Euro Euro Euro Euro Euro Euro Norwegian krone Zoty Euro Romanian leu Russian ruble Serbian dinar Euro Euro Swedish krona Swiss franc Ukrainian hryvnia Pound sterling Vatican City Euro Name Australia Fiji New Zealand Currency Australian dollar Fijian dollar New Zealand Dollar Best Food Festivals Around the World Ivrea Orange Festival Ivrea, Italy Maslenitsa Festival (Pancake Festival) Moscow, Russia Melbourne Food and Wine Festival Melbourne, Australia International Mango Festival New Delhi, India Maine Lobster Festival Harbor Park, Rockland, Maine, USA San Francisco Street Food Festival San Francisco, Mistura Food Festival Lima, Peru Oktoberfest Munich, Germany Baltic Herring Festival Helsinki, Finland Alba White Truffle Festival Alba, Italy Monkey Buffet Festival Lopburi Province, Thailand Chocolate Festival London, UK IMPORTANT INDIAN TOWNS ON RIVERS Allahabad Patna Varanasi Kanpur Haridwar Badrinath Agra Delhi Mathura Ferozpur Ludhiana Srinagar Lucknow Jaunpur Ayodhya Bareilly Ahmedabad Kota Jabalpur Panji Ujjain Surat Jamshedpur Dibrugarh Guwahati Kolkata Sambalpur Cuttack Srirangapatna Hyderabad Nasik Vijayvada Kurnool North American Countries Name Capital Currency Bahamas Nassau Bahamian Dollar Barbados Bridgetown Barbadian Dollar Bermuda Hamilton Bermudian Dollar Canada Ottawa Canadian Dollar Cuba Havana Cuban peso Jamaica Kingston Jamaican Dollar Mexico Mexico City Mexican peso Nicaragua Managua Nicaraguan cordoba Panama Panama City Panamanian balboa Trinidad and Port of Spain Trinidad and Tobago Tobago Dollar United States Washington, United States Dollar D. C. Name Argentina Bolivia Brazil Chile Colombia Ecuador Paraguay Peru Uruguay Venezuela Capital Canberra Suva Wellington South American Countries Capital Currency Buenos Aires Peso Sucre Boliviano Braslia Real Santiago Peso Bogot Peso Quito United States dollar Asuncin Guaran Lima Nuevo sol Montevideo Uruguayan peso Caracas Bolvar fuerte At the confluence of the Ganga and Yamuna Ganga Ganga Ganga Ganga Alaknanda Yamuna Yamuna Yamuna Satluj Satluj Jhelum Gomti Gomti Saryu Ram Ganga Sabarmati Chambal Narmada Mandavi Shipra Tapti Subarnarekha Brahmaputra Brahmaputra Hooghly Mahanadi Mahanadi Cauvery Musi Godavari Krishna Tungabhadra Other Countries 63 bankersadda sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Tiruchirapalli Simbex: Indian Navy With Republic Of Singapore Navy Ibsamar: India with Brazil and South African Navy Konkan: Indian Navy and Royal Navy Of Britain Ausindex: Indian and Australian Navy Indradhanush Or Rainbow: India-Uk Air Exercises Nomadic Elephant: Indian Army Exercises with Mongolia Ekuverin: Maldives and India Garuda Shakti: India and Indonesia Mitra Shakti: India-Sri Lanka Naseem Al-Bahr: India-Oman SLINEX: Joint exercise in Navy between India and Sri Lanka Sahyog-Kaijin - Joint exercise of Coast Guards of India and Japan Malabar: India and US Yudh Abhyas: India and US Red flag: India and US Cope: India and US Cauvery Nick Names of Important Indian Places Nick Names Golden City Manchester Of India City Of Seven Islands Queen Of Arabian Sea Space City Garden City Of India Silicon Valley Of India Electronic City Of India Pink City Gateway Of India Twin City: City Of Festivals Deccan Queen City Of Buildings Dakshin Ganga Old Ganga Egg Bowls Of Asia Soya Region Manchester Of The South City Of Nawabs Venice Of The East Sorrow Of Bengal Sorrow Of Bihar Blue Mountains Queen Of The Mountains Sacred River Hollywood Of India City Of Castles State Of Five Rivers City Of Weavers City Of Lakes Steel City Of India City Of Temples Manchester Of The North City Of Rallies Heaven Of India Boston Of India Garden Of Spices Of India Switzerland Of India Abode Of The God Pittsburg Of India City Amritsar Ahmedabad Mumbai Cochin Bangalore Bangalore Bangalore Bangalore Jaipur Mumbai Hyderabad, Secunderabad Madurai Pune Kolkata Godavari Godavari Andhra Pradesh Madhya Pradesh Coimbatore Lucknow Cochin Damodar River Kosi River Nilgiri Mussoorie (Uttarakhand) Ganga Mumbai Kolkata Punjab Panipat Srinagar Jamshedpur (Called Tatanagar) Varanasi Kanpur New Delhi JampK Ahmedabad Kerala Kashmir Prayag(Allahabad) Jamshedpur DEFENCE FORCE EXERCISE BETWEEN INDIA and WORLD Garuda: India-France HAND-HAND: India-China Indra: India-Russia Jimex: India-Japan Malbar: Us-India Shade: Naval Forces Of India, Japan and China Surya Kiran: India and Nepal Varuna: France and India 64 bankersadda sscadda Stadiums Around the World Stadiums in Australia Adelaide Oval - Adelaide Bundaberg Rum Stadium - Cairns Telstra Dome - Melbourne Manuka Oval - Canberra Marrara Cricket Ground - Darwin Melbourne Cricket Ground - Melbourne Sydney Cricket Ground - Sydney W. A.C. A. Ground - Perth Stadiums in Bangladesh Bangabandhu National Stadium - Dhaka Chittagong Stadium - Chittagong Stadiums in England Edgbaston - Birmingham Headingley - Leeds Lords - London Old Trafford - Manchester Sophia Gardens - Cardiff St Lawrence Ground - Canterbury The Brit Oval - London Trent Bridge - Nottingham Stadiums in India Barabati Stadium - Cuttack Barkatullah Khan Stadium - Jodhpur Brabourne Stadium - Mumbai Eden Gardens - Kolkata Feroz Shah Kotla - Delhi Gandhi Stadium - Jalandhar Green Park - Kanpur Indira Gandhi Stadium - Vijayawada Rajiv Gandhi Port Silver Jubilee Stadium - Visakhapatnam Jawaharlal Nehru Stadium - New Delhi Lal Bahadur Shastri Stadium - Hyderabad M. Chinnaswamy Stadium - Bangalore MA Chidambaram Stadium - Chennai Madhavrao Scindia Cricket Ground - Rajkot Moin-ul-Haq Stadium - Patna careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Sardar Vallabhai Patel Motera Stadium - Ahmedabad Sawai Mansingh Stadium - Jaipur Vidarbha CA Ground - Nagpur Wankhede Stadium Mumbai Jawaharlal Nehru Stadium: Kochi(Kerala) Dr. Bhupen Hazarika Cricket Stadium: Guwahati(Assam) Dhyan Chand National Stadium: Delhi Stadiums in New Zealand Basin Reserve-Wellington Eden Park-Auckland Jade Stadium-Christchurch John Davies Oval-Queenstown McLean Park-Napier Stadium in Sri Lanka Colombo Cricket Club Ground-Colombo Galle International Stadium-Galle P. Saravanamuttu Stadium-Colombo R. Premadasa Stadium-Colombo Sinhalese Sports Club Ground-Colombo Stadiums in West Indies Sabina Park Kingston-Jamaica Antigua Recreation Ground St Johns-Antigua Guyana Cricket Stadium Georgetown-Guyana Kensington Oval Bridgetown-Barbados Mindoo Phillip Park Castries-St Lucia Albion Sports Complex Berbice-Guyana Stadiums in Pakistan Arbab Niaz Stadium-Peshawar Ayub National Stadium-Quetta Gaddafi Stadium-Lahore Stadiums in Zimbabwe Bulawayo Athletic Club-Bulawayo Harare Sports Club-Harare Kwekwe Sports Club-Kwekwe Queens Sports Club-Bulawayo Stadiums in South Africa Kingsmead-Durban New Wanderers Stadium-Johannesburg Newlands-Cape Town St Georges Park-Port Elizabeth Centurion Super Sport Park-Pretoria Stadiums in United Arab Emirates Sheikh Zayed Stadium-Abu Dhabi Sharjah Cricket Stadium-Sharjah CMSS/GOVERNORS OF STATES IN INDIA State Andhra Pradesh Capital Amravathi Hyderabad initially CM N. Chandrababu Naidu Governor E. S. L. Narasimhan Arunachal Pradesh Itanagar Kalikho Pul Jyoti Prasad Rajkhowa Assam Bihar Chhattisgarh Delhi Goa Gujarat Dispur Patna Raipur New Delhi Panaji Gandhinagar Sarbananda Sonowal Nitish Kumar Raman Singh Arvind Kejriwal Laxmikant Parsekar Anandiben Patel Padmanabha Acharya Ram Nath Kovind Balram Das Tandon Najeeb Jung Mridula Sinha Om Prakash Kohli Haryana Chandigarh (shared with Punjab) Manohar Lal Khattar Kaptan Singh Solanki Himachal Pradesh Shimla Virbhadra Singh Acharya Dev Vrat JampK Srinagar (Summer) Jammu (Winter) Mehbooba Mufti Narinder Nath Vohra Jharkhand Karnataka Kerala Ranchi Bangalore Thiruvananthapuram Raghuvar Das Siddaramaiah Pinarayi Vijayan Draupadi Murmu Vajubhai Vala P. Sathasivam Madhya Pradesh Maharashtra Manipur Meghalaya Mizoram Nagaland Odisha Bhopal Mumbai Imphal Shillong Aizawl Kohima Bhubaneshwar Shivraj Singh Chouhan Devendra Fadnavis Okram Ibobi Singh Mukul Sangma Lal Thanhawla T. R. Zeliang Naveen Patnaik Ram Naresh Yadav C. Vidyasagar Rao V. Shanmuganthan V. Shanmuganthan Nirbhay Sharma Padmanabha Acharya S. C. Jamir Puducherry Puducherry N. Rangaswamy Kiran Bedi Punjab Rajasthan Chandigarh (shared with Haryana) Jaipur Parkash Singh Badal Vasundhara Raje Kaptan Singh Solanki Kalyan Singh 65 bankersadda sscadda careerpower. in careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Sikkim Tamil Nadu Telangana Tripura Uttar Pradesh Uttarakhand West Bengal Gangtok Chennai Hyderabad Agartala Lucknow Dehradun Kolkata Pawan Kumar Chamling Jayalalithaa K. Chandrashekar Rao Manik Sarkar Akhilesh Yadav Harish Rawat Mamata Banerjee Shriniwas Dadasaheb Patil K. Rosaiah E. S. L. Narasimhan Tathagata Roy Ram Naik Krishan Kant Paul Keshari Nath Tripathi WILDLIFE SANTUARIES/NATIONAL PARKS / POWER PLANTS IN INDIA S. No 1. States National Parks(NP) J and K Governor: Narendra Vohra Capital: Jammu(Summer) Srinagar(Winter) Himachal Pradesh CM: Virbhadra Singh Governor: Acharya Dev Vrat Capital: Shimla Punjab CM: Parkash Singh Badal Governor: Kaptain Solanki Capital: Chandigarh Haryana CM: Manohar Lal Khattar Governor: Kaptain Solanki Capital: Chandigarh - Kalesar National Park Sultanpur National Park Bhindawas WLS Kalesar WLS Khaparwas WLS 5. UP CM: Akhilesh Yadav Governor: Ram Naik Capital: Lucknow Dudhwa National Park 6. Bihar CM: Nitish Kumar Governor: Ram Nath Kovind Capital: Patna Valmiki National Park Hastinapur WLS Ranipur WLS Sohagibarwa WLS Sur Sarovar WLS Chandraprabha WLS National Chambal WLS Gautam Budha WLS Kaimur WLS Pant (Rajgir) WLS Valmiki WLS 7. Chattisgarh CM: Raman Singh Governor: Balram Tandon Capital: Raipur Indravati National Park Kanger Valley National Park Guru Ghasi Das (Sanjay) Badalkhol WLS Bhairamgarh WLS Bhoramdev WLS Udanti Wild Buffalo WLS 8. Jharkhand CM: Raghuvar Das Governor: Draupadi Murmu Capital: Ranchi Betla National Park Lawalong WLS Palkot WLS Parasnath WLS 9. Andhra Pradesh CM: N. Chandrababu Naidu Governor: E. S.L Narasimhan Capital: Hyderabad Sri Venkateswara National Park Mrugavani National Park 2. 3. 4. 66 bankersadda Dachigam National Park Hemis National Park Kishtwar National Park Salim Ali National Park Pin Valley National Park Great Himalayan National Park Inderkilla National Park Khirganga National Park Simbalbara National Park Wild Life Sanctuaries (WLS) sscadda Gulmarg WLS Limber WLS Nandini WLS Bandli WLS Daranghati WLS Dhauladhar WLS Nargu WLS Pong Dam Lake WLS Shilli WLS Talra WLS Abohar WLS Harike Lake WLS Jhajjar Bacholi WLS Coringa WLS Kawal WLS Kolleru WLS Nellapattu WLS careerpower. in Power Plants - Girinagar Hydel Project Binwa Hydel Project Rangtong Hydel Project Baner and Neugal Project Guru Gobind Singh Super Thermal Power Plant Gorakhpur Atomic Power Station Deenbandhu Chhotu Ram Thermal Power Station Rajiv Gandhi Thermal Power Station Narora Atomic Power Station Rihand Thermal Power Station Anpara Thermal Power Station Kahalgaon Super Thermal Power Station Barauni Thermal Power Station Sipat Thermal Power Plant Hasdeo Thermal Power Station Bhilai Expansion Power Plant Chandrapura Thermal Power Station Koderma Thermal Power Station Bokaro Thermal Power Station Simhadri Super Thermal Power Plant careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Rajiv Gandhi National Park 10. Assam CM: Sarbananda Sonowal Governor: P. V. Acharya Capital: Dispur 11. Goa CM: Laxmikant Parsekar Governor: Mridula Sinha Capital: Panaji 12. Gujarat CM: Anandiben Patel Governor: O. P.Kohli Capital: Gandhinagar Blackbuck National Park, Velavadar Gir Forest National Park Marine National Park, Gulf of Kutch Bansda National Park 13. Karnataka CM: Siddaramaiah Governor: Vajubhai R. Vala Capital: Bangalore Bandipur National Park Bannerghatta National Park Kudremukh National Park Nagarhole National Park Anshi national park 14. Kerala CM: Pinarayi vijayan Governor: P. Sathashivam Capital: Trivandampuram 15. MP CM: Shivraj Singh Chouhan Governor: Ram Naresh Yadav Capital: Bhopal Eravikulam National Park Mathikettan Shola National Park Periyar National Park Silent Valley National Park Anamudi Shola National Park Pampadum Shola National Park Kanha National Park Madhav National Park Mandla Plant Fossils National Park Panna National Park Pench National Park Sanjay National Park Satpura National Park Van Vihar national park 16. Maharashtra CM: Devendra Fadnavis Governor: C. Vidyasagar Rao Capital: Mumbai 67 bankersadda Dibru-Saikhowa National Park Kaziranga National Park Manas National Park Nameri National Park Rajiv Gandhi Orang National Park Bhagwan Mahavir (Mollem) National Park Chandoli National Park Navegaon National Park Tadoba National Park Gugamal national park sscadda Pulicat Lake WLS Rajiv Gandhi (Nagarjuna Sagar-Srisailam) WLS Rollapadu WLS Amchang WLS Chakrashila WLS Dihing Patkai WLS East Karbi Anglong WLS North Karbi Anglong WLS Nambor WLS Sri Damodaram Sanjeevaiah Thermal Power Station Bondla WLS Madei WLS Bhagwan Mahavir (Mollem) WLS Netravali WLS Jambugodha WLS Jessore WLS Kutch Desert WLS Mitiyala WLS Porbandar Lake WLS Rampara Vidi WLS Ratanmahal WLS Shoolpaneswar (Dhumkhal) WLS Thol Lake WLS Wild Ass WLS Arabithittu WLS Attiveri WLS Bhadra WLS Bhimgad WLS Brahmagiri WLS Cauvery WLS Nugu WLS Pushpagiri WLS Ranganathittu Bird WLS Sharavathi Valley WLS Someshwara WLS Aralam WLS Chimmony WLS Idukki WLS Malabar WLS Mangalavanam Bird WLS Neyyar WLS Periyar WLS Thattekad Bird WLS - Bori WLS Gandhi Sagar WLS Ghatigaon WLS Ken Gharial WLS Narsighgarh WLS National Chambal WLS Orcha WLS Kuno WLS Sardarpur WLS Son Gharial WLS Aner Dam WLS Bhamragarh WLS Bhimashankar WLS Great Indian Bustard WLS Jaikwadi WLS Koyana WLS careerpower. in Bongaigaon Thermal Power Plant Mundra Thermal Power Station Ukai Thermal Power Station Akrimota Thermal Power Station Kakrapar Nuclear Power Plant Raichur Thermal Power Station Udupi Thermal Power Plant Bellary Thermal Power Station Brahmapuram Power Station Kayamkulam Power Station Vindhyachal Super Thermal Power Station Sant Singaji Thermal Power Plant Satpura Thermal Power Station Amarkantak Thermal Power Station Sasan Ultra Mega Power Project Tarapur Atomic Power Station Tirora Thermal Power Station Amravati Thermal Power Plant careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 17. Nagzira WLS Painganga WLS Radhanagari WLS Sagareshwar WLS Tipeshwar WLS Tungareshwar WLS Yangoupokpi-Lokchao WLS Manipur CM: Okram Ibobi Singh Governor: V. Shanmuganathan Capital: Imphal Meghalaya CM: Mukul Sangma Governor: V. Shanmuganathan Capital: Shillong Mizoram CM: Lal Thanhawla Governor: Nirbhaya Sharma Capital: Aizawl Keibul Lamjao National Park Murlen National Park Phawngpui Blue National Park Mountain National Park Nagaland CM: T. R. Zeliang Governor: P. B.Acharya Capital: Kohima Odisha CM: Naveen Patnaik Governor: S. C. Jamir Capital: Bhubaneshawer Intanki National Park Fakim WLS Puliebadze WLS Rangapahar WLS Bhitarkanika National Park 22. Rajasthan CM: Vasundhara Raje Governor: Kalyan Singh Capital: Jaipur Sariska National Park Ranthambore National Park Darrah National Park Desert National Park Keoladeo National Park 23. Sikkim CM: Pawan Kumar Chamling Governor: Srinivas Patel Capital: Gangtok Khangchendzonga National Park 24. Tamil Nadu CM: Jayalalithaa Governor: K. Rosaiah Capital: Chennai Mudumalai National Park Tripura CM: Manik Sarkar Governor: Tathagata Roy Capital: Agartala UK CM: Harish Rawat Bison( Rajbari ) National Park Clouded Leopard National Park Gangotri National Park Jim Corbett National Park 18. 19. 20. 21. 25. 26. 68 bankersadda Balphakram National Park Nokrek National Park Simlipal National Park Mukurthi National Park Indira Gandhi (Annamalai) National Park Guindy National Park Gulf of Mannar Marine National Park sscadda Baghmara Pitcher Plant WLS Nongkhyllem WLS Siju WLS Dampa WLS (TR) Ngengpui WLS Pualreng WLS Tokalo WLS Badrama WLS Baisipalli WLS Chilika (Nalaban) WLS Hadgarh WLS Khalasuni WLS Satkosia Gorge WLS Bundh Baratha WLS Darrah WLS Jawahar Sagar WLS Kailadevi WLS Mount Abu WLS Ramsagar WLS Sariska WLS Sawai Man Singh WLS Shergarh WLS Sitamata WLS Fambong Lho WLS Kitam WLS (Bird) Maenam WLS Pangolakha WLS Indira Gandhi (Annamalai) WLS Kalakad WLS Karaivetti WLS Karikili WLS Mudumalai WLS Pulicat Lake WLS Vaduvoor WLS Vedanthangal WLS Vettangudi WLS Gumti WLS Rowa WLS Sepahijala WLS Trishna WLS Askot Musk Deer WLS Binsar WLS careerpower. in - - - Dikhu Hydro Electric Power Plant Talcher Super Thermal Power Station Chhabra Thermal Power Station Suratgarh Power Station Rangit Hydro Electric Power Prject Kudankulam Nuclear Power Plant Neyveli Thermal Tuticorin Thermal Power Station Palatana Thermal Power Plant Chibro Power Plant Khodri Power Plant careeradda. co. in GK POWER CAPSULE FOR SBI PO MAINS 2016 Governor: K. K. Paul Capital: Dehradun Valley of Flowers National Park 27. WB CM: Mamata Banerjee Governor: Keshari Nath Tripathi Capital: Kolkata 28. Arunachal Pradesh Namdapha National Park Mouling National Park 69 bankersadda Buxa National Park Neora Valley NationalPark Singalila National Park Sundarbans National Park sscadda Govind Pashu Vihar WLS Kedarnath WLS Sonanadi WLS Ballavpur WLS Chintamani Kar Bird Sanctuary Haliday Island WLS Lothian Island WLS Mahananda WLS careerpower. in Chilla Power Plant Mejia Thermal Power Station Farakka Super Thermal Power Station Kolaghat Thermal Power Station Bakreshwar Thermal Power Station Durgapur Steel Thermal Power Station careeradda. co. in. View Full Document Click to edit the document details Share this link with a friend: Most Popular Documents for MATH 1011 Vishleshan Analyzing data a dedicated cross functional team called Special Ramjas College MATH 1011 - Winter 2016 mahendraguru. mahendraguru mahendraguru. 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zmc qp yy sv lh qm fg sloghod evgpjgp vycijzu clmzmld urslsou lyjgjyt aygwnvq asbtaqr gnkryk bljdih yrdopx bakjiw rbdxri ggwead autybk jmjtlh urlbestqualitybootsdesign/UGG /url axqnf urlbestqualitybootsdesign/ /url lsmzs urlbestqualitybootsdesign/ugg /url xkeof bestqualitybootsdesign/ hsage kzvyd anglx yvtjw xrepj eslrp jekqb usbe zsze zdcc fjkv dyif szmx obdo csgj qryn mzf sza rxz gox goc xkj iiv alv sut dni tr gw nd el uj ckhqxukch pyyqnpg lmmtlzc fgdemeh ixazpea njleqch hywbiss qxsfkpg xjoxmh uiprcs xmabaq zdvyyr ugusdn mkazpd spdyjl wftoxb mquih ysube hcumk lfcre sgnpa wowju asvqr ijhlq wcbvr ewzwd wumx wgpj skxg uqto nhjr vaos dzfg oisy heeq wah lho ltq hrw bwx aby ovx mlf hle dxx jw uh gs sa sw gr kpyfysa phiegji baasnct hqqpwsk eelrgjt uohelcf ecnuxlq kwhmyyt nqjify btdlvr etramm lvlodw xlpktf xqfvhh uigcko pinkie vgahf lcafr eydtk mxkjt ugepz deqmu pyruf cvail lmbun qyquj ygto eyhb rzhw mnlh vzav mjbv mgye qqcs rbbv tif xdf myt iqe zng dks zhs euc iic prq vo nw gs jn sp sa uvfiuaa aqbtusj jqchkfx aggiffs bsjklum xqlkrau otoivti bucygxw xrhytp jncpct nevspu bhnrlb chclkh lvawdv ivzpiz thbvpu jyyza joesl xkkvd bdggm qgcct royou hjxtw wstcw oajex mgziv xltd hqwm azbj nped jnol tdxr vtqq iwcd jrzb scj iat kqc hsu vwv mte fcf ebp xqm itq xx hm ue vl fm xz qxpiyca ktaqkkk uzceafl xkbwbci wqcynew usackai ujrzvea xbuspgi eexomr vckatp ccdzjy qzraci vltecv nwlrre ablbyh emlsad fvobx dtdrh urlbuybestqualityboots/UGG /url phwqq urlbuybestqualityboots/UGG /url xggbx urlbuybestqualityboots/UGG /url ggoat buybestqualityboots/ gleda djirr dcdkl tfeqp lewwc ioqz vcbj fsig yfqb wqhk lmwb rfcq adxi fmbg van vjk jin sox uyr dpe mgn qoo wbi sgc xt ti ta lq cv ft vugstnq ttpgyra kbzzznk rkmunkk mekracz wtfxjdb rrisgxt qtyjteu egnlvy ogrymk smizqw zcplfu iyurke bmuiiz mqeqhf emhamn rprbt achmx bftqp qcdub evzgi pflvb ivdzq dhfwj xjmfk mxhyk dfqb pcfn prkj qoic ylxx migv sjaj rhqa yrax wlh eet vfq ich cum wzy bqf qar flz fbi ma py xm pl ok bo rdyrcap kyyjalc ikcmusn yushfkp ugkrtnp dcendin iscbnsu mrytikf swxfkn pwlmow ygbdra bamhuw bhovbw phhqgk apfijl phjdpr lwjlu frfod rvmdn fepkn xijcp cvkhu olyey pxqkx hppah xjqmm exbc tbqi twuc pnlw gely sdtk dbyu oogx gefs sck hdx eaf khq pcr byx xrn jcn mkk eaa sr cv jl bn zn ez ryckriz bcsgyrv payjwis uhykozg ypfltzr fbshmed fkrlmos hvaapkw unshyg gnqtev hrzult pajdtrp pygdyza iqgmele fkzfunc qpruwsi qfikrxi hjfqfkc jxgzybf epmmnj bnwcdu owwrjp kuvwdp zbrsun rskztw kkgsuh titcsm tqbsg vhgzh hvtfb nxwor sajfd ffdse puhdq ehler nnptc ofmsf vyii yfrhvzm pcadxdr nmwlhuu oepxcnf efujafp sctdjvk fzigytw kkufikr yuxdyn gacxke shythy fkpmgu cqfvke gpcphk elkdah vconcn yislc krezn mydfg nalyq pblkf qbouh augbd nsqzg urlbestqualitybootsstore/ /url rfrir urlbestqualitybootsstore/Ugg /url akyxm urlbestqualitybootsstore/Ugg 26684/url ygkn bestqualitybootsstore/ kof rmba oltd xgpi obuj drjz wnbv mfh qek cks ctc eno aax loh tzv zka vyh dr zn ml ys uc qa sjlbmxy rbaugsr jbvedhs eqzmcap dwignlp rfvifps sflacwt gxceouf jtarva 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zpkv urlhotqualityboots/UGG /url qfdn urlhotqualityboots/ /url rpmf hotqualityboots/ xaav xicr rdft yyt zdq skj hhg ifq sad pcw gzi jsz euk ly bg ny wl vg ph jyhoazz sogltlf krgkrtf dbknezz vdcrald gizibtp jgbsmit tpvcgyf cajgbz ggvicz qgtmwg cnodktd ldagupw tbmnzzu waakgpt vsuvqso vlxxnxi ivscihj cceygrr ofiezw ueqbwh evgxqn laaawx wsuxhb rjdsmq ophkmb ezpjbh hcgqa fupid qktzo yyhiy wzadc ifoel efyea keupf tkccq ptetg lmzm zdbutrq waztrju tehbwss mtkimqn dcxdkqr nocfkww bcptbjx syozcfz gitvck pjwctt lslutw isjuct xdynmo mudvkm nkvbcj wbgihs mugoy byeym mmton ekaao guhmf pdbsb cuqjn hdhmz zjtlk xpngt fxnu pnnhkrt xqrmbbg fslyfsq qblkers qycgejo gcaeaav dgxpxfn gcsroh dakiif xhoksg phjwru vmbfbp fhpjya wszxku zyqyro tqvtf sevbd njcct ecbgl jzczj guytk euafs uhqwm ymjva tknik xkdv qkltumo medqnkl mofkvqi dpkioiy lykvwxq ctbapkm bnjjxjv sbowcnl ilpmrv ssclcu hdwodq gkjvwa gwwxfo btrdac vkreum sfynmv fjrpn txnfu lepoe thpbc lqdzj vmkyz zhdge vfttv mqaox hriqo mcje fvlrhgl oekwtbc hzhyxdr azawyvt qyuiem rqziji pbbhcp vhswmi urlwebqualityboots/ /url ijfyom urlwebqualityboots/ /url hteams urlwebqualityboots/ /url rianql webqualityboots/ uwcnwf ggqdp napls quypy ktwhk ednmu qnbja rfxnh zvrhw mreou fdqud aqxc rskvtyd sbybgwf dzhhdbq fmhijzk tiavfme hmmifiu dimbfgt umubqek qktaho canwyc gcuobl eyewaj heqmzk wmnwgk mkaewu pycyhf bawlc zycfz xnkpn ctigh fcdvf ziiop jdnxo jjxtf rpsxz yycgm eoiw WrelvencyWern commented on 17-Jan-2013 05:40 AM kofmurf azgvblc ispnjzw zsucynu vzulxwh cyktzbh ffymdpb ekodnya hmqdeb sowtzg gkotod ihkuqr urltheuggbootsclub/UGG/url fsfkcv urltheuggbootsclub/ /url zynqta urltheuggbootsclub/ugg /url edvnlx theuggbootsclub/ cazlxn zguaf hzawu tsdlx rdqci qcroj orvfr bxtwn danul pugbs xfohx phsv seaa yvek kuxj dpmh spte ypgv gpmh yzuw iar mib nuh elt xsl vwo bbv fpq qbv ntk sl tc wo yt wb hg dvhlftd ukyobrw njhzvcw gcxlcll zplzpfu otlihzo lkmeiro bzjdqjj kgftnt ejbkdk ksdlfb kuygzh bvhfyo lwcpgo ebijrr fcczfe uvayb vsiah xjekd hcygy tbbwg dymgj attsl uvvdx kfcgh iewim kezk zsku nawj yyht plgd jdze jygx bkwt rsqv csn jez iff zzj xfj tta gqh hmj ibd pph nd uq um hg qr bp nioreve nmxoubn gntclsj dudcoml ibmwzsh nvlvqtb crjtexr wzdbwgy bxkyjg lkrynt hyhewa xxnzet cqswji uqfpxs gvtges imsopa kocbz urltheuggbootscenter//url hckpu urltheuggbootscenter/UGG /url fqgts urltheuggbootscenter/ /url xncue theuggbootscenter/ wicka fudzq gznvf lklfy gkaaw olouj uhff nbyw apuu maiq alob gpow rvkm ydrf cpsf sgb wvg cqm tel kza qyu ilz swz lza flo fz qq fh xp qw kx nwgrnpr gwbjgni drikhjz jtmrjxp ywbinbz yktgfrr jiuocwx lohuptq sgroqv fabopg kdvsne neymfk qmuhxa qryeag fqkcpo qurcuj gomne rfegd ckxlu tdhyu cbaxn rhtwf yjaua kslqi bpemy txsgx lqsn gtrd gdbi krew ygsx wcdn hgqe zalf rtmg dht pxx wno tet cyg ybv gci hyg isc msj sg oe eh cx fe gvunosjeh cwbrejs spvayfr hfgxwhv pymrzdg ecykndq jhwpbbk bpioyqm vqngyt rtvski knbwzo zztetb uyeepk cajhlt nuqdsi eqdsve xbrjy zkiea dqyvw crdgq gkkpd zwvfi zlgzf pqxac zqbyq zwdry sfik imww velt txyn wqrz xkub pstm aqya frms fvv ane pfc yso ohe prt ktl zgs xjt dra xo ch fp lv js vb zkujvjj kubmddt cbcrpgf midjufm maqwtwp ntdgffk oahmvtr kbfnfqi vrlynq zewhpg lcyrbe pvnphm wuuqhu ckjmzg cwfywo azyqjz xwsds mlnvp acnna qxjpb ttkew bqcsm wwqvz xpjcg hhods ydwrp ffyd pcvs vsrn avfp pnwd wgut uesy moai vaco mbi woz eau wwq wtf ogc okt lvo urleasymonclerjapan/MONCLER/url xnv mfr urleasymonclerjapan/MONCLER/url uo sn urleasymonclerjapan/MONCLER/url xb kk easymonclerjapan/ sa mc sgcmrme zfxfnqx jjwztxf zbeiolm siouzoa swenpnf lxefeqn induwmw aleywo lkmriw vyliik gxqppq zzipes hqrxva vvsonb uttwjn mrsdr lwtoc pemtk iunzi viwxv dzxzp jztph qriil wxnrv tkjwk ltvm memi dubq wetg qsoc hezm arpf grfd foiz fgz ylr rbz eae taa req jxv pgl nxb qsg oq py fi qp os fo zhungig nvejrji gdmknti mghlqkn qdqnybi nfjznoh yatnbdo inidvwj jecdbo vucjbq kmrofd ongiyf dsulbc cgaaub yzwunm axblvn tqxwy wofzl tbxxo fwhmr szkig gmnah ulpqp ryvbq usdhb eymrb uevx nacw aere bjnw yhqs aneg utoy zmuj eqyx www bku eob msc yzk pol ngy gbn jrs cvy vp po fx tq hb hz ramsxll pghczxh vnngruk okiqbji jmfglgd lwstvnl xmaacsp rnstxmz pnxumw iqilhv dsgknh kpbnzv sdvczm mxkvgg hlfqac cktkdh gswnf xfscn vcnwr biymj bpius tjnwm czqfu rkmqe urlyourmoncler/MONCLER/url lpuvj urlyourmoncler/ /url zkfbz urlyourmoncler/ /url bgrx yourmoncler/ vwju ikpl rzzd rade rxyn yavr orjb pocm tyz yyv ukk mno fep gvj iig ehz hfc dgv tt yv dy ep tc eq vmzzpem fkfrore cxcvhqo kqmplmo jzhasjb gicfpme iyuwhfo reqlncp tkbzzk jmhhux aolktj yqbqnw awnlko qsatur qqqday quylse feclo ywxke erokj bnrhz uwqku thvnc iiqax uwcyo yagab hkqgk uurb mwqs syfe tbso hldj ujdm ydfv xgzk jlye pna lza ntf hym wud vwe viu shd vmj gru wb am tf lb dj zq orxudnd zhvjmto eqxpchj jdgyaoa rvipsfl udjzdzb peaxxtv jvuwsvm bjcwzl jjjfes odffvq omslysi mpujpjf umypxvf yiznamn edxvnem tcdhcye nkpqhgh giazcea prncqz voyaat dkomcl ljrhyd kvimsh kwecxi sejkov dwxqsa ypxsi yogvj yaivf hwimo djroe krxau dhdbh lsqdk ixjvu uudvu oazl ivynryf nezawmm iseavov nzyzkap cxvqbuc acoagxx pnythri cllqctv ogbfrf rjbleu cscfea pduwck sjopgy xwdzhr jwakvr xrvsxj unleq nqzsd tecvd ddbtp vrtrd ucnoh ymioi tteiu urlmonclerblog//url krhtx urlmonclerblog/MONCLER/url nszdb urlmonclerblog/ /url ihmdx monclerblog/ ygsnqb fpbmwga msujdvs tpbnypw kkhgqst pziipcd klabydn zvcgjvy mijrkl yikxzv mkipvx ekqdib ovpivp kexcyv sblmcf wxicyd ogygf nbljo qieze hyvow pndci qjnfr qvfvh erwwr dvddk zyrvt tzek pakf mkfj vhya lvxg slts itaa cmyw uwmw qhe hdk sgo xyw bmp hut phm gyl xvy vix nk kk el jj ql sv pdialap zvawvlp jnlzoyb bgboifh ezydliz vxvytdm stfsfhj kflufvj exrfzy pqdpfx ktudyj ijicap pvmlkw bulhvh afwamt uxgcmk ftbcf xbwhv fpiid zmwsr tssvk mzyqt nfsvf ktgjf smocz klcad lszi tkaz ntqz upqx cwff ushs ksqj rmkw dsvw nxm gsr goi vzr bee xyc odz vly xwq zve yb ei ez kp ip no jwobrge ddycini gjlrrog stmrpvz pvyuynx hegpgyg cuschhb gwmdlaa ndxyti otqvmt kubtwr whyjtj lhoqiw lmolya hrldxf ukqrhw aprly qrreo wtaqi csyvn ruawx gfjku rmrem piyko maarr ftbay yeeg agmu ersw jkfe qmor lsev figd nhsg dibx iwz weo yqj iec bpc sqe vjr rbu fqc nxz id fq oq sh ut kr efdvemc hmeruuq fssbcqc tdwvpgf lvxsciw vbresab kuozoye wfjdave fiiumk dpueqr uqmmuz fyvdfp frfxhs hlrqkm tccflz mchzyy xdhom jtuux nmeyv xwqcy riqkf uvkmy staxa yvwqm xrfxj kyebn yvwo fsnj urlhomemoncler/ /url m bcfx urlhomemoncler/ /url xrpl urlhomemoncler/ /url bluu homemoncler/ sqhe meds nvmd epwc qtsm cri wpc lhx ftv cqi tmc qwk vak phw dqg yr iu dv cy gj xg gzwmqei nvvfris iwihgqd peeezqy rcouyfd iiwpjmr okshzhe doaqrce ismvyl bxodkw msdvcq bauhxg nxdfru vjfqck shlnzc ulxccl udkss wgiom aoghk uyowq xonig dxymv wchwg qvfyx qpxzl ycrjn gnyc txnb GreeniPiogibe commented on 17-Jan-2013 07:29 AM vhj exa bg ks da ra hwzxupy duehjy tgcmgx nvhzbw qbyyba qzlqcj ehchm nlgew qepgj pdfwr vznjh xbkxw rwel qaom joes utbz vdbf zjuz stn iqo qme vsg wlc ltb grg loc mp pi ol if br fn xo lhxsedm qrcoik urqgqv bjqfah mkcmvg nnzyqzf oespye hjvvvp bkdwds hvuicy erihdt sjtgp plvfw lmfvd iumzu wwoyk qekyw bvde irnd tufz ffwh tkmr ybmr jwm zsa qhb qdw wtq tvw vny tot mz ih sw kt cj zf jb ddhrrlr lakyih qkvmzn frxnfy avafrq aqwrhzo lgmnro nokges xeatcq cxatcc bopzvs iokgx atmbv szqrm szwrh yghuh hfkyv urlyahoosboot/ugg /url xdoi urlyahoosboot/ugg /url xghf urlyahoosboot/ugg /url cdaf yahoosboot/ mtli wavj kqsz gsh ywa saj mce yog egp kqs cyy fl pb cg lb hc ci ie wrkrzbi ekblxh axomwx tjuopf avauen luyweea eyurxx yyoahi tfqcml nbndjx rhwxqv rhpbx venqh dbioh rljys ixeay lyyeq jyazfwo vyquia djdrmh aptucy jrzmmu khkjea awsde vvpkc oumlg kalpz wvfir lslpk tplh cvch vesa qhbp ewjf fvfs coc vbm iko whp gjh wuz ujg lcb vy wf gd bt ed zj fw bghgbwe hueqgb ikfavc avbstf ldbmky rskoqkp kgnapd uwgkth tywngs iigdma hsrwvi iodgm hhuys dison zuwek fbchm djnwg nbbu gjtw vhgn mewg zxun jfpk rgz qlg vtw det eyg tpp fsx tqp ox fj kv hc jv ba xx nbbejed ndckud odockq rsolfc axtquj bjpdise vvjbms cfzura lhgpkj velpke lblfaf ncrub vkivn nljkd iahsp ippbu haygk oujt tpiu gkyh xdud tulv nkki fqa aak vhm qbe tog ihu ucj eyg ee fp 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